The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 326 1,836 SH   SOLE   0 0 1,836
ALPHABET INC CAP STK CL C 02079K107 674 233 SH   SOLE   0 0 233
ALPHABET INC CAP STK CL A 02079K305 623 215 SH   SOLE   0 0 215
AMAZON COM INC COM 023135106 1,284 385 SH   SOLE   0 0 385
AMPHENOL CORP NEW CL A 032095101 900 10,291 SH   SOLE   0 0 10,291
APPLE INC COM 037833100 6,559 36,936 SH   SOLE   0 0 36,936
ARISTA NETWORKS INC COM 040413106 216 1,500 SH   SOLE   0 0 1,500
AT&T INC COM 00206R102 274 11,135 SH   SOLE   0 0 11,135
BANCROFT FD LTD COM 059695106 529 20,005 SH   SOLE   0 0 20,005
BANK NEW YORK MELLON CORP COM 064058100 386 6,645 SH   SOLE   0 0 6,645
BLACKROCK CORPOR HI YLD FD I COM 09255P107 233 18,882 SH   SOLE   0 0 18,882
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202 521 44,500 SH   SOLE   0 0 44,500
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 202 12,075 SH   SOLE   0 0 12,075
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104 257 5,150 SH   SOLE   0 0 5,150
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101 185 13,748 SH   SOLE   0 0 13,748
CHEVRON CORP NEW COM 166764100 211 1,798 SH   SOLE   0 0 1,798
COHEN & STEERS REIT & PFD & COM 19247X100 575 20,077 SH   SOLE   0 0 20,077
DISNEY WALT CO COM 254687106 308 1,989 SH   SOLE   0 0 1,989
EATON VANCE ENHANCED EQUITY COM 278277108 332 13,505 SH   SOLE   0 0 13,505
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453 446 4,454 SH   SOLE   0 0 4,454
EXXON MOBIL CORP COM 30231G102 667 10,905 SH   SOLE   0 0 10,905
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,257 23,717 SH   SOLE   0 0 23,717
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,727 48,970 SH   SOLE   0 0 48,970
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 344 3,613 SH   SOLE   0 0 3,613
HOME DEPOT INC COM 437076102 559 1,346 SH   SOLE   0 0 1,346
INTERNATIONAL BUSINESS MACHS COM 459200101 310 2,319 SH   SOLE   0 0 2,319
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,596 23,260 SH   SOLE   0 0 23,260
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 247 1,513 SH   SOLE   0 0 1,513
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,424 39,474 SH   SOLE   0 0 39,474
INVESCO QQQ TR UNIT SER 1 46090E103 22,317 56,095 SH   SOLE   0 0 56,095
ISHARES INC MSCI EM ASIA ETF 464286426 246 2,995 SH   SOLE   0 0 2,995
ISHARES TR CORE S&P SCP ETF 464287804 15,322 133,807 SH   SOLE   0 0 133,807
ISHARES TR SELECT DIVID ETF 464287168 7,350 59,955 SH   SOLE   0 0 59,955
ISHARES TR GL CLEAN ENE ETF 464288224 205 9,686 SH   SOLE   0 0 9,686
ISHARES TR MSCI USA MIN VOL 46429B697 5,195 64,218 SH   SOLE   0 0 64,218
ISHARES TR CORE HIGH DV ETF 46429B663 215 2,128 SH   SOLE   0 0 2,128
ISHARES TR MSCI EAFE MIN VL 46429B689 3,284 42,772 SH   SOLE   0 0 42,772
ISHARES TR ESG AWARE MSCI 46435U663 563 13,953 SH   SOLE   0 0 13,953
ISHARES TR MSCI USA ESG SLC 464288802 821 7,724 SH   SOLE   0 0 7,724
ISHARES TR 0-5YR HI YL CP 46434V407 938 20,704 SH   SOLE   0 0 20,704
ISHARES TR S&P 500 GRWT ETF 464287309 2,744 32,792 SH   SOLE   0 0 32,792
ISHARES TR CORE S&P500 ETF 464287200 2,208 4,628 SH   SOLE   0 0 4,628
ISHARES TR CORE S&P MCP ETF 464287507 1,820 6,431 SH   SOLE   0 0 6,431
ISHARES TR CORE S&P US VLU 464287663 852 11,156 SH   SOLE   0 0 11,156
ISHARES TR CORE MSCI EAFE 46432F842 718 9,619 SH   SOLE   0 0 9,619
ISHARES TR RUS MD CP GR ETF 464287481 946 8,214 SH   SOLE   0 0 8,214
ISHARES TR RUSSELL 2000 ETF 464287655 1,497 6,730 SH   SOLE   0 0 6,730
ISHARES TR RUS TP200 GR ETF 464289438 695 4,008 SH   SOLE   0 0 4,008
ISHARES TR BLACKROCK ULTRA 46434V878 385 7,650 SH   SOLE   0 0 7,650
ISHARES TR RUS 1000 GRW ETF 464287614 1,901 6,221 SH   SOLE   0 0 6,221
ISHARES TR CORE DIV GRWTH 46434V621 318 5,730 SH   SOLE   0 0 5,730
ISHARES TR PFD AND INCM SEC 464288687 241 6,110 SH   SOLE   0 0 6,110
ISHARES TR US HLTHCARE ETF 464287762 520 1,730 SH   SOLE   0 0 1,730
ISHARES TR MSCI AC ASIA ETF 464288182 419 5,071 SH   SOLE   0 0 5,071
ISHARES TR NATIONAL MUN ETF 464288414 810 6,969 SH   SOLE   0 0 6,969
ITT INC COM 45073V108 2,118 20,730 SH   SOLE   0 0 20,730
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 935 14,800 SH   SOLE   0 0 14,800
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,782 35,310 SH   SOLE   0 0 35,310
JOHNSON & JOHNSON COM 478160104 826 4,829 SH   SOLE   0 0 4,829
META PLATFORMS INC CL A 30303M102 519 1,544 SH   SOLE   0 0 1,544
MICROSOFT CORP COM 594918104 1,135 3,376 SH   SOLE   0 0 3,376
