The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALGONQUIN PWR UTILS CORP COM 015857105 2,241 166,726 SH   SOLE   166,726 0 0
ALLSTATE CORP COM 020002101 54 430 SH   SOLE   430 0 0
AFLAC INC COM 001055102 54 975 SH   SOLE   975 0 0
ABBOTT LABS COM 002824100 159 1,463 SH   SOLE   1,463 0 0
ABERCROMBIE & FITCH CO CL A 002896207 0 8 SH   SOLE   8 0 0
AGNICO EAGLE MINES LTD COM 008474108 201 4,381 SH   SOLE   4,381 0 0
AMERICAN EXPRESS CO COM 025816109 50 360 SH   SOLE   360 0 0
AMGEN INC COM 031162100 17 70 SH   SOLE   70 0 0
ELEVANCE HEALTH INC COM 036752103 55 115 SH   SOLE   115 0 0
APPLE INC COM 037833100 574 4,197 SH   SOLE   4,197 0 0
APPLIED MATLS INC COM 038222105 37 405 SH   SOLE   405 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 299 1,425 SH   SOLE   1,425 0 0
AUTOZONE INC COM 053332102 47 22 SH   SOLE   22 0 0
BK OF AMERICA CORP COM 060505104 280 9,001 SH   SOLE   9,001 0 0
BANK MONTREAL QUE COM 063671101 917 9,535 SH   SOLE   9,535 0 0
BANK NEW YORK MELLON CORP COM 064058100 21 500 SH   SOLE   500 0 0
BANK NOVA SCOTIA B C COM 064149107 2,009 33,955 SH   SOLE   33,955 0 0
BECTON DICKINSON & CO COM 075887109 99 400 SH   SOLE   400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 838 3,068 SH   SOLE   3,068 0 0
BOSTON SCIENTIFIC CORP COM 101137107 45 1,200 SH   SOLE   1,200 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 49 630 SH   SOLE   630 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 3 67 SH   SOLE   67 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 6,056 136,156 SH   SOLE   136,156 0 0
CAE INC COM 124765108 125 5,074 SH   SOLE   5,074 0 0
CI FINL CORP COM 125491100 2,656 250,114 SH   SOLE   250,114 0 0
CIGNA CORP NEW COM 125523100 67 255 SH   SOLE   255 0 0
CVS HEALTH CORP COM 126650100 56 600 SH   SOLE   600 0 0
CANADIAN IMP BK COMM COM 136069101 448 9,216 SH   SOLE   9,216 0 0
CANADIAN NATL RY CO COM 136375102 2,672 23,760 SH   SOLE   23,760 0 0
CANADIAN NAT RES LTD COM 136385101 116 2,150 SH   SOLE   2,150 0 0
CATERPILLAR INC COM 149123101 44 245 SH   SOLE   245 0 0
CITIGROUP INC COM NEW 172967424 0 5 SH   SOLE   5 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2 25 SH   SOLE   25 0 0
COLGATE PALMOLIVE CO COM 194162103 20 245 SH   SOLE   245 0 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 547 4,995 SH   SOLE   4,995 0 0
CONAGRA BRANDS INC COM 205887102 17 500 SH   SOLE   500 0 0
DEERE & CO COM 244199105 202 675 SH   SOLE   675 0 0
DISNEY WALT CO COM 254687106 407 4,310 SH   SOLE   4,310 0 0
DOLLAR TREE INC COM 256746108 56 360 SH   SOLE   360 0 0
ECHOSTAR CORP CL A 278768106 3 150 SH   SOLE   150 0 0
EMERSON ELEC CO COM 291011104 42 525 SH   SOLE   525 0 0
ENERPLUS CORP COM 292766102 403 30,510 SH   SOLE   30,510 0 0
FORD MTR CO DEL COM 345370860 41 3,725 SH   SOLE   3,725 0 0
FORTIS INC COM 349553107 2,259 47,781 SH   SOLE   47,781 0 0
FRANCO NEV CORP COM 351858105 747 5,680 SH   SOLE   5,680 0 0
GENERAL DYNAMICS CORP COM 369550108 41 185 SH   SOLE   185 0 0
GENERAL MLS INC COM 370334104 5 60 SH   SOLE   60 0 0
GILEAD SCIENCES INC COM 375558103 62 1,000 SH   SOLE   1,000 0 0
GILDAN ACTIVEWEAR INC COM 375916103 33 1,160 SH   SOLE   1,160 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 2,269 36,999 SH   SOLE   36,999 0 0
HOME DEPOT INC COM 437076102 58 212 SH   SOLE   212 0 0
