The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STANDARD GOLD ETF TRU PHYSCL GOLD SHS ETF PHYSCL GOLD SHS 00326A104 1,154 65,761 SH   SOLE None 0 0 65,761
ALMADEN MINERALS LTD COM CL B COM CL B 020283305 2 10,000 SH   SOLE None 0 0 10,000
ALPHABET INC COM CL A CAP STK CL A 02079K305 341 118 SH   SOLE None 0 0 118
ALPHABET INC COM CL C CAP STK CL C 02079K107 335 116 SH   SOLE None 0 0 116
AMAZON COM INC COM COM 023135106 1,893 568 SH   SOLE None 0 0 556
AMERICAN AIRLINES GROUP INC COM COM 02376R102 209 11,686 SH   SOLE None 0 0 11,437
APPLE INC COM COM 037833100 5,334 30,039 SH   SOLE None 0 0 30,039
ARK ETF TR FINTECH INNOVA ETF FINTECH INNOVA 00214Q708 256 6,271 SH   SOLE None 0 0 6,176
ARK ETF TR GENOMIC REV ETF GENOMIC REV ETF 00214Q302 1,567 25,595 SH   SOLE None 0 0 25,518
ARK ETF TR INNOVATION ETF INNOVATION ETF 00214Q104 5,384 56,926 SH   SOLE None 0 0 56,577
ARK ETF TR NEXT GNRTN INTER ETF NEXT GNRTN INTER 00214Q401 852 7,190 SH   SOLE None 0 0 7,061
AT&T INC COM COM 00206R102 2,229 90,644 SH   SOLE None 0 0 90,065
BANK OF AMERICA CORPORATION COM COM 060505104 2,450 55,085 SH   SOLE None 0 0 55,085
BERKSHIRE HATHAWAY INC COM CL B CL B NEW 084670702 217 726 SH   SOLE None 0 0 726
BOEING CO COM COM 097023105 966 4,800 SH   SOLE None 0 0 4,618
CHEVRON CORPORATION COM COM 166764100 389 3,323 SH   SOLE None 0 0 3,323
COSTCO WHOLESALE CORP COM COM 22160K105 460 811 SH   SOLE None 0 0 811
DIMENSIONAL ETF TR INTERNATIONAL VALUE ETF INTERNATNAL VAL 25434V807 458 13,981 SH   SOLE None 0 0 13,759
DIMENSIONAL ETF TR US CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 6,880 237,501 SH   SOLE None 0 0 237,501
DIMENSIONAL ETF TR US EQUITY ETF US EQUITY ETF 25434V401 2,898 56,056 SH   SOLE None 0 0 56,056
DIMENSIONAL ETF TR US SMALL CAP ETF US SMALL CAP ETF 25434V500 1,341 22,364 SH   SOLE None 0 0 22,110
DIMENSIONAL ETF TR US TARGETED VALUE ETF US TARGETED VLU 25434V609 1,687 35,504 SH   SOLE None 0 0 35,060
DIMENSIONAL ETF TR WORLD EX US CORE EQTY 2 ETF WORLD EX US CORE 25434V880 2,028 77,697 SH   SOLE None 0 0 77,697
EXXON MOBIL CORPORATION COM COM 30231G102 640 10,463 SH   SOLE None 0 0 10,383
FIDELITY COVINGTON TRUST MSCI FINLS IDX ETF MSCI FINLS IDX 316092501 285 5,112 SH   SOLE None 0 0 5,067
FORD MOTOR CO COM COM 345370860 256 12,369 SH   SOLE None 0 0 12,369
GABELLI EQUITY TRUST INC COM COM 362397101 95 13,276 SH   SOLE None 0 0 13,276
HOME DEPOT INC COM COM 437076102 734 1,769 SH   SOLE None 0 0 1,769
HSBC HOLDINGS PLC ADR SPONSORED SPON ADR NEW 404280406 459 15,232 SH   SOLE None 0 0 14,982
INVESCO EXCHANGE TRADED FD TR FINL PFD ETF FINL PFD ETF 46137V621 196 10,416 SH   SOLE None 0 0 10,416
INVESCO EXCHANGE TRADED FD TR NASDAQ INTERNT ETF NASDAQ INTERNT 46137V530 420 1,949 SH   SOLE None 0 0 1,949
INVESCO EXCHANGE TRADED FUND T KBW PREM YIELD ETF KBW PREM YIELD 46138E594 283 11,052 SH   SOLE None 0 0 11,052
INVESCO EXCHANGE TRADED FUND T NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 4,849 29,649 SH   SOLE None 0 0 29,521
INVESCO EXCHANGE TRADED FUND T S&P MIDCP LOW ETF S&P MIDCP LOW 46138E198 262 4,486 SH   SOLE None 0 0 4,486
INVESCO EXCHANGE TRADED FUND T S&P500 HDL VOL ETF S&P500 HDL VOL 46138E362 223 4,944 SH   SOLE None 0 0 4,795
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 46090E103 29,859 75,051 SH   SOLE None 0 0 74,634
ISHARES INC MSCI GBL MIN VOL ETF MSCI GBL MIN VOL 464286525 792 7,320 SH   SOLE None 0 0 7,320
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 291 1,967 SH   SOLE None 0 0 1,926
ISHARES TRUST CALIF MUN BD ETF CALIF MUN BD ETF 464288356 2,845 45,654 SH   SOLE None 0 0 45,207
ISHARES TRUST CORE 1 5 YR USD ETF CORE 1 5 YR USD 46432F859 1,644 32,601 SH   SOLE None 0 0 32,417
ISHARES TRUST CORE LT USDB ETF CORE LT USDB ETF 464289479 9,157 126,939 SH   SOLE None 0 0 126,578
ISHARES TRUST EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 487 1,110 SH   SOLE None 0 0 1,110
ISHARES TRUST ISHARES SEMICONDUCTOR ETF ISHARES SEMICDTR 464287523 7,436 13,712 SH   SOLE None 0 0 13,662
