0001951757-23-000462.txt : 20230731 0001951757-23-000462.hdr.sgml : 20230731 20230731132814 ACCESSION NUMBER: 0001951757-23-000462 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230731 DATE AS OF CHANGE: 20230731 EFFECTIVENESS DATE: 20230731 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sovereign Financial Group, Inc. CENTRAL INDEX KEY: 0001846175 IRS NUMBER: 200093943 STATE OF INCORPORATION: CT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20792 FILM NUMBER: 231126294 BUSINESS ADDRESS: STREET 1: 35 WEST BROAD STREET, SUITE 100 CITY: STAMFORD STATE: CT ZIP: 06902 BUSINESS PHONE: (203) 883-6006 MAIL ADDRESS: STREET 1: 35 WEST BROAD STREET, SUITE 100 CITY: STAMFORD STATE: CT ZIP: 06902 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001846175 XXXXXXXX 06-30-2023 06-30-2023 Sovereign Financial Group, Inc.
35 WEST BROAD STREET, SUITE 100 STAMFORD CT 06902
13F HOLDINGS REPORT 028-20792 N
JOHN K. KOCHERSPERGER CHIEF COMPLIANCE OFFICER (888) 765-8180 JOHN K. KOCHERSPERGER STAMFORD CT 07-31-2023 0 231 306855432 false
INFORMATION TABLE 2 F_13F_Sovereign_Q22023.xml ABBVIE INC COM 00287Y109 413191 3067 SH SOLE 0 0 3067 ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 442901 24110 SH SOLE 0 0 24110 ACTIVISION BLIZZARD INC COM 00507V109 221962 2633 SH SOLE 0 0 2633 ADOBE SYSTEMS INCORPORATED COM 00724F101 1020033 2086 SH SOLE 0 0 2086 ADVANCED MICRO DEVICES INC COM 007903107 316100 2775 SH SOLE 0 0 2775 ALLSTATE CORP COM 020002101 567452 5204 SH SOLE 0 0 5204 ALPHABET INC CAP STK CL A 02079K305 2874117 24011 SH SOLE 0 0 24011 ALPHABET INC CAP STK CL C 02079K107 6997588 57846 SH SOLE 0 0 57846 ALPS ETF TR OSHARES US QUALT 00162Q387 962383 21877 SH SOLE 0 0 21877 ALTRIA GROUP INC COM 02209S103 471749 10414 SH SOLE 0 0 10414 AMAZON COM INC COM 023135106 2145335 16457 SH SOLE 0 0 16457 AMERICAN ELEC PWR CO INC COM 025537101 341094 4051 SH SOLE 0 0 4051 AMERICAN EXPRESS CO COM 025816109 231591 1329 SH SOLE 0 0 1329 AMGEN INC COM 031162100 311050 1401 SH SOLE 0 0 1401 APPLE INC COM 037833100 10989784 56657 SH SOLE 0 0 56657 ARK ETF TR INNOVATION ETF 00214Q104 490650 11116 SH SOLE 0 0 11116 AT&T INC COM 00206R102 633722 39732 SH SOLE 0 0 39732 BANK AMERICA CORP COM 060505104 1271258 44310 SH SOLE 0 0 44310 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1055736 3096 SH SOLE 0 0 3096 BLACKSTONE INC COM 09260D107 549546 5911 SH SOLE 0 0 5911 BRISTOL-MYERS SQUIBB CO COM 110122108 994103 15545 SH SOLE 0 0 15545 BROADCOM INC COM 11135F101 434582 501 SH SOLE 0 0 501 CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 152656 13630 SH SOLE 0 0 13630 CALIFORNIA WTR SVC GROUP COM 130788102 638715 12371 SH SOLE 0 0 12371 CARRIER GLOBAL CORPORATION COM 14448C104 379238 7629 SH SOLE 0 0 7629 CATERPILLAR INC COM 149123101 451567 1835 SH SOLE 0 0 1835 CHEVRON CORP NEW COM 166764100 711643 4523 SH SOLE 