The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102 2,773 96,360 SH   SOLE NONE 575 0 95,784
ARK ETF TR INNOVATION ETF INNOVATION ETF 00214Q104 6,202 47,428 SH   SOLE NONE 357 0 47,070
ARK ETF TR GENOMIC REV ETF GENOMIC REV ETF 00214Q302 2,966 32,069 SH   SOLE NONE 162 0 31,906
ARK ETF TR NEXT GNRTN INTER ETF NEXT GNRTN INTER 00214Q401 1,211 7,863 SH   SOLE NONE 132 0 7,731
ARK ETF TR FINTECH INNOVA ETF FINTECH INNOVA 00214Q708 458 8,468 SH   SOLE NONE 90 0 8,378
ABERDEEN STANDARD GOLD ETF TRU PHYSCL GOLD SHS ETF PHYSCL GOLD SHS 00326A104 1,221 71,904 SH   SOLE NONE 0 0 71,904
ALMADEN MINERALS LTD COM CL B COM CL B 020283305 5 10,000 SH   SOLE NONE 0 0 10,000
ALPHABET INC COM CL A CAP STK CL A 02079K305 263 108 SH   SOLE NONE 0 0 108
AMAZON COM INC COM COM 023135106 1,403 408 SH   SOLE NONE 6 0 401
AMERICAN AIRLINES GROUP INC COM COM 02376R102 259 12,227 SH   SOLE NONE 254 0 11,972
APPLE INC COM COM 037833100 4,276 31,224 SH   SOLE NONE 0 0 31,224
BANK OF AMERICA CORPORATION COM COM 060505104 2,432 58,992 SH   SOLE NONE 0 0 58,992
BERKSHIRE HATHAWAY INC COM CL B CL B NEW 084670702 210 758 SH   SOLE NONE 0 0 758
BOEING CO COM COM 097023105 1,039 4,341 SH   SOLE NONE 86 0 4,254
CHEVRON CORPORATION COM COM 166764100 335 3,199 SH   SOLE NONE 0 0 3,199
COSTCO WHOLESALE CORP COM COM 22160K105 423 1,069 SH   SOLE NONE 0 0 1,069
DIMENSIONAL ETF TR US EQUITY ETF US EQUITY ETF 25434V401 521 11,073 SH   SOLE NONE 0 0 11,073
DIMENSIONAL ETF TR US SMALL CAP ETF US SMALL CAP ETF 25434V500 385 6,602 SH   SOLE NONE 183 0 6,418
DIMENSIONAL ETF TR US TARGETED VALUE ETF US TARGETED VLU 25434V609 506 11,297 SH   SOLE NONE 376 0 10,921
DIMENSIONAL ETF TR US CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 6,252 231,746 SH   SOLE NONE 0 0 231,746
WALT DISNEY COMPANY (THE) COM COM 254687106 1,414 8,048 SH   SOLE NONE 0 0 8,048
EXXON MOBIL CORPORATION COM COM 30231G102 707 11,208 SH   SOLE NONE 82 0 11,125
FIRST TRUST EXCHANGE-TRADED FU DJ INTERNT IDX ETF DJ INTERNT IDX 33733E302 208 853 SH   SOLE NONE 0 0 853
FORD MOTOR CO COM COM 345370860 189 12,779 SH   SOLE NONE 0 0 12,779
GABELLI EQUITY TRUST INC COM COM 362397101 87 12,669 SH   SOLE NONE 0 0 12,669
HSBC HOLDINGS PLC ADR SPONSORED SPON ADR NEW 404280406 470 16,305 SH   SOLE NONE 262 0 16,042
HOME DEPOT INC COM COM 437076102 605 1,898 SH   SOLE NONE 0 0 1,898
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 46090E103 22,969 64,807 SH   SOLE NONE 343 0 64,464
INVESCO EXCHANGE TRADED FD TR NASDAQ INTERNT ETF NASDAQ INTERNT 46137V530 651 2,540 SH   SOLE NONE 0 0 2,540
INVESCO EXCHANGE TRADED FD TR FINL PFD ETF FINL PFD ETF 46137V621 365 18,952 SH   SOLE NONE 0 0 18,952
INVESCO EXCHANGE TRADED FUND T S&P MIDCP LOW ETF S&P MIDCP LOW 46138E198 238 4,466 SH   SOLE NONE 0 0 4,466
INVESCO EXCHANGE TRADED FUND T S&P500 HDL VOL ETF S&P500 HDL VOL 46138E362 219 4,985 SH   SOLE NONE 142 0 4,843
INVESCO EXCHANGE TRADED FUND T KBW PREM YIELD ETF KBW PREM YIELD 46138E594 259 11,237 SH   SOLE NONE 0 0 11,237
INVESCO EXCHANGE TRADED FUND T NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 4,030 27,656 SH   SOLE NONE 142 0 27,514
ISHARES INC MSCI GBL MIN VOL ETF MSCI GBL MIN VOL 464286525 847 8,235 SH   SOLE NONE 0 0 8,235
ISHARES TRUST TIPS BD ETF TIPS BD ETF 464287176 5,572 43,532 SH   SOLE NONE 123 0 43,408
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 245 1,703 SH   SOLE NONE 42 0 1,661
ISHARES TRUST ISHARES SEMICONDUCTOR ETF ISHARES SEMICDTR 464287523 5,298 11,664 SH   SOLE NONE 55 0 11,608
ISHARES TRUST EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 473 1,171 SH   SOLE NONE 0 0 1,171
ISHARES TRUST CALIF MUN BD ETF CALIF MUN BD ETF 464288356 886 14,158 SH   SOLE NONE 262 0 13,896