HONEYWELL INTL INC COM 438516106 148 853 SH   SOLE   853 0 0
ISHARES GOLD TR ISHARES NEW 464285204 249 7,250 SH   SOLE   7,250 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 225 2,380 SH   SOLE   2,380 0 0
ISHARES INC MSCI EMERG MRKT 464286533 3,691 66,585 SH   SOLE   66,585 0 0
ISHARES TR CORE S&P TTL STK 464287150 191 2,284 SH   SOLE   2,284 0 0
ISHARES TR TIPS BD ETF 464287176 228 2,000 SH   SOLE   2,000 0 0
ISHARES TR MSCI EAFE ETF 464287465 144 2,310 SH   SOLE   2,310 0 0
ISHARES TR PFD AND INCM SEC 464288687 15 450 SH   SOLE   450 0 0
ISHARES TR EAFE VALUE ETF 464288877 4 95 SH   SOLE   95 0 0
JOHNSON & JOHNSON COM 478160104 872 4,914 SH   SOLE   4,914 0 0
KELLOGG CO COM 487836108 3 40 SH   SOLE   40 0 0
KRAFT HEINZ CO COM 500754106 95 2,500 SH   SOLE   2,500 0 0
KROGER CO COM 501044101 35 750 SH   SOLE   750 0 0
LAM RESEARCH CORP COM 512807108 51 119 SH   SOLE   119 0 0
LOCKHEED MARTIN CORP COM 539830109 15 35 SH   SOLE   35 0 0
LOEWS CORP COM 540424108 132 2,235 SH   SOLE   2,235 0 0
LOWES COS INC COM 548661107 86 490 SH   SOLE   490 0 0
MAGNA INTL INC COM 559222401 281 5,118 SH   SOLE   5,118 0 0
MCDONALDS CORP COM 580135101 521 2,110 SH   SOLE   2,110 0 0
NORTHROP GRUMMAN CORP COM 666807102 17 35 SH   SOLE   35 0 0
PEMBINA PIPELINE CORP COM 706327103 1,890 53,461 SH   SOLE   53,461 0 0
PEPSICO INC COM 713448108 337 2,025 SH   SOLE   2,025 0 0
PFIZER INC COM 717081103 56 1,075 SH   SOLE   1,075 0 0
PHILIP MORRIS INTL INC COM 718172109 77 775 SH   SOLE   775 0 0
PHILLIPS 66 COM 718546104 14 170 SH   SOLE   170 0 0
PROCTER AND GAMBLE CO COM 742718109 597 4,150 SH   SOLE   4,150 0 0
PRUDENTIAL FINL INC COM 744320102 38 395 SH   SOLE   395 0 0
QUALCOMM INC COM 747525103 18 140 SH   SOLE   140 0 0
RITCHIE BROS AUCTIONEERS COM 767744105 393 6,045 SH   SOLE   6,045 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 104 2,165 SH   SOLE   2,165 0 0
ROYAL BK CDA COM 780087102 3,625 37,445 SH   SOLE   37,445 0 0
SHERWIN WILLIAMS CO COM 824348106 36 160 SH   SOLE   160 0 0
STARBUCKS CORP COM 855244109 423 5,535 SH   SOLE   5,535 0 0
SUN LIFE FINANCIAL INC. COM 866796105 13 275 SH   SOLE   275 0 0
SUNCOR ENERGY INC NEW COM 867224107 25 700 SH   SOLE   700 0 0
TECK RESOURCES LTD CL B 878742204 72 2,350 SH   SOLE   2,350 0 0
TEXAS INSTRS INC COM 882508104 45 295 SH   SOLE   295 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 51 94 SH   SOLE   94 0 0
THOMSON REUTERS CORP. COM NEW 884903709 372 3,566 SH   SOLE   3,566 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 3,057 46,622 SH   SOLE   46,622 0 0
TOYOTA MOTOR CORP ADS 892331307 15 100 SH   SOLE   100 0 0
UNILEVER PLC SPON ADR NEW 904767704 225 4,900 SH   SOLE   4,900 0 0
UNITED PARCEL SERVICE INC CL B 911312106 92 505 SH   SOLE   505 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 172 1,690 SH   SOLE   1,690 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 206 2,418 SH   SOLE   2,418 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 332 6,647 SH   SOLE   6,647 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 385 9,237 SH   SOLE   9,237 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,937 30,394 SH   SOLE   30,394 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,284 41,946 SH   SOLE   41,946 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,638 27,584 SH   SOLE   27,584 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,242 11,888 SH   SOLE   11,888 0 0
