Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest and dividend income:
Loans, including fees	$ 3,563	$ 2,939	$ 9,862	$ 9,357
Securities, taxable	613	368	1,727	971
Other	139	74	279	181
Total interest and dividend income	4,315	3,381	11,868	10,509
Interest expense:
Interest-bearing deposits	196	171	551	620
Borrowed funds	200	178	550	579
Other interest-bearing liabilities	2	0	7	0
Total interest expense	398	349	1,108	1,199
Net interest income	3,917	3,032	10,760	9,310
Provision for loan losses	0	30	210	30
Net interest income after provision for loan losses	3,917	3,002	10,550	9,280
Noninterest income:
Service charges and other fees	229	242	722	713
Loan servicing, net	167	204	515	971
Net gain on sale of loans	83	448	266	1,361
Net gain on sale of securities	0	0	0	12
Increase in cash surrender value of insurance	108	103	317	304
Unrealized (loss) on marketable equity securities	(159)	(377)	(892)	(5)
Other	51	8	58	15
Total noninterest income	479	628	986	3,371
Noninterest expense:
Salaries and employee benefits	2,528	2,137	6,846	7,290
Advertising and promotions	33	52	146	84
Data processing	221	206	630	611
Occupancy and equipment	326	341	1,010	1,076
FDIC assessment	36	38	99	105
Other	1,107	1,028	3,149	3,086
Total noninterest expense	4,251	3,802	11,880	12,252
Income (loss) before income taxes	145	(172)	(344)	399
Income tax expense (benefit)	21	(57)	(172)	45
Net income (loss)	$ 124	$ (115)	$ (172)	$ 354
Earnings (loss) per common share:
Basic	$ 0.02	$ (0.02)	$ (0.03)	$ 0.06
Diluted	$ 0.02	$ (0.02)	$ (0.03)	$ 0.06
Average common shares outstanding:
Basic	5,810,185	6,011,247	5,842,184	6,035,289
Diluted	5,983,241	6,011,247	5,842,184	6,262,722