The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STANDARD GOLD ETF TRU PHYSICAL GOLD SHARES ETF PHYSCL GOLD SHS 00326A104 1,200 64,617 SH   SOLE NONE 0 0 64,617
ADVANCED MICRO DEVICES INC COM COM 007903107 284 2,603 SH   SOLE NONE 0 0 2,603
ALMADEN MINERALS LTD COM CL B COM CL B 020283305 3 10,000 SH   SOLE NONE 0 0 10,000
ALPHABET INC COM CL A CAP STK CL A 02079K305 394 142 SH   SOLE NONE 0 0 142
ALPHABET INC COM CL C CAP STK CL C 02079K107 368 132 SH   SOLE NONE 0 0 132
AMAZON COM INC COM COM 023135106 2,226 683 SH   SOLE NONE 0 0 669
AMERICAN AIRLINES GROUP INC COM COM 02376R102 212 11,660 SH   SOLE NONE 0 0 11,407
APPLE INC COM COM 037833100 5,636 32,283 SH   SOLE NONE 0 0 32,283
ARK ETF TR GENOMIC REV ETF GENOMIC REV ETF 00214Q302 1,139 24,819 SH   SOLE NONE 0 0 24,743
ARK ETF TR INNOVATION ETF INNOVATION ETF 00214Q104 3,739 56,404 SH   SOLE NONE 0 0 56,055
ARK ETF TR NEXT GNRTN INTER ETF NEXT GNRTN INTER 00214Q401 615 7,056 SH   SOLE NONE 0 0 6,924
AT&T INC COM COM 00206R102 2,147 90,868 SH   SOLE NONE 0 0 90,281
BANK OF AMERICA CORPORATION COM COM 060505104 2,301 55,834 SH   SOLE NONE 0 0 55,834
BERKSHIRE HATHAWAY INC COM CL B CL B NEW 084670702 285 808 SH   SOLE NONE 0 0 808
BOEING CO COM COM 097023105 941 4,914 SH   SOLE NONE 0 0 4,728
CHEVRON CORPORATION COM COM 166764100 560 3,443 SH   SOLE NONE 0 0 3,443
CISCO SYSTEMS INC COM COM 17275R102 216 3,879 SH   SOLE NONE 0 0 3,879
COSTCO WHOLESALE CORP COM COM 22160K105 536 931 SH   SOLE NONE 0 0 931
DEERE & CO COM COM 244199105 206 497 SH   SOLE NONE 0 0 497
EXXON MOBIL CORPORATION COM COM 30231G102 853 10,337 SH   SOLE NONE 0 0 10,258
FIDELITY COVINGTON TRUST MSCI FINLS IDX ETF MSCI FINLS IDX 316092501 363 6,714 SH   SOLE NONE 0 0 6,663
FORD MOTOR CO COM COM 345370860 208 12,329 SH   SOLE NONE 0 0 12,329
GABELLI EQUITY TRUST INC COM COM 362397101 93 13,557 SH   SOLE NONE 0 0 13,557
HOME DEPOT INC COM COM 437076102 499 1,668 SH   SOLE NONE 0 0 1,668
HSBC HOLDINGS PLC ADR SPONSORED SPON ADR NEW 404280406 509 14,883 SH   SOLE NONE 0 0 14,635
INVESCO EXCHANGE TRADED FD TR FINL PFD ETF FINL PFD ETF 46137V621 177 10,480 SH   SOLE NONE 0 0 10,480
INVESCO EXCHANGE TRADED FD TR NASDAQ INTERNT ETF NASDAQ INTERNT 46137V530 287 1,704 SH   SOLE NONE 0 0 1,704
INVESCO EXCHANGE TRADED FUND T KBW PREM YIELD ETF KBW PREM YIELD 46138E594 271 10,637 SH   SOLE NONE 0 0 10,637
INVESCO EXCHANGE TRADED FUND T NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 4,417 29,650 SH   SOLE NONE 0 0 29,523
INVESCO EXCHANGE TRADED FUND T S&P MIDCP LOW ETF S&P MIDCP LOW 46138E198 248 4,445 SH   SOLE NONE 0 0 4,445
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 46090E103 28,054 77,383 SH   SOLE NONE 0 0 76,890
ISHARES INC MSCI GBL MIN VOL ETF MSCI GBL MIN VOL 464286525 756 7,215 SH   SOLE NONE 0 0 7,215
ISHARES TRUST 0-5YR INVT GR CP ETF 0-5YR INVT GR CP 46434V100 249 5,058 SH   SOLE NONE 0 0 5,058
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 249 1,888 SH   SOLE NONE 0 0 1,846
ISHARES TRUST CALIF MUN BD ETF CALIF MUN BD ETF 464288356 2,953 50,756 SH   SOLE NONE 0 0 50,295
ISHARES TRUST CORE 1 5 YR USD ETF CORE 1 5 YR USD 46432F859 1,209 24,966 SH   SOLE NONE 0 0 24,784
ISHARES TRUST CORE LT USDB ETF CORE LT USDB ETF 464289479 6,889 107,607 SH   SOLE NONE 0 0 107,428
ISHARES TRUST EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 431 1,111 SH   SOLE NONE 0 0 1,111
ISHARES TRUST ISHARES SEMICONDUCTOR ETF PHLX SEMICND ETF 464287523 6,672 14,097 SH   SOLE NONE 0 0 14,032
ISHARES TRUST MORTGE REL ETF MORTGE REL ETF 46435G342 997 30,545 SH   SOLE NONE 0 0 30,179
ISHARES TRUST MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689 201 2,791 SH   SOLE NONE 0 0 2,791