ISHARES TRUST MORTGE REL ETF MORTGE REL ETF 46435G342 1,008 29,215 SH   SOLE None 0 0 29,036
ISHARES TRUST MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689 215 2,803 SH   SOLE None 0 0 2,803
ISHARES TRUST MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 4,500 55,632 SH   SOLE None 0 0 55,383
ISHARES TRUST RUS TP200 GR ETF RUS TP200 GR ETF 464289438 585 3,378 SH   SOLE None 0 0 3,378
ISHARES TRUST TIPS BD ETF TIPS BD ETF 464287176 6,820 52,787 SH   SOLE None 0 0 52,667
ISHARES TRUST U.S. MED DVC ETF U.S. MED DVC ETF 464288810 7,289 110,697 SH   SOLE None 0 0 110,439
ISHARES TRUST US INFRASTRUC ETF US INFRASTRUC 46435U713 3,985 104,198 SH   SOLE None 0 0 103,882
JEFFERIES FINANCIAL GROUP INC COM COM 47233W109 1,249 32,214 SH   SOLE None 0 0 32,214
JOHNSON & JOHNSON COM COM 478160104 431 2,522 SH   SOLE None 0 0 2,522
LUMEN TECHNOLOGIES INC COM COM 550241103 190 15,206 SH   SOLE None 0 0 15,206
META PLATFORMS INC COM CL A CL A 30303M102 370 1,102 SH   SOLE None 0 0 1,077
MICRON TECHNOLOGY INC COM COM 595112103 736 7,907 SH   SOLE None 0 0 7,907
MICROSOFT CORP COM COM 594918104 1,827 5,434 SH   SOLE None 0 0 5,434
NETFLIX INC COM COM 64110L106 360 598 SH   SOLE None 0 0 598
NORTHROP GRUMMAN CORP COM COM 666807102 234 606 SH   SOLE None 0 0 606
NVIDIA CORP COM COM 67066G104 233 795 SH   SOLE None 0 0 795
PFIZER INC COM COM 717081103 265 4,501 SH   SOLE None 0 0 4,501
PROCTER & GAMBLE CO COM COM 742718109 309 1,891 SH   SOLE None 0 0 1,891
QUALCOMM INC COM COM 747525103 414 2,266 SH   SOLE None 0 0 2,266
ROCKWELL AUTOMATION INC COM COM 773903109 323 926 SH   SOLE None 0 0 926
SEAGATE TECHONOLOGY HLDG COM ORD SHS G7997R103 838 7,420 SH   SOLE None 0 0 7,420
SELECT SECTOR SPDR TRUST ENERGY ETF ENERGY 81369Y506 538 9,694 SH   SOLE None 0 0 9,694
SELECT SECTOR SPDR TRUST FINANCIAL ETF FINANCIAL 81369Y605 373 9,566 SH   SOLE None 0 0 9,566
SEMPRA COM COM 816851109 379 2,872 SH   SOLE None 0 0 2,872
SKYWORKS SOLUTIONS INC COM COM 83088M102 653 4,215 SH   SOLE None 0 0 4,215
SPDR DOW JONES IND UT SER 1 ETF UT SER 1 78467X109 1,647 4,534 SH   SOLE None 0 0 4,496
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS 78463V107 5,630 32,935 SH   SOLE None 0 0 32,853
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT 78462F103 2,306 4,856 SH   SOLE None 0 0 4,856
TESLA INC COM COM 88160R101 796 754 SH   SOLE None 0 0 754
TORO CO COM COM 891092108 385 3,857 SH   SOLE None 0 0 3,857
UNITEDHEALTH GROUP INC COM COM 91324P102 1,053 2,098 SH   SOLE None 0 0 2,098
VANGUARD DIV APP ETF DIV APP ETF 921908844 11,943 69,539 SH   SOLE None 0 0 69,276
VANGUARD EXTENDED DUR ETF EXTENDED DUR 921910709 292 2,090 SH   SOLE None 0 0 2,090
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 844 8,746 SH   SOLE None 0 0 8,617
VANGUARD GROWTH ETF GROWTH ETF 922908736 227 710 SH   SOLE None 0 0 710
VANGUARD HEALTH CAR ETF HEALTH CAR ETF 92204A504 3,665 13,758 SH   SOLE None 0 0 13,725
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD 921946406 400 3,571 SH   SOLE None 0 0 3,571
VANGUARD MID CAP ETF MID CAP ETF 922908629 388 1,523 SH   SOLE None 0 0 1,523
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 856 1,962 SH   SOLE None 0 0 1,944
VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT 921937835 392 4,629 SH   SOLE None 0 0 4,629
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 312 1,294 SH   SOLE None 0 0 1,294
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 512 3,274 SH   SOLE None 0 0 3,229
VANGUARD VALUE ETF VALUE ETF 922908744 2,287 15,546 SH   SOLE None 0 0 15,424
VISA INC COM CL A COM CL A 92826C839 494 2,282 SH   SOLE None 0 0 2,282
WALMART INC COM COM 931142103 383 2,651 SH   SOLE None 0 0 2,651
WALT DISNEY COMPANY (THE) COM COM 254687106 578 3,735 SH   SOLE None 0 0 3,735
WELLTOWER INC COM COM 95040Q104 552 6,439 SH   SOLE None 0 0 6,439
WESTERN DIGITAL CORP COM COM 958102105 507 7,775 SH   SOLE None 0 0 7,775
XILINX INC COM COM 983919101 286 1,350 SH   SOLE None 0 0 1,350