0 0 4523 CHURCH & DWIGHT CO INC COM 171340102 1668830 16650 SH SOLE 0 0 16650 CISCO SYS INC COM 17275R102 601728 11630 SH SOLE 0 0 11630 COCA COLA CO COM 191216100 673383 11182 SH SOLE 0 0 11182 COLGATE PALMOLIVE CO COM 194162103 307929 3997 SH SOLE 0 0 3997 COMCAST CORP NEW CL A 20030N101 232717 5601 SH SOLE 0 0 5601 COMMERCIAL METALS CO COM 201723103 531866 10100 SH SOLE 0 0 10100 COMMUNITY BK SYS INC COM 203607106 342036 7296 SH SOLE 0 0 7296 CONSOLIDATED EDISON INC COM 209115104 1731534 19154 SH SOLE 0 0 19154 COSTCO WHSL CORP NEW COM 22160K105 1001952 1861 SH SOLE 0 0 1861 CSX CORP COM 126408103 1367376 40099 SH SOLE 0 0 40099 CUMMINS INC COM 231021106 239276 976 SH SOLE 0 0 976 CVS HEALTH CORP COM 126650100 244444 3536 SH SOLE 0 0 3536 DEERE & CO COM 244199105 889077 2194 SH SOLE 0 0 2194 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 543720 16552 SH SOLE 0 0 16552 DISNEY WALT CO COM 254687106 341496 3825 SH SOLE 0 0 3825 DOCUSIGN INC COM 256163106 228730 4477 SH SOLE 0 0 4477 DOMINION ENERGY INC COM 25746U109 855623 16521 SH SOLE 0 0 16521 EATON CORP PLC SHS G29183103 212824 1058 SH SOLE 0 0 1058 EVERSOURCE ENERGY COM 30040W108 267540 3772 SH SOLE 0 0 3772 EXXON MOBIL CORP COM 30231G102 2141783 19970 SH SOLE 0 0 19970 FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 250550 5000 SH SOLE 0 0 5000 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 304887 6016 SH SOLE 0 0 6016 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 632256 13263 SH SOLE 0 0 13263 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 3010440 63916 SH SOLE 0 0 63916 FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1358204 38400 SH SOLE 0 0 38400 FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 1417051 35573 SH SOLE 0 0 35573 FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F714 348408 9665 SH SOLE 0 0 9665 FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 284113 6856 SH SOLE 0 0 6856 FIRST TR VALUE LINE DIVID IN SHS 33734H106 356721 8898 SH SOLE 0 0 8898 FORD MTR CO DEL COM 345370860 215587 14249 SH SOLE 0 0 14249 FS KKR CAP CORP COM 302635206 341116 17785 SH SOLE 0 0 17785 GENERAL ELECTRIC CO COM NEW 369604301 1016741 9256 SH SOLE 0 0 9256 GENERAL MLS INC COM 370334104 1833519 23905 SH SOLE 0 0 23905 GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 456321 10622 SH SOLE 0 0 10622 HIGHLAND GLOBAL ALLOCATION F COM 43010T104 1187461 137279 SH SOLE 0 0 137279 HOME DEPOT INC COM 437076102 1334821 4297 SH SOLE 0 0 4297 HONEYWELL INTL INC COM 438516106 395703 1907 SH SOLE 0 0 1907 HORMEL FOODS CORP COM 440452100 752999 18722 SH SOLE 0 0 18722 HUBBELL INC COM 443510607 430033 1297 SH SOLE 0 0 1297 IDEXX LABS INC COM 45168D104 405300 807 SH SOLE 0 0 807 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 341655 9731 SH SOLE 0 0 9731 INNOVATOR ETFS TR US EQTY PWR BF 45782C680 341234 10937 