ISHARES TRUST U.S. MED DVC ETF U.S. MED DVC ETF 464288810 5,950 16,481 SH   SOLE NONE 47 0 16,433
ISHARES TRUST RUS TP200 GR ETF RUS TP200 GR ETF 464289438 502 3,333 SH   SOLE NONE 0 0 3,333
ISHARES TRUST CORE LT USDB ETF CORE LT USDB ETF 464289479 7,923 109,656 SH   SOLE NONE 390 0 109,266
ISHARES TRUST MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689 513 6,793 SH   SOLE NONE 0 0 6,793
ISHARES TRUST MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 4,918 66,816 SH   SOLE NONE 255 0 66,561
ISHARES TRUST CORE 1 5 YR USD ETF CORE 1 5 YR USD 46432F859 707 13,803 SH   SOLE NONE 0 0 13,803
ISHARES TRUST MORTGE REL ETF MORTGE REL ETF 46435G342 706 19,041 SH   SOLE NONE 161 0 18,879
ISHARES TRUST US INFRASTRUC ETF US INFRASTRUC 46435U713 3,015 85,423 SH   SOLE NONE 324 0 85,098
JEFFERIES FINANCIAL GROUP INC COM COM 47233W109 1,398 40,893 SH   SOLE NONE 0 0 40,893
JOHNSON & JOHNSON COM COM 478160104 450 2,732 SH   SOLE NONE 0 0 2,732
LUMEN TECHNOLOGIES INC COM COM 550241103 225 16,565 SH   SOLE NONE 0 0 16,565
MICROSOFT CORP COM COM 594918104 1,328 4,903 SH   SOLE NONE 0 0 4,903
MICRON TECHNOLOGY INC COM COM 595112103 694 8,170 SH   SOLE NONE 0 0 8,170
NETFLIX INC COM COM 64110L106 330 626 SH   SOLE NONE 0 0 626
PROCTER & GAMBLE CO COM COM 742718109 260 1,931 SH   SOLE NONE 0 0 1,931
QUALCOMM INC COM COM 747525103 278 1,945 SH   SOLE NONE 0 0 1,945
ROCKWELL AUTOMATION INC COM COM 773903109 263 920 SH   SOLE NONE 0 0 920
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT 78462F103 2,212 5,167 SH   SOLE NONE 0 0 5,167
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS 78463V107 4,424 26,711 SH   SOLE NONE 79 0 26,631
SPDR DOW JONES IND UT SER 1 ETF UT SER 1 78467X109 763 2,214 SH   SOLE NONE 18 0 2,195
SELECT SECTOR SPDR TRUST ENERGY ETF ENERGY 81369Y506 604 11,224 SH   SOLE NONE 0 0 11,224
SELECT SECTOR SPDR TRUST FINANCIAL ETF FINANCIAL 81369Y605 349 9,537 SH   SOLE NONE 0 0 9,537
SEMPRA COM COM 816851109 380 2,872 SH   SOLE NONE 0 0 2,872
SKYWORKS SOLUTIONS INC COM COM 83088M102 1,058 5,521 SH   SOLE NONE 0 0 5,521
TESLA INC COM COM 88160R101 401 590 SH   SOLE NONE 0 0 590
TORO CO COM COM 891092108 420 3,829 SH   SOLE NONE 0 0 3,829
UNITEDHEALTH GROUP INC COM COM 91324P102 867 2,166 SH   SOLE NONE 0 0 2,166
VANGUARD DIV APP ETF DIV APP ETF 921908844 9,658 62,395 SH   SOLE NONE 274 0 62,121
VANGUARD EXTENDED DUR ETF EXTENDED DUR 921910709 301 2,229 SH   SOLE NONE 0 0 2,229
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND 921937827 340 4,140 SH   SOLE NONE 0 0 4,140
VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT 921937835 733 8,536 SH   SOLE NONE 55 0 8,481
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD 921946406 409 3,906 SH   SOLE NONE 0 0 3,906
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 812 8,977 SH   SOLE NONE 119 0 8,857
VANGUARD HEALTH CAR ETF HEALTH CAR ETF 92204A504 1,841 7,452 SH   SOLE NONE 49 0 7,403
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 685 1,741 SH   SOLE NONE 20 0 1,720
VANGUARD MID CAP ETF MID CAP ETF 922908629 359 1,515 SH   SOLE NONE 0 0 1,515
VANGUARD GROWTH ETF GROWTH ETF 922908736 203 708 SH   SOLE NONE 0 0 708
VANGUARD VALUE ETF VALUE ETF 922908744 2,050 14,916 SH   SOLE NONE 132 0 14,783
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 297 1,335 SH   SOLE NONE 0 0 1,335
VISA INC COM CL A COM CL A 92826C839 487 2,086 SH   SOLE NONE 0 0 2,086
WALMART INC COM COM 931142103 351 2,493 SH   SOLE NONE 0 0 2,493
WELLTOWER INC COM USD1 COM 95040Q104 653 7,860 SH   SOLE NONE 0 0 7,860
WESTERN DIGITAL CORP COM COM 958102105 626 8,799 SH   SOLE NONE 0 0 8,799
SEAGATE TECHONOLOGY HLDG COM ORD SHS G7997R103 774 8,808 SH   SOLE NONE 0 0 8,808