Chief Compliance Officer

0001846175-23-000001.txt : 20230214 0001846175-23-000001.hdr.sgml : 20230214 20230213175504 ACCESSION NUMBER: 0001846175-23-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230214 DATE AS OF CHANGE: 20230213 EFFECTIVENESS DATE: 20230214 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sovereign Financial Group, Inc. CENTRAL INDEX KEY: 0001846175 IRS NUMBER: 200093943 STATE OF INCORPORATION: CT FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20792 FILM NUMBER: 23620499 BUSINESS ADDRESS: STREET 1: 25 WEST BROAD STREET, SUITE 100 CITY: STAMFORD STATE: CT ZIP: 06902 BUSINESS PHONE: (203) 883-6006 MAIL ADDRESS: STREET 1: 25 WEST BROAD STREET, SUITE 100 CITY: STAMFORD STATE: CT ZIP: 06902 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001846175 XXXXXXXX 12-31-2022 12-31-2022 Sovereign Financial Group, Inc.

25 WEST BROAD STREET, SUITE 100 STAMFORD CT 06902

13F HOLDINGS REPORT 028-20792 N JOHN KOCHERSPERGER Chief Compliance Officer (203) 883-6006 JOHN KOCHERSPERGER STAMFORD CT 02-13-2023 0 220 253818118 false INFORMATION TABLE 2 13F_Sovereign_2022Q4.xml ALLSTATE CORP COM 020002101 705798 5205 SH SOLE 0 0 5205 AMAZON COM INC COM 023135106 917196 10919 SH SOLE 0 0 10919 AMERICAN ELEC PWR CO INC COM 025537101 336883 3548 SH SOLE 0 0 3548 AMGEN INC COM 031162100 359554 1369 SH SOLE 0 0 1369 APPLE INC COM 037833100 7873502 60598 SH SOLE 0 0 60598 BANK AMERICA CORP COM 060505104 1418211 42820 SH SOLE 0 0 42820 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 960370 3109 SH SOLE 0 0 3109 BRISTOL-MYERS SQUIBB CO COM 110122108 961756 13367 SH SOLE 0 0 13367 CSX CORP COM 126408103 1093904 35310 SH SOLE 0 0 35310 CVS HEALTH CORP COM 126650100 320749 3442 SH SOLE 0 0 3442 CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 140624 13380 SH SOLE 0 0 13380 CALIFORNIA WTR SVC GROUP COM 130788102 652547 10761 SH SOLE 0 0 10761 CATERPILLAR INC COM 149123101 416563 1739 SH SOLE 0 0 1739 CHEVRON CORP NEW COM 166764100 709576 3953 SH SOLE 0 0 3953 CHURCH & DWIGHT CO INC COM 171340102 1302577 16159 SH SOLE 0 0 16159 COCA COLA CO COM 191216100 722783 11363 SH SOLE 0 0 11363 COLGATE PALMOLIVE CO COM 194162103 274268 3481 SH SOLE 0 0 3481 COMMERCIAL METALS CO COM 201723103 487830 10100 SH SOLE 0 0 10100 CONSOLIDATED EDISON INC COM 209115104 1819321 19088 SH SOLE 0 0 19088 CUMMINS INC COM 231021106 236475 976 SH SOLE 0 0 976 DEERE & CO COM 244199105 731904 1707 SH SOLE 0 0 1707 DISNEY WALT CO COM 254687106 294089 3385 SH SOLE 0 0 3385 ESSEX PPTY TR INC COM 297178105 220609 1041 SH SOLE 0 0 1041 FS KKR CAP CORP COM 302635206 325185 18582 SH SOLE 0 0 18582 FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 230900 5000 SH SOLE 0 0 5000 FORD MTR CO DEL COM 345370860 165728 14250 SH SOLE 0 0 14250 GENERAL ELECTRIC CO COM NEW 369604301 774277 9241 SH SOLE 0 0 9241 GENERAL MLS INC COM 370334104 1987662 23705 SH SOLE 0 0 23705 GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 437642 10442 SH SOLE 0 0 10442 HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300 170000 50000 SH SOLE 0 0 50000 HOME DEPOT INC COM 437076102 1241330 3930 SH SOLE 0 0 3930 HONEYWELL INTL INC COM 438516106 240230 1121 SH SOLE 0 0 1121 HORMEL FOODS CORP COM 440452100 844133 18532 SH SOLE 0 0 18532 HUBBELL INC COM 443510607 311890 