SH SOLE 0 0 10937 INTEL CORP COM 458140100 362490 10840 SH SOLE 0 0 10840 INTERNATIONAL BUSINESS MACHS COM 459200101 559529 4182 SH SOLE 0 0 4182 INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 862694 17379 SH SOLE 0 0 17379 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 739698 4520 SH SOLE 0 0 4520 INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 471607 24537 SH SOLE 0 0 24537 INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 2278257 28116 SH SOLE 0 0 28116 INVESCO QQQ TR UNIT SER 1 46090E103 8612984 23315 SH SOLE 0 0 23315 ISHARES INC MSCI EMERG MRKT 464286533 349893 6364 SH SOLE 0 0 6364 ISHARES INC CORE MSCI EMKT 46434G103 1732325 35146 SH SOLE 0 0 35146 ISHARES TR CORE MSCI EAFE 46432F842 1531768 22693 SH SOLE 0 0 22693 ISHARES TR CORE 1 5 YR USD 46432F859 274756 5891 SH SOLE 0 0 5891 ISHARES TR US TREAS BD ETF 46429B267 866398 37834 SH SOLE 0 0 37834 ISHARES TR MSCI USA MMENTM 46432F396 813426 5639 SH SOLE 0 0 5639 ISHARES TR CORE DIV GRWTH 46434V621 955160 18536 SH SOLE 0 0 18536 ISHARES TR CORE TOTAL USD 46434V613 3061760 67336 SH SOLE 0 0 67336 ISHARES TR MSCI USA QLT FCT 46432F339 1913687 14189 SH SOLE 0 0 14189 ISHARES TR MSCI USA SMCP MN 46435G433 314096 9163 SH SOLE 0 0 9163 ISHARES TR ESG AWR MSCI USA 46435G425 1514983 15545 SH SOLE 0 0 15545 ISHARES TR NATIONAL MUN ETF 464288414 220291 2064 SH SOLE 0 0 2064 ISHARES TR RESIDENTIAL MULT 464288562 1618470 22089 SH SOLE 0 0 22089 ISHARES TR MODERT ALLOC ETF 464289875 738120 18266 SH SOLE 0 0 18266 ISHARES TR GRWT ALLOCAT ETF 464289867 239644 4658 SH SOLE 0 0 4658 ISHARES TR AGGRES ALLOC ETF 464289859 455234 6862 SH SOLE 0 0 6862 ISHARES TR INTL TREA BD ETF 464288117 301003 7603 SH SOLE 0 0 7603 ISHARES TR MSCI USA MIN VOL 46429B697 2086166 28066 SH SOLE 0 0 28066 ISHARES TR MSCI EAFE MIN VL 46429B689 213030 3156 SH SOLE 0 0 3156 ISHARES TR RUS TP200 GR ETF 464289438 377531 2381 SH SOLE 0 0 2381 ISHARES TR US INFRASTRUC 46435U713 397370 10168 SH SOLE 0 0 10168 ISHARES TR CORE S&P MCP ETF 464287507 1142797 4370 SH SOLE 0 0 4370 ISHARES TR CORE S&P SCP ETF 464287804 1155113 11592 SH SOLE 0 0 11592 ISHARES TR CORE S&P500 ETF 464287200 12600101 28270 SH SOLE 0 0 28270 ISHARES TR RUS 1000 VAL ETF 464287598 522417 3310 SH SOLE 0 0 3310 ISHARES TR RUS 1000 GRW ETF 464287614 643096 2337 SH SOLE 0 0 2337 ISHARES TR RUSSELL 2000 ETF 464287655 437275 2335 SH SOLE 0 0 2335 ISHARES TR CORE S&P US VLU 464287663 931961 11909 SH SOLE 0 0 11909 ISHARES TR CORE S&P US GWT 464287671 1522891 15597 SH SOLE 0 0 15597 ISHARES TR 1 3 YR TREAS BD 464287457 329509 4064 SH SOLE 0 0 4064 ISHARES TR 7-10 YR TRSY BD 464287440 234209 2425 SH SOLE 0 0 2425 ISHARES TR ISHARES BIOTECH 464287556 771028 6073 SH SOLE 0 0 6073 ISHARES TR MSCI EAFE ETF 464287465 835208 11520 SH SOLE 0 0 11520 ISHARES TR U.S. TECH ETF 464287721 1125974 10342 SH SOLE 0 