Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Interest and dividend income:
Loans, including fees		$ 17,029	$ 13,584
Securities, taxable		2,685	2,343
Other		1,141	511
Total interest and dividend income		20,855	16,438
Interest expense:
Interest-bearing deposits		6,346	1,116
Borrowed funds		2,193	866
Other interest-bearing funds		5	9
Total interest expense		8,544	1,991
Net interest income		12,311	14,447
Provision for credit losses		300	222
Net interest income after provision for credit losses		12,011	14,225
Noninterest income:
Service charges and other fees		925	962
Loan servicing, net		668	695
Net gain on sale of loans		190	310
Net loss on sale of securities		(4,529)
Increase in cash surrender value of insurance		432	424
Unrealized gain (loss) on marketable equity securities		663	(714)
Other		280	60
Total noninterest income		(1,371)	1,737
Noninterest expense:
Salaries and employee benefits		10,145	10,492
Unrealized gain (loss) on marketable equity securities		663	(714)
Advertising and promotions		163	184
Data processing		886	847
Occupancy and equipment		1,156	1,324
FDIC assessment		245	135
Other		3,786	4,013
Total noninterest expense		17,044	16,281
Loss before income taxes		(6,404)	(319)
Income tax expense (benefit)		388	(171)
Net loss		$ (6,792)	$ (148)
Loss per share:
Basic		$ (1.23)	$ (0.03)
Diluted	[1],[2]	$ (1.23)	$ (0.03)
Average common shares outstanding:
Basic		5,533,959	5,775,140
Diluted	[1]	5,533,959	5,775,140

[1] Diluted loss per share and average shares outstanding excludes all common shares as their effect is anti-dilutive.

[2] For 2023 and 2022, the effect of the stock options was anti-dilutive due to the net loss and therefore no dilutive shares are included in the weighted average shares outstanding or diluted (loss) calculations.