1329 SH SOLE 0 0 1329 ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 257049 5075 SH SOLE 0 0 5075 INTEL CORP COM 458140100 261366 9889 SH SOLE 0 0 9889 INTERNATIONAL BUSINESS MACHS COM 459200101 550831 3910 SH SOLE 0 0 3910 ISHARES INC MSCI EMERG MRKT 464286533 973702 18354 SH SOLE 0 0 18354 ISHARES TR CORE S&P TTL STK 464287150 236931 2794 SH SOLE 0 0 2794 ISHARES TR TIPS BD ETF 464287176 2083350 19573 SH SOLE 0 0 19573 ISHARES TR CORE S&P500 ETF 464287200 10318313 26856 SH SOLE 0 0 26856 ISHARES TR CORE US AGGBD ET 464287226 2443372 25192 SH SOLE 0 0 25192 ISHARES TR MSCI EMG MKT ETF 464287234 557320 14705 SH SOLE 0 0 14705 ISHARES TR 1 3 YR TREAS BD 464287457 408285 5030 SH SOLE 0 0 5030 ISHARES TR MSCI EAFE ETF 464287465 1142924 17412 SH SOLE 0 0 17412 ISHARES TR RUS MDCP VAL ETF 464287473 215736 2048 SH SOLE 0 0 2048 ISHARES TR CORE S&P MCP ETF 464287507 1282550 5302 SH SOLE 0 0 5302 ISHARES TR ISHARES BIOTECH 464287556 900781 6861 SH SOLE 0 0 6861 ISHARES TR RUS 1000 VAL ETF 464287598 474210 3127 SH SOLE 0 0 3127 ISHARES TR RUS 1000 GRW ETF 464287614 450547 2103 SH SOLE 0 0 2103 ISHARES TR RUSSELL 2000 ETF 464287655 444618 2550 SH SOLE 0 0 2550 ISHARES TR CORE S&P US VLU 464287663 1477284 20916 SH SOLE 0 0 20916 ISHARES TR CORE S&P US GWT 464287671 1843656 22616 SH SOLE 0 0 22616 ISHARES TR U.S. TECH ETF 464287721 505038 6780 SH SOLE 0 0 6780 ISHARES TR CORE S&P SCP ETF 464287804 1362312 14395 SH SOLE 0 0 14395 ISHARES TR INTL TREA BD ETF 464288117 498693 12738 SH SOLE 0 0 12738 ISHARES TR NATIONAL MUN ETF 464288414 250716 2376 SH SOLE 0 0 2376 ISHARES TR RESIDENTIAL MULT 464288562 1128607 16515 SH SOLE 0 0 16515 ISHARES TR MBS ETF 464288588 665308 7173 SH SOLE 0 0 7173 ISHARES TR ISHS 5-10YR INVT 464288638 203090 4102 SH SOLE 0 0 4102 ISHARES TR ISHS 1-5YR INVS 464288646 1394561 27992 SH SOLE 0 0 27992 ISHARES TR 10-20 YR TRS ETF 464288653 401544 3712 SH SOLE 0 0 3712 ISHARES TR EAFE VALUE ETF 464288877 1584270 34531 SH SOLE 0 0 34531 ISHARES TR EAFE GRWTH ETF 464288885 1075486 12840 SH SOLE 0 0 12840 ISHARES TR AGGRES ALLOC ETF 464289859 633325 10600 SH SOLE 0 0 10600 ISHARES TR GRWT ALLOCAT ETF 464289867 219662 4658 SH SOLE 0 0 4658 ISHARES TR MODERT ALLOC ETF 464289875 651948 17152 SH SOLE 0 0 17152 JOHNSON & JOHNSON COM 478160104 793722 4493 SH SOLE 0 0 4493 KELLOGG CO COM 487836108 713184 10011 SH SOLE 0 0 10011 KIMBERLY-CLARK CORP COM 494368103 1360647 10023 SH SOLE 0 0 10023 MCCORMICK & CO INC COM NON VTG 579780206 399944 4825 SH SOLE 0 0 4825 MCDONALDS CORP COM 580135101 470401 1785 SH SOLE 0 0 1785 MICROSOFT CORP COM 594918104 2890521 12053 SH SOLE 0 0 12053 MICRON TECHNOLOGY INC COM 595112103 243802 4878 SH SOLE 0 0 4878 MONDELEZ INTL INC CL A 609207105 205282 3080 SH SOLE 0 0 3080 NEW JERSEY RES CORP COM 646025106 292758 5900 SH SOLE 0 0 5900 NORFOLK SOUTHN CORP COM 655844108 289790 1176 SH SOLE 0 0 1176 PEABODY ENERGY CORP COM 704551100 343962 13019 SH SOLE 0 0 13019 PEPSICO INC COM 713448108 740322 4098 SH SOLE 0 0 4098 PFIZER INC COM 717081103 916489 17886 SH SOLE 0 0 17886 PHILIP MORRIS INTL INC COM 718172109 475383 4697 SH SOLE 0 0 4697 PHILLIPS 66 COM 718546104 210970 2027 SH SOLE 0 0 2027 PROCTER AND GAMBLE CO COM 742718109 542888 3582 SH SOLE 0 0 3582 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 