MORGAN STANLEY EMKT DBT FD I COM 61744H105 1,096 121,590 SH   SOLE   0 0 121,590
NETFLIX INC COM 64110L106 668 1,108 SH   SOLE   0 0 1,108
NEUBERGER BERMAN MUN FD INC COM 64124P101 310 20,209 SH   SOLE   0 0 20,209
NVIDIA CORPORATION COM 67066G104 265 901 SH   SOLE   0 0 901
ORACLE CORP COM 68389X105 231 2,648 SH   SOLE   0 0 2,648
PEPSICO INC COM 713448108 1,591 9,157 SH   SOLE   0 0 9,157
PFIZER INC COM 717081103 600 10,159 SH   SOLE   0 0 10,159
PIMCO DYNAMIC INCOME FD SHS 72201Y101 497 19,194 SH   SOLE   0 0 19,194
PIMCO ETF TR ACTIVE BD ETF 72201R775 233 2,131 SH   SOLE   0 0 2,131
PROCTER AND GAMBLE CO COM 742718109 620 3,792 SH   SOLE   0 0 3,792
PROSHARES TR RUSS 2000 DIVD 74347B698 468 7,000 SH   SOLE   0 0 7,000
RH COM 74967X103 1,018 1,900 SH   SOLE   0 0 1,900
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 619 7,654 SH   SOLE   0 0 7,654
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,144 67,515 SH   SOLE   0 0 67,515
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,656 33,046 SH   SOLE   0 0 33,046
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,644 20,958 SH   SOLE   0 0 20,958
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 309 1,511 SH   SOLE   0 0 1,511
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 365 4,733 SH   SOLE   0 0 4,733
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 290 7,439 SH   SOLE   0 0 7,439
SHOPIFY INC CL A 82509L107 555 403 SH   SOLE   0 0 403
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 287 790 SH   SOLE   0 0 790
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,578 9,638 SH   SOLE   0 0 9,638
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 701 1,354 SH   SOLE   0 0 1,354
SPDR SER TR S&P DIVID ETF 78464A763 703 5,441 SH   SOLE   0 0 5,441
SPDR SER TR S&P BIOTECH 78464A870 319 2,850 SH   SOLE   0 0 2,850
STARBUCKS CORP COM 855244109 243 2,075 SH   SOLE   0 0 2,075
TEMPLETON EMERGING MKTS FD COM 880191101 467 29,097 SH   SOLE   0 0 29,097
TEMPLETON EMERGING MKTS INCO COM 880192109 446 61,202 SH   SOLE   0 0 61,202
TESLA INC COM 88160R101 1,642 1,554 SH   SOLE   0 0 1,554
UNION PAC CORP COM 907818108 433 1,718 SH   SOLE   0 0 1,718
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 9,356 30,298 SH   SOLE   0 0 30,298
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 1,488 7,035 SH   SOLE   0 0 7,035
VANGUARD INDEX FDS MID CAP ETF 922908629 16,967 66,598 SH   SOLE   0 0 66,598
VANGUARD INDEX FDS GROWTH ETF 922908736 1,032 3,216 SH   SOLE   0 0 3,216
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 372 2,477 SH   SOLE   0 0 2,477
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,253 4,447 SH   SOLE   0 0 4,447
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,076 6,015 SH   SOLE   0 0 6,015
VANGUARD INDEX FDS VALUE ETF 922908744 1,350 9,180 SH   SOLE   0 0 9,180
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,116 9,573 SH   SOLE   0 0 9,573
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,123 4,967 SH   SOLE   0 0 4,967
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,030 4,267 SH   SOLE   0 0 4,267
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,751 53,515 SH   SOLE   0 0 53,515
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,726 50,952 SH   SOLE   0 0 50,952
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,155 51,135 SH   SOLE   0 0 51,135
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,467 14,361 SH   SOLE   0 0 14,361
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 824 16,134 SH   SOLE   0 0 16,134
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 22,880 204,089 SH   SOLE   0 0 204,089
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 766 8,969 SH   SOLE   0 0 8,969
VANGUARD WORLD FD ESG INTL STK ETF 921910725 244 3,939 SH   SOLE   0 0 3,939
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,290 4,999 SH   SOLE   0 0 4,999
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 245 720 SH   SOLE   0 0 720
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 372 1,395 SH   SOLE   0 0 1,395
VERIZON COMMUNICATIONS INC COM 92343V104 389 7,488 SH   SOLE   0 0 7,488
VOYA GLBL ADV & PREM OPP FD COM 92912R104 967 93,267 SH   SOLE   0 0 93,267
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 314 50,634 SH   SOLE   0 0 50,634
WALMART INC COM 931142103 239 1,653 SH   SOLE   0 0 1,653
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,037 31,566 SH   SOLE   0 0 31,566
XYLEM INC COM 98419M100 535 4,459 SH   SOLE   0 0 4,459
YUM BRANDS INC COM 988498101 297 2,142 SH   SOLE   0 0 2,142