CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST INCOME:
Loans	$ 14,412	$ 11,575	$ 27,473	$ 23,302
Interest-earning deposits	249	11	304	21
Securities	177	90	335	173
Total Interest Income	14,838	11,676	28,112	23,496
INTEREST EXPENSE:
Deposits	1,160	1,113	2,337	2,395
Borrowings	127	176	288	350
Financing lease	9	9	19	18
Total Interest Expense	1,296	1,298	2,644	2,763
Net Interest Income	13,542	10,378	25,468	20,733
Provision for loan losses				17
Net Interest Income after Provision for Loan Losses	13,542	10,378	25,468	20,716
NON-INTEREST INCOME:
Other loan fees and service charges	627	393	1,018	715
Gain on disposition of equipment	46	7	46	7
Earnings on bank owned life insurance	150	148	297	295
Investment advisory fees	120	124	257	242
Unrealized (loss) gain on equity securities	(430)	93	(1,064)	(62)
Other	23	13	40	24
Total Non-Interest Income	536	778	594	1,221
NON-INTEREST EXPENSES:
Salaries and employee benefits	3,613	3,512	7,441	7,169
Occupancy expense	562	472	1,166	1,045
Equipment	276	239	566	488
Outside data processing	479	337	915	824
Advertising	51	24	105	47
Real estate owned expense	21	26	52	68
Other	2,005	1,699	3,982	3,223
Total Non-Interest Expenses	7,007	6,309	14,227	12,864
INCOME BEFORE PROVISION FOR INCOME TAXES	7,071	4,847	11,835	9,073
PROVISION FOR INCOME TAXES	1,678	1,126	2,797	2,107
NET INCOME	$ 5,393	$ 3,721	$ 9,038	$ 6,966
EARNINGS PER COMMON SHARE-BASIC (in dollars per share)	$ 0.35	$ 0.23	$ 0.58	$ 0.43
EARNINGS PER COMMON SHARE-DILUTED (in dollars per share)	$ 0.35	$ 0.23	$ 0.58	$ 0.43
WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING-BASIC (in shares)	15,544	16,181	15,534	16,176
WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING-DILUTED (in shares)	15,544	16,181	15,534	16,176