542852 8860 SH SOLE 0 0 8860 REALTY INCOME CORP COM 756109104 276325 4356 SH SOLE 0 0 4356 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 358614 8003 SH SOLE 0 0 8003 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1691580 30446 SH SOLE 0 0 30446 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1763460 26711 SH SOLE 0 0 26711 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 402831 9944 SH SOLE 0 0 9944 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 275306 5707 SH SOLE 0 0 5707 SOUTHERN CO COM 842587107 3002300 42043 SH SOLE 0 0 42043 SOUTHWEST AIRLS CO COM 844741108 206464 6132 SH SOLE 0 0 6132 STARBUCKS CORP COM 855244109 476031 4799 SH SOLE 0 0 4799 TEXAS INSTRS INC COM 882508104 284013 1719 SH SOLE 0 0 1719 UNITED PARCEL SERVICE INC CL B 911312106 4933578 28380 SH SOLE 0 0 28380 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1863374 12271 SH SOLE 0 0 12271 VANGUARD STAR FDS VG TL INTL STK F 921909768 341015 6593 SH SOLE 0 0 6593 VANGUARD WORLD FD MEGA GRWTH IND 921910816 2659796 15458 SH SOLE 0 0 15458 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 512651 2958 SH SOLE 0 0 2958 VANGUARD WELLINGTON FD US VALUE FACTR 921935805 1736987 17604 SH SOLE 0 0 17604 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2131799 29428 SH SOLE 0 0 29428 VANGUARD BD INDEX FDS INTERMED TERM 921937819 2251286 30292 SH SOLE 0 0 30292 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6161214 81844 SH SOLE 0 0 81844 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 896205 12475 SH SOLE 0 0 12475 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7778388 185332 SH SOLE 0 0 185332 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3887623 35927 SH SOLE 0 0 35927 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 509979 8561 SH SOLE 0 0 8561 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4540195 97200 SH SOLE 0 0 97200 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3371575 86495 SH SOLE 0 0 86495 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 643815 13009 SH SOLE 0 0 13009 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4035173 11485 SH SOLE 0 0 11485 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 976481 11839 SH SOLE 0 0 11839 VANGUARD INDEX FDS MID CAP ETF 922908629 1165130 5717 SH SOLE 0 0 5717 VANGUARD INDEX FDS GROWTH ETF 922908736 4885906 22927 SH SOLE 0 0 22927 VANGUARD INDEX FDS VALUE ETF 922908744 5688687 40526 SH SOLE 0 0 40526 VANGUARD INDEX FDS SMALL CP ETF 922908751 3460942 18857 SH SOLE 0 0 18857 VANGUARD INDEX FDS TOTAL STK MKT 922908769 428648 2242 SH SOLE 0 0 2242 WALMART INC COM 931142103 273911 1932 SH SOLE 0 0 1932 RAYTHEON TECHNOLOGIES CORP COM 75513E101 874674 8667 SH SOLE 0 0 8667 INVESCO QQQ TR UNIT SER 1 46090E103 4952431 18599 SH SOLE 0 0 18599 TARGET CORP COM 87612E106 310708 2085 SH SOLE 0 0 2085 TRAVELERS COMPANIES INC COM 89417E109 228738 1220 SH SOLE 0 0 1220 ALPS ETF TR OSHARES US QUALT 00162Q387 923612 22296 SH SOLE 0 0 22296 AT&T INC COM 00206R102 687421 37340 SH SOLE 0 0 37340 ARK ETF TR INNOVATION ETF 00214Q104 321589 10294 SH SOLE 0 0 10294 ABBVIE INC COM 00287Y109 494780 3062 SH SOLE 0 0 3062 ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 423263 24228 SH SOLE 0 0 24228 ACTIVISION BLIZZARD INC COM 00507V109 216943 