0 10342 ISHARES TR ISHS 1-5YR INVS 464288646 1578499 31463 SH SOLE 0 0 31463 ISHARES TR CORE S&P TTL STK 464287150 363492 3715 SH SOLE 0 0 3715 ISHARES TR TIPS BD ETF 464287176 1912730 17773 SH SOLE 0 0 17773 ISHARES TR MBS ETF 464288588 786912 8437 SH SOLE 0 0 8437 ISHARES TR 10-20 YR TRS ETF 464288653 519696 4692 SH SOLE 0 0 4692 ISHARES TR EAFE VALUE ETF 464288877 1210127 24727 SH SOLE 0 0 24727 ISHARES TR EAFE GRWTH ETF 464288885 1698711 17804 SH SOLE 0 0 17804 ISHARES TR MSCI EMG MKT ETF 464287234 562820 14227 SH SOLE 0 0 14227 ISHARES TR CORE US AGGBD ET 464287226 1370614 13993 SH SOLE 0 0 13993 ISHARES U S ETF TR BLACKROCK SHORT 46431W838 357187 7159 SH SOLE 0 0 7159 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 2295735 46173 SH SOLE 0 0 46173 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 865646 17265 SH SOLE 0 0 17265 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 734047 13267 SH SOLE 0 0 13267 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 658249 13247 SH SOLE 0 0 13247 JOHNSON & JOHNSON COM 478160104 839703 5073 SH SOLE 0 0 5073 JPMORGAN CHASE & CO COM 46625H100 702039 4827 SH SOLE 0 0 4827 KELLOGG CO COM 487836108 616171 9142 SH SOLE 0 0 9142 KIMBERLY-CLARK CORP COM 494368103 1381589 10007 SH SOLE 0 0 10007 LILLY ELI & CO COM 532457108 367211 783 SH SOLE 0 0 783 LOWES COS INC COM 548661107 241725 1071 SH SOLE 0 0 1071 MAINSTAY MACKAY DEFINEDTERM COM 56064K100 181916 10657 SH SOLE 0 0 10657 MASTERCARD INCORPORATED CL A 57636Q104 2062465 5244 SH SOLE 0 0 5244 MCCORMICK & CO INC COM NON VTG 579780206 407800 4675 SH SOLE 0 0 4675 MCDONALDS CORP COM 580135101 726017 2433 SH SOLE 0 0 2433 MERCK & CO INC COM 58933Y105 700420 6070 SH SOLE 0 0 6070 META PLATFORMS INC CL A 30303M102 771689 2689 SH SOLE 0 0 2689 MICROSOFT CORP COM 594918104 5074677 14902 SH SOLE 0 0 14902 MONDELEZ INTL INC CL A 609207105 412914 5661 SH SOLE 0 0 5661 NETFLIX INC COM 64110L106 312307 709 SH SOLE 0 0 709 NEW JERSEY RES CORP COM 646025106 278480 5900 SH SOLE 0 0 5900 NEXPOINT DIVERSIFIED REL ET COM NEW 65340G205 1062081 84831 SH SOLE 0 0 84831 NEXTERA ENERGY INC COM 65339F101 652167 8789 SH SOLE 0 0 8789 NORFOLK SOUTHN CORP COM 655844108 254198 1121 SH SOLE 0 0 1121 NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 75402 14931 SH SOLE 0 0 14931 NVIDIA CORPORATION COM 67066G104 1383405 3270 SH SOLE 0 0 3270 OPKO HEALTH INC COM 68375N103 43561 20074 SH SOLE 0 0 20074 ORACLE CORP COM 68389X105 630939 5298 SH SOLE 0 0 5298 OTIS WORLDWIDE CORP COM 68902V107 571889 6425 SH SOLE 0 0 6425 PACER FDS TR TRENDP US LAR CP 69374H105 253954 6149 SH SOLE 0 0 6149 PEPSICO INC COM 713448108 861365 4650 SH SOLE 0 0 4650 PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 150208 10861 SH SOLE 0 0 10861 PFIZER INC COM 717081103 738400 20131 SH SOLE 0 0 20131 PHILIP MORRIS INTL INC COM 718172109 615689 6307 