VERMILION ENERGY INC COM 923725105 375 19,690 SH   SOLE   19,690 0 0
WALMART INC COM 931142103 24 200 SH   SOLE   200 0 0
WEST FRASER TIMBER CO LTD COM 952845105 395 5,150 SH   SOLE   5,150 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 56 1,566 SH   SOLE   1,566 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 72 750 SH   SOLE   750 0 0
QUANTA SVCS INC COM 74762E102 251 2,000 SH   SOLE   2,000 0 0
TARGET CORP COM 87612E106 56 395 SH   SOLE   395 0 0
FIRSTSERVICE CORP NEW COM 33767E202 35 290 SH   SOLE   290 0 0
ABBVIE INC COM 00287Y109 82 535 SH   SOLE   535 0 0
ABSOLUTE SOFTWARE CORP COM 00386B109 487 56,435 SH   SOLE   56,435 0 0
AFFIRM HLDGS INC COM CL A 00827B106 4 200 SH   SOLE   200 0 0
ALPHABET INC CAP STK CL C 02079K107 639 292 SH   SOLE   292 0 0
ALPHABET INC CAP STK CL A 02079K305 26 12 SH   SOLE   12 0 0
MICROSOFT CORP COM 594918104 1,103 4,296 SH   SOLE   4,296 0 0
MONDELEZ INTL INC CL A 609207105 12 200 SH   SOLE   200 0 0
NORFOLK SOUTHN CORP COM 655844108 193 850 SH   SOLE   850 0 0
ALTRIA GROUP INC COM 02209S103 59 1,420 SH   SOLE   1,420 0 0
BCE INC COM NEW 05534B760 2,139 43,517 SH   SOLE   43,517 0 0
BRP INC COM SUN VTG 05577W200 45 725 SH   SOLE   725 0 0
BLACKSTONE INC COM 09260D107 56 615 SH   SOLE   615 0 0
BROADCOM INC COM 11135F101 41 85 SH   SOLE   85 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 280 6,591 SH   SOLE   6,591 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 62 1,752 SH   SOLE   1,752 0 0
CGI INC CL A SUB VTG 12532H104 54 674 SH   SOLE   674 0 0
CANADIAN PAC RY LTD COM 13645T100 643 9,210 SH   SOLE   9,210 0 0
CAPITAL ONE FINL CORP COM 14040H105 12 115 SH   SOLE   115 0 0
CENOVUS ENERGY INC COM 15135U109 370 19,450 SH   SOLE   19,450 0 0
CISCO SYS INC COM 17275R102 23 530 SH   SOLE   530 0 0
CONSTELLATION BRANDS INC CL A 21036P108 34 145 SH   SOLE   145 0 0
COSTCO WHSL CORP NEW COM 22160K105 165 345 SH   SOLE   345 0 0
CRESCENT PT ENERGY CORP COM 22576C101 359 50,470 SH   SOLE   50,470 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 261 1,500 SH   SOLE   1,500 0 0
ENBRIDGE INC COM 29250N105 3,273 77,499 SH   SOLE   77,499 0 0
ENTHUSIAST GAMING HLDGS INC COM 29385B109 21 10,800 SH   SOLE   10,800 0 0
EXXON MOBIL CORP COM 30231G102 87 1,018 SH   SOLE   1,018 0 0
META PLATFORMS INC CL A 30303M102 274 1,702 SH   SOLE   1,702 0 0
FREEPORT-MCMORAN INC CL B 35671D857 11 360 SH   SOLE   360 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 102 345 SH   SOLE   345 0 0
HCA HEALTHCARE INC COM 40412C101 45 270 SH   SOLE   270 0 0
HP INC COM 40434L105 61 1,865 SH   SOLE   1,865 0 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 11 140 SH   SOLE   140 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 749 7,455 SH   SOLE   7,455 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 5,703 90,085 SH   SOLE   90,085 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 6,762 96,310 SH   SOLE   96,310 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 3,956 35,410 SH   SOLE   35,410 0 0
ISHARES TR MSCI USA MMENTM 46432F396 6,763 49,595 SH   SOLE   49,595 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 24 420 SH   SOLE   420 0 0