2834 SH SOLE 0 0 2834 ALPHABET INC CAP STK CL C 02079K107 5819060 65582 SH SOLE 0 0 65582 ALPHABET INC CAP STK CL A 02079K305 3093608 35063 SH SOLE 0 0 35063 ALTRIA GROUP INC COM 02209S103 363929 7962 SH SOLE 0 0 7962 BLACKSTONE INC COM 09260D107 308111 4153 SH SOLE 0 0 4153 BROADCOM INC COM 11135F101 244340 437 SH SOLE 0 0 437 CARRIER GLOBAL CORPORATION COM 14448C104 290978 7054 SH SOLE 0 0 7054 CISCO SYS INC COM 17275R102 461432 9686 SH SOLE 0 0 9686 COSTCO WHSL CORP NEW COM 22160K105 646411 1416 SH SOLE 0 0 1416 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 376093 12371 SH SOLE 0 0 12371 DOMINION ENERGY INC COM 25746U109 761410 12417 SH SOLE 0 0 12417 EQT CORP COM 26884L109 236370 6987 SH SOLE 0 0 6987 EPAM SYS INC COM 29414B104 259570 792 SH SOLE 0 0 792 EVERSOURCE ENERGY COM 30040W108 291643 3479 SH SOLE 0 0 3479 EXXON MOBIL CORP COM 30231G102 1856128 16828 SH SOLE 0 0 16828 META PLATFORMS INC CL A 30303M102 222027 1845 SH SOLE 0 0 1845 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 2379227 54172 SH SOLE 0 0 54172 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 304014 6067 SH SOLE 0 0 6067 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 655310 13822 SH SOLE 0 0 13822 FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F714 303088 9380 SH SOLE 0 0 9380 FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 247502 6856 SH SOLE 0 0 6856 FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 1387114 38993 SH SOLE 0 0 38993 FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 1399320 41978 SH SOLE 0 0 41978 HIGHLAND GLOBAL ALLOCATION F COM 43010T104 1100807 116858 SH SOLE 0 0 116858 IDEXX LABS INC COM 45168D104 329632 808 SH SOLE 0 0 808 INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 966399 19539 SH SOLE 0 0 19539 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 318923 2258 SH SOLE 0 0 2258 INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 641809 31020 SH SOLE 0 0 31020 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 593759 3827 SH SOLE 0 0 3827 INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 1996890 28105 SH SOLE 0 0 28105 ISHARES TR MSCI USA MIN VOL 46429B697 1452024 20139 SH SOLE 0 0 20139 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 2280165 46279 SH SOLE 0 0 46279 ISHARES U S ETF TR BLACKROCK SHORT 46431W838 380830 7659 SH SOLE 0 0 7659 ISHARES TR MSCI USA MMENTM 46432F396 676422 4635 SH SOLE 0 0 4635 ISHARES TR CORE MSCI EAFE 46432F842 2069300 33571 SH SOLE 0 0 33571 ISHARES TR CORE 1 5 YR USD 46432F859 337712 7272 SH SOLE 0 0 7272 ISHARES INC CORE MSCI EMKT 46434G103 414030 8866 SH SOLE 0 0 8866 ISHARES TR 0-5YR HI YL CP 46434V407 542918 13278 SH SOLE 0 0 13278 ISHARES TR CORE TOTAL USD 46434V613 1811640 40321 SH SOLE 0 0 40321 ISHARES TR ESG AWR MSCI USA 46435G425 2882069 34007 SH SOLE 0 0 34007 ISHARES TR MSCI USA SMCP MN 46435G433 351062 10146 SH SOLE 0 0 10146 ISHARES TR US INFRASTRUC 46435U713 365549 10081 SH SOLE 0 0 10081 JPMORGAN CHASE & CO COM 46625H100 609082 4542 SH SOLE 0 0 4542 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 459787 8438 SH SOLE 0 0 8438 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 950661 18964 SH SOLE 0 0 18964 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 616492 13246 SH SOLE 0 0 13246 MASTERCARD