SH SOLE 0 0 6307 PROCTER AND GAMBLE CO COM 742718109 681313 4490 SH SOLE 0 0 4490 PROSHARES TR S&P 500 DV ARIST 74348A467 487541 5171 SH SOLE 0 0 5171 PROSHARES TR II ULTA BLMBG 2017 74347Y888 222783 9420 SH SOLE 0 0 9420 PUBLIC STORAGE COM 74460D109 280205 960 SH SOLE 0 0 960 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 631128 10080 SH SOLE 0 0 10080 PURECYCLE TECHNOLOGIES INC COM 74623V103 138692 12974 SH SOLE 0 0 12974 RAYTHEON TECHNOLOGIES CORP COM 75513E101 915632 9347 SH SOLE 0 0 9347 REALTY INCOME CORP COM 756109104 259312 4337 SH SOLE 0 0 4337 RINGCENTRAL INC CL A 76680R206 231925 7086 SH SOLE 0 0 7086 SALESFORCE INC COM 79466L302 323650 1532 SH SOLE 0 0 1532 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 371237 7181 SH SOLE 0 0 7181 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 380359 8684 SH SOLE 0 0 8684 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 889779 11872 SH SOLE 0 0 11872 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 717125 10689 SH SOLE 0 0 10689 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 274278 5707 SH SOLE 0 0 5707 SEELOS THERAPEUTICS INC COM 81577F109 72000 60000 SH SOLE 0 0 60000 SELECT MED HLDGS CORP COM 81619Q105 896572 28141 SH SOLE 0 0 28141 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 261106 3990 SH SOLE 0 0 3990 SELECT SECTOR SPDR TR ENERGY 81369Y506 290209 3575 SH SOLE 0 0 3575 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 376165 2164 SH SOLE 0 0 2164 SIRIUS XM HOLDINGS INC COM 82968B103 62607 13821 SH SOLE 0 0 13821 SNOWFLAKE INC CL A 833445109 233525 1327 SH SOLE 0 0 1327 SOUTHERN CO COM 842587107 2857020 40669 SH SOLE 0 0 40669 SOUTHWEST AIRLS CO COM 844741108 222873 6155 SH SOLE 0 0 6155 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 414691 1206 SH SOLE 0 0 1206 SPDR GOLD TR GOLD SHS 78463V107 1404055 7876 SH SOLE 0 0 7876 SPDR S&P 500 ETF TR TR UNIT 78462F103 15943973 35968 SH SOLE 0 0 35968 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1857239 3878 SH SOLE 0 0 3878 SPDR SER TR PRTFLO S&P500 GW 78464A409 1709805 28025 SH SOLE 0 0 28025 SPDR SER TR PORTFOLIO S&P400 78464A847 446225 9724 SH SOLE 0 0 9724 SPDR SER TR PORTFOLIO S&P500 78464A854 957934 18383 SH SOLE 0 0 18383 SPDR SER TR PORTFOLIO S&P600 78468R853 1071911 27598 SH SOLE 0 0 27598 SPDR SER TR PRTFLO S&P500 HI 78468R788 490463 13227 SH SOLE 0 0 13227 STARBUCKS CORP COM 855244109 484666 4893 SH SOLE 0 0 4893 TARGET CORP COM 87612E106 264130 2003 SH SOLE 0 0 2003 TELLURIAN INC NEW COM 87968A104 14805 10500 SH SOLE 0 0 10500 TESLA INC COM 88160R101 679293 2595 SH SOLE 0 0 2595 TEXAS INSTRS INC COM 882508104 364901 2027 SH SOLE 0 0 2027 TRANE TECHNOLOGIES PLC SHS G8994E103 216698 1133 SH SOLE 0 0 1133 TRAVELERS COMPANIES INC COM 89417E109 211865 1220 SH SOLE 0 0 1220 UNITED PARCEL SERVICE INC CL B 911312106 4577328 25536 SH SOLE 0 