Consolidated Balance Sheets - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks		$ 65,300	$ 87,977
Fed funds sold		1,503	4,549
Cash and cash equivalents		66,803	92,526
Marketable equity securities, stated at fair value		3,544	2,992
Available for sale securities, stated at fair value		112,440	58,703
Loans held for sale		1,183	2,484
Loans, net		323,789	329,073
Premises and equipment, net		5,864	6,275
Mortgage servicing rights, net		2,036	1,806
Federal Home Loan Bank (FHLB) stock, at cost		3,032	3,032
Accrued interest receivable		948	912
Cash value of life insurance		13,892	13,485
Other assets		6,108	5,469
TOTAL ASSETS		539,639	516,757
Liabilities and Stockholders' Equity
Deposits		384,501	379,848
Advance payments by borrowers for taxes and insurance		1,860	2,737
FHLB advances		55,442	68,398
Accrued interest payable		109	183
Other liabilities		6,834	5,583
TOTAL LIABILITIES		448,746	456,749
Common stock (par value $0.01 per share) Authorized - 90,000,000 shares at December 31, 2021 and December 31, 2020 Issued - 6,402,571 at December 31, 2021 and 4,961,626 at December 31, 2020 (includes 97,128 and 84,949 unvested shares, respectively) Outstanding - 6,372,508 at December 31, 2021 and 4,834,401 at December 31, 2020 (includes 97,128 and 84,949 unvested shares, respectively)	[1]	64	49
Preferred stock, $0.01 par value, 10,000,000 shares authorized at December 31, 2021 and December 31, 2020		0	0
Additional paid-in capital		52,805	20,134
Unallocated common stock of Employee Stock Ownership Plan (ESOP), 377,077 and 161,486 shares at December 31, 2021 and December 31, 2020, respectively	[1]	(3,432)	(1,615)
Less treasury stock at cost, 30,063 at December 31, 2021 and 127,225 at December 31, 2020	[1]	(301)	(1,228)
Retained earnings		41,615	41,530
Accumulated other comprehensive income, net of income taxes		142	1,138
Total stockholders' equity		90,893	60,008
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 539,639	$ 516,757

[1] Amounts related to periods prior to the date of Conversion (July 2021) have not been restated to give the retroactive recognition to the exchange ratio applied in the Conversion (1.3163) (See Note 1).