INCORPORATED CL A 57636Q104 1809587 5204 SH SOLE 0 0 5204 MERCK & CO INC COM 58933Y105 652943 5885 SH SOLE 0 0 5885 NEXTERA ENERGY INC COM 65339F101 630595 7543 SH SOLE 0 0 7543 NEXPOINT DIVERSIFIED REL ET COM NEW 65340G205 960854 85714 SH SOLE 0 0 85714 NVIDIA CORPORATION COM 67066G104 215303 1473 SH SOLE 0 0 1473 NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 72604 14264 SH SOLE 0 0 14264 OPKO HEALTH INC COM 68375N103 25093 20074 SH SOLE 0 0 20074 ORACLE CORP COM 68389X105 251596 3078 SH SOLE 0 0 3078 OTIS WORLDWIDE CORP COM 68902V107 484582 6188 SH SOLE 0 0 6188 PACER FDS TR TRENDP US LAR CP 69374H105 217367 5798 SH SOLE 0 0 5798 PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 115670 10861 SH SOLE 0 0 10861 PROSHARES TR II ULTA BLMBG 2017 74347Y888 423885 13985 SH SOLE 0 0 13985 PROSHARES TR S&P 500 DV ARIST 74348A467 401581 4463 SH SOLE 0 0 4463 PUBLIC STORAGE COM 74460D109 268702 959 SH SOLE 0 0 959 SPDR S&P 500 ETF TR TR UNIT 78462F103 15010418 39250 SH SOLE 0 0 39250 SPDR GOLD TR GOLD SHS 78463V107 904690 5333 SH SOLE 0 0 5333 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 273118 9199 SH SOLE 0 0 9199 SPDR SER TR PRTFLO S&P500 GW 78464A409 1444551 28509 SH SOLE 0 0 28509 SPDR SER TR S&P DIVID ETF 78464A763 207057 1655 SH SOLE 0 0 1655 SPDR SER TR PORTFOLIO S&P400 78464A847 419816 9878 SH SOLE 0 0 9878 SPDR SER TR PORTFOLIO S&P500 78464A854 826805 18382 SH SOLE 0 0 18382 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 566437 1710 SH SOLE 0 0 1710 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1714074 3871 SH SOLE 0 0 3871 SPDR SER TR PRTFLO S&P500 HI 78468R788 573988 14502 SH SOLE 0 0 14502 SPDR SER TR PORTFOLIO S&P600 78468R853 1042758 28206 SH SOLE 0 0 28206 SALESFORCE INC COM 79466L302 214531 1618 SH SOLE 0 0 1618 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 218175 1606 SH SOLE 0 0 1606 SELECT SECTOR SPDR TR ENERGY 81369Y506 352402 4029 SH SOLE 0 0 4029 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 261251 2099 SH SOLE 0 0 2099 SEELOS THERAPEUTICS INC COM 81577F109 50925 75000 SH SOLE 0 0 75000 SIRIUS XM HOLDINGS INC COM 82968B103 88993 15239 SH SOLE 0 0 15239 TELLURIAN INC NEW COM 87968A104 19488 11600 SH SOLE 0 0 11600 TRICIDA INC COM 89610F101 1692 11068 SH SOLE 0 0 11068 UNITEDHEALTH GROUP INC COM 91324P102 1029965 1943 SH SOLE 0 0 1943 VALERO ENERGY CORP COM 91913Y100 293935 2317 SH SOLE 0 0 2317 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1401106 6904 SH SOLE 0 0 6904 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4569211 96336 SH SOLE 0 0 96336 VANGUARD WORLD FDS INF TECH ETF 92204A702 359997 1127 SH SOLE 0 0 1127 VANGUARD WORLD FDS UTILITIES ETF 92204A876 831671 5423 SH SOLE 0 0 5423 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1864991 24804 SH SOLE 0 0 24804 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2696076 59228 SH SOLE 0 0 59228 VERIZON COMMUNICATIONS INC COM 92343V104 593747 15070 SH SOLE 0 0 15070 VICTORY PORTFOLIOS II VCTRYSHS USAA CR 92647N527 693435 15242 SH SOLE 0 0 15242 VISA INC COM CL A 92826C839 1229475 5918 SH SOLE 0 0 5918 WP CAREY INC COM 92936U109 524152 6707 SH SOLE 0 0 6707 WISDOMTREE TR EMG MKTS SMCAP 97717W281 804357 18285 SH SOLE 0 0 18285 WISDOMTREE TR EUROPE SMCP DV 97717W869 828013 15133 SH SOLE 0 0 15133