ISHARES TR CORE MSCI EAFE 46432F842 65 1,100 SH   SOLE   1,100 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,970 142,070 SH   SOLE   142,070 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 2,867 95,780 SH   SOLE   95,780 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 1,957 63,280 SH   SOLE   63,280 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 3 300 SH   SOLE   300 0 0
PRIMO WATER CORPORATION COM 74167P108 1,871 140,118 SH   SOLE   140,118 0 0
S&P GLOBAL INC COM 78409V104 21 63 SH   SOLE   63 0 0
SPDR GOLD TR GOLD SHS 78463V107 51 300 SH   SOLE   300 0 0
SPDR SER TR SSGA US LRG ETF 78468R804 41 315 SH   SOLE   315 0 0
SALESFORCE INC COM 79466L302 29 174 SH   SOLE   174 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 217 3,000 SH   SOLE   3,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 363 2,857 SH   SOLE   2,857 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 37 525 SH   SOLE   525 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 5,477 93,815 SH   SOLE   93,815 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 2,155 38,955 SH   SOLE   38,955 0 0
SKY HARBOUR GROUP CORPORATIO *W EXP 10/21/202 83085C115 0 990 SH   SOLE   990 0 0
STANTEC INC COM 85472N109 42 950 SH   SOLE   950 0 0
TFI INTL INC COM 87241L109 559 6,970 SH   SOLE   6,970 0 0
TC ENERGY CORP COM 87807B107 3,639 70,255 SH   SOLE   70,255 0 0
TELUS CORPORATION COM 87971M103 899 40,372 SH   SOLE   40,372 0 0
3M CO COM 88579Y101 195 1,504 SH   SOLE   1,504 0 0
TRANSALTA CORP COM 89346D107 1,667 146,055 SH   SOLE   146,055 0 0
TRICON RESIDENTIAL INC COM NPV 89612W102 1,549 152,844 SH   SOLE   152,844 0 0
UNITEDHEALTH GROUP INC COM 91324P102 72 140 SH   SOLE   140 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 106 625 SH   SOLE   625 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 152 3,000 SH   SOLE   3,000 0 0
VISA INC COM CL A 92826C839 87 444 SH   SOLE   444 0 0
WASTE CONNECTIONS INC COM 94106B101 233 1,877 SH   SOLE   1,877 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 2,499 55,980 SH   SOLE   55,980 0 0
WISDOMTREE TR WISDOMTREE US VA 97717W547 51 970 SH   SOLE   970 0 0
ZIMVIE INC COM 98888T107 0 30 SH   SOLE   30 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 32 300 SH   SOLE   300 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 21 75 SH   SOLE   75 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 2,589 116,730 SH   SOLE   116,730 0 0
JPMORGAN CHASE & CO COM 46625H100 261 2,320 SH   SOLE   2,320 0 0
JEFFERIES FINL GROUP INC COM 47233W109 113 4,078 SH   SOLE   4,078 0 0
KINDER MORGAN INC DEL COM 49456B101 8 500 SH   SOLE   500 0 0
MANULIFE FINL CORP COM 56501R106 27 1,542 SH   SOLE   1,542 0 0
MATCH GROUP INC NEW COM 57667L107 21 302 SH   SOLE   302 0 0
MCKESSON CORP COM 58155Q103 67 205 SH   SOLE   205 0 0
METLIFE INC COM 59156R108 79 1,265 SH   SOLE   1,265 0 0
NOVARTIS AG SPONSORED ADR 66987V109 101 1,200 SH   SOLE   1,200 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 4,154 108,738 SH   SOLE   108,738 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 2,732 78,621 SH   SOLE   78,621 0 0
NUTRIEN LTD COM 67077M108 775 9,730 SH   SOLE   9,730 0 0
ORACLE CORP COM 68389X105 132 1,890 SH   SOLE   1,890 0 0
OVINTIV INC COM 69047Q102 11 238 SH   SOLE   238 0 0
ILLINOIS TOOL WKS INC COM 452308109 45 245 SH   SOLE   245 0 0
INTEL CORP COM 458140100 96 2,570 SH   SOLE   2,570 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 26 185 SH   SOLE   185 0 0