0 25536 UNITEDHEALTH GROUP INC COM 91324P102 1024244 2131 SH SOLE 0 0 2131 VALERO ENERGY CORP COM 91913Y100 262987 2242 SH SOLE 0 0 2242 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1130621 7426 SH SOLE 0 0 7426 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 473325 5151 SH SOLE 0 0 5151 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1029839 14168 SH SOLE 0 0 14168 VANGUARD BD INDEX FDS INTERMED TERM 921937819 3488936 46377 SH SOLE 0 0 46377 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3131524 41798 SH SOLE 0 0 41798 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7362500 97426 SH SOLE 0 0 97426 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6583784 134693 SH SOLE 0 0 134693 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4419219 10851 SH SOLE 0 0 10851 VANGUARD INDEX FDS VALUE ETF 922908744 8852200 62296 SH SOLE 0 0 62296 VANGUARD INDEX FDS MID CAP ETF 922908629 1253576 5694 SH SOLE 0 0 5694 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 518573 6206 SH SOLE 0 0 6206 VANGUARD INDEX FDS SMALL CP ETF 922908751 4262925 21434 SH SOLE 0 0 21434 VANGUARD INDEX FDS GROWTH ETF 922908736 11010731 38913 SH SOLE 0 0 38913 VANGUARD INDEX FDS TOTAL STK MKT 922908769 448027 2034 SH SOLE 0 0 2034 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4688222 115246 SH SOLE 0 0 115246 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5175601 109144 SH SOLE 0 0 109144 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 673500 13411 SH SOLE 0 0 13411 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1801378 23809 SH SOLE 0 0 23809 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3523996 76625 SH SOLE 0 0 76625 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1113320 6854 SH SOLE 0 0 6854 VANGUARD STAR FDS VG TL INTL STK F 921909768 379801 6772 SH SOLE 0 0 6772 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 13119605 284097 SH SOLE 0 0 284097 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 1814228 18206 SH SOLE 0 0 18206 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4148707 39113 SH SOLE 0 0 39113 VANGUARD WORLD FD MEGA GRWTH IND 921910816 3634747 15446 SH SOLE 0 0 15446 VANGUARD WORLD FDS UTILITIES ETF 92204A876 1080217 7598 SH SOLE 0 0 7598 VANGUARD WORLD FDS INF TECH ETF 92204A702 585031 1323 SH SOLE 0 0 1323 VERIZON COMMUNICATIONS INC COM 92343V104 595409 16010 SH SOLE 0 0 16010 VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527 626340 13600 SH SOLE 0 0 13600 VISA INC COM CL A 92826C839 1470998 6194 SH SOLE 0 0 6194 WALMART INC COM 931142103 335680 2136 SH SOLE 0 0 2136 WISDOMTREE TR EUROPE SMCP DV 97717W869 545350 9766 SH SOLE 0 0 9766 WISDOMTREE TR EMG MKTS SMCAP 97717W281 1228671 26406 SH SOLE 0 0 26406 WISDOMTREE TR CLOUD COMPUTNG 97717Y691 513952 16213 SH SOLE 0 0 16213 WP CAREY INC COM 92936U109 453125 6707 SH SOLE 0 0 6707