The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   268,533 1,224 SH   SOLE 0 1,224 0 0
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   289,207 13,546 SH   SOLE 0 13,546 0 0
JOHNSON & JOHNSON COM Stock 478160104   257,568 1,781 SH   SOLE 0 1,781 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   716,700 2,473 SH   SOLE 0 2,473 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   347,266 379 SH   SOLE 0 379 0 0
F5 INC COM Stock 315616102   262,786 1,045 SH   SOLE 0 1,045 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   278,299 1,660 SH   SOLE 0 1,660 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   270,069 3,547 SH   SOLE 0 3,547 0 0
GLOBAL X S&P 500 CATHOLIC VALUES CUSTOM ETF ETF 37954Y889   227,680 3,214 SH   SOLE 0 3,214 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   1,311,116 12,430 SH   SOLE 0 12,430 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   1,444,687 2,465 SH   SOLE 0 2,465 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   218,465 5,463 SH   SOLE 0 5,463 0 0
PEPSICO INC COM Stock 713448108   360,230 2,369 SH   SOLE 0 2,369 0 0
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356   655,856 11,450 SH   SOLE 0 11,450 0 0
OKTA INC CL A Stock 679295105   523,232 6,640 SH   SOLE 0 6,640 0 0
FIRSTENERGY CORP COM Stock 337932107   219,785 5,525 SH   SOLE 0 5,525 0 0
HOME DEPOT INC COM Stock 437076102   667,896 1,717 SH   SOLE 0 1,677 0 40
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375   104,957,391 3,203,828 SH   SOLE 0 3,125,870 0 77,957
CENCORA INC COM Stock 03073E105   509,574 2,268 SH   SOLE 0 2,268 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   493,718 4,285 SH   SOLE 0 4,285 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   926,051 2,043 SH   SOLE 0 2,043 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   287,168 1,517 SH   SOLE 0 1,517 0 0
MICROSOFT CORP COM Stock 594918104   1,613,924 3,829 SH   SOLE 0 3,702 0 127
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706   4,143,694 71,443 SH   SOLE 0 71,443 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   910,214 37,831 SH   SOLE 0 37,831 0 0
SCHWAB INTERMEDIATE-TERM US TREASURY ETF ETF 808524854   683,788 28,151 SH   SOLE 0 28,151 0 0
VIVAKOR INC COM NEW Stock 92852R304   0 21,400 SH   SOLE 0 21,400 0 0
ELI LILLY & CO COM Stock 532457108   632,268 819 SH   SOLE 0 819 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   364,353 4,511 SH   SOLE 0 4,511 0 0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF ETF 46436E866   1,818,657 77,987 SH   SOLE 0 77,987 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   1,818,300 18,125 SH   SOLE 0 18,125 0 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302   36,301,922 1,430,900 SH   SOLE 0 1,395,348 0 35,551
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   42,852,100 1,568,525 SH   SOLE 0 1,525,671 0 42,853
VISA INC COM CL A Stock 92826C839   208,270 659 SH   SOLE 0 659 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   37,797,990 1,065,332 SH   SOLE 0 1,031,339 0 33,993
VANGUARD VALUE ETF ETF 922908744   221,440 1,308 SH   SOLE 0 1,307 0 0
VANGUARD GROWTH ETF ETF 922908736   251,600 613 SH   SOLE 0 613 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   119,558,485 929,548 SH   SOLE 0 904,710 0 24,838
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   38,571,372 796,600 SH   SOLE 0 775,695 0 20,905
ISHARES CORE MSCI EAFE ETF ETF 46432F842   52,986,663 753,937 SH   SOLE 0 733,450 0 20,486
NVIDIA CORPORATION COM Stock 67066G104   275,429 2,051 SH   SOLE 0 2,051 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679   60,703,570 551,299 SH   SOLE 0 537,259 0 14,040
CUMMINS INC COM Stock 231021106   536,844 1,540 SH   SOLE 0 1,540 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   339,952 6,510 SH   SOLE 0 2,508 0 4,002
DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF ETF 25434V633   656,156 13,110 SH   SOLE 0 13,110 0 0
STRYKER CORPORATION COM Stock 863667101   233,672 649 SH   SOLE 0 649 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   24,477,257 499,027 SH   SOLE 0 485,371 0 13,655
ISHARES RUSSELL MIDCAP ETF ETF 464287499   506,620 5,731 SH   SOLE 0 5,731 0 0
AT&T INC COM Stock 00206R102   251,813 11,059 SH   SOLE 0 11,059 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   295,402,339 3,952,928 SH   SOLE 0 3,847,189 0 105,739
GE AEROSPACE COM NEW Stock 369604301   411,971 2,470 SH   SOLE 0 2,470 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   34,427,316 193,325 SH   SOLE 0 187,517 0 5,808
ISHARES CORE S&P 500 ETF ETF 464287200   162,915,167 276,747 SH   SOLE 0 269,876 0 6,870
FLEX LTD ORD Stock Y2573F102   489,780 12,758 SH   SOLE 0 12,758 0 0
UNION PAC CORP COM Stock 907818108   903,723 3,963 SH   SOLE 0 3,963 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   2,751,392 5,662 SH   SOLE 0 5,662 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   299,158 1,248 SH   SOLE 0 1,248 0 0
CHEVRON CORP NEW COM Stock 166764100   378,024 2,610 SH   SOLE 0 2,609 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   281,079 2,638 SH   SOLE 0 2,638 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   292,653 2,215 SH   SOLE 0 2,215 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   422,074 1,920 SH   SOLE 0 1,920 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   1,280,838 12,128 SH   SOLE 0 12,128 0 0
HP INC COM Stock 40434L105   425,756 13,048 SH   SOLE 0 13,048 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   254,371 1,299 SH   SOLE 0 1,298 0 0
ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF ETF 46434V878   2,066,067 40,969 SH   SOLE 0 40,969 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612   444,228 4,262 SH   SOLE 0 4,262 0 0
VANGUARD LONG-TERM BOND ETF ETF 921937793   205,290 3,000 SH   SOLE 0 3,000 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   139,067,683 1,799,763 SH   SOLE 0 1,753,837 0 45,925
AGILENT TECHNOLOGIES INC COM Stock 00846U101   328,461 2,445 SH   SOLE 0 2,445 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,299,553 12,081 SH   SOLE 0 12,081 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,771,542 23,430 SH   SOLE 0 23,430 0 0
APPLE INC COM Stock 037833100   664,043 2,652 SH   SOLE 0 2,276 0 375
ISHARES RUSSELL 1000 ETF ETF 464287622   420,097 1,304 SH   SOLE 0 1,304 0 0