ISHARES TRUST MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 4,232 54,564 SH   SOLE NONE 0 0 54,314
ISHARES TRUST RUS TP200 GR ETF RUS TP200 GR ETF 464289438 624 3,932 SH   SOLE NONE 0 0 3,932
ISHARES TRUST TIPS BD ETF TIPS BD ETF 464287176 5,619 45,109 SH   SOLE NONE 0 0 44,988
ISHARES TRUST U.S. MED DVC ETF U.S. MED DVC ETF 464288810 6,910 113,366 SH   SOLE NONE 0 0 112,988
ISHARES TRUST US INFRASTRUC ETF US INFRASTRUC 46435U713 2,927 75,151 SH   SOLE NONE 0 0 74,996
JEFFERIES FINANCIAL GROUP INC COM COM 47233W109 1,295 39,437 SH   SOLE NONE 0 0 39,437
JOHNSON & JOHNSON COM COM 478160104 449 2,534 SH   SOLE NONE 0 0 2,534
LUMEN TECHNOLOGIES INC COM COM 550241103 170 15,115 SH   SOLE NONE 0 0 15,115
MASTERCARD INCORPORATED COM CL A CL A 57636Q104 210 588 SH   SOLE NONE 0 0 588
META PLATFORMS INC COM CL A CL A 30303M102 337 1,516 SH   SOLE NONE 0 0 1,485
MICRON TECHNOLOGY INC COM COM 595112103 582 7,474 SH   SOLE NONE 0 0 7,474
MICROSOFT CORP COM COM 594918104 1,937 6,285 SH   SOLE NONE 0 0 6,285
NETFLIX INC COM COM 64110L106 206 551 SH   SOLE NONE 0 0 551
NORTHROP GRUMMAN CORP COM COM 666807102 271 606 SH   SOLE NONE 0 0 606
NVIDIA CORP COM COM 67066G104 216 795 SH   SOLE NONE 0 0 795
PFIZER INC COM COM 717081103 208 4,034 SH   SOLE NONE 0 0 4,034
PROCTER & GAMBLE CO COM COM 742718109 377 2,468 SH   SOLE NONE 0 0 2,468
QUALCOMM INC COM COM 747525103 409 2,678 SH   SOLE NONE 0 0 2,678
ROCKWELL AUTOMATION INC COM COM 773903109 260 930 SH   SOLE NONE 0 0 930
SELECT SECTOR SPDR TRUST ENERGY ETF ENERGY 81369Y506 655 8,571 SH   SOLE NONE 0 0 8,571
SELECT SECTOR SPDR TRUST FINANCIAL ETF SBI INT-FINL 81369Y605 355 9,278 SH   SOLE NONE 0 0 9,278
SEMPRA COM COM 816851109 419 2,497 SH   SOLE NONE 0 0 2,497
SKYWORKS SOLUTIONS INC COM COM 83088M102 564 4,234 SH   SOLE NONE 0 0 4,234
SPDR DOW JONES IND UT SER 1 ETF UT SER 1 78467X109 1,565 4,513 SH   SOLE NONE 0 0 4,475
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS 78463V107 5,438 30,103 SH   SOLE NONE 0 0 30,031
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT 78462F103 3,020 6,688 SH   SOLE NONE 0 0 6,617
TESLA INC COM COM 88160R101 1,030 956 SH   SOLE NONE 0 0 956
TORO CO COM COM 891092108 330 3,869 SH   SOLE NONE 0 0 3,869
UNITEDHEALTH GROUP INC COM COM 91324P102 1,100 2,158 SH   SOLE NONE 0 0 2,158
VANGUARD DIV APP ETF DIV APP ETF 921908844 12,110 74,679 SH   SOLE NONE 0 0 74,413
VANGUARD EXTENDED DUR ETF EXTENDED DUR 921910709 252 2,076 SH   SOLE NONE 0 0 2,076
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 902 9,663 SH   SOLE NONE 0 0 9,523
VANGUARD GROWTH ETF GROWTH ETF 922908736 229 799 SH   SOLE NONE 0 0 799
VANGUARD HEALTH CAR ETF HEALTH CAR ETF 92204A504 3,790 14,902 SH   SOLE NONE 0 0 14,840
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD 921946406 371 3,307 SH   SOLE NONE 0 0 3,307
VANGUARD MID CAP ETF MID CAP ETF 922908629 335 1,410 SH   SOLE NONE 0 0 1,410
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 863 2,080 SH   SOLE NONE 0 0 2,062
VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT 921937835 344 4,327 SH   SOLE NONE 0 0 4,327
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 297 1,305 SH   SOLE NONE 0 0 1,305
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 1,131 6,991 SH   SOLE NONE 0 0 6,915
VANGUARD VALUE ETF VALUE ETF 922908744 2,053 13,895 SH   SOLE NONE 0 0 13,766
VISA INC COM CL A COM CL A 92826C839 590 2,663 SH   SOLE NONE 0 0 2,663
WALMART INC COM COM 931142103 417 2,801 SH   SOLE NONE 0 0 2,801
WALT DISNEY COMPANY (THE) COM COM 254687106 546 3,984 SH   SOLE NONE 0 0 3,984
WELLTOWER OP INC COM USD1 COM 95040Q104 623 6,484 SH   SOLE NONE 0 0 6,484
WESTERN DIGITAL CORP COM COM 958102105 381 7,685 SH   SOLE NONE 0 0 7,685