The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   689,297 36,070 SH   SOLE   0 0 36,070
ABBOTT LABS COM 002824100   548,892 5,282 SH   SOLE   0 0 5,282
ABBVIE INC COM 00287Y109   938,221 5,470 SH   SOLE   0 0 5,470
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100   146,502 17,420 SH   SOLE   0 0 17,420
ADOBE INC COM 00724F101   219,438 395 SH   SOLE   0 0 395
ADVANCED MICRO DEVICES INC COM 007903107   248,668 1,533 SH   SOLE   0 0 1,533
AGILENT TECHNOLOGIES INC COM 00846U101   207,390 1,600 SH   SOLE   0 0 1,600
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   246,266 7,288 SH   SOLE   0 0 7,288
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   580,263 28,483 SH   SOLE   0 0 28,483
ALPHABET INC CAP STK CL C 02079K107   3,009,162 16,406 SH   SOLE   601 0 15,805
ALPHABET INC CAP STK CL A 02079K305   1,582,021 8,685 SH   SOLE   0 0 8,685
AMAZON COM INC COM 023135106   4,650,000 24,062 SH   SOLE   0 0 24,062
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   609,392 8,791 SH   SOLE   0 0 8,791
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   368,242 5,860 SH   SOLE   0 0 5,860
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,136,373 18,602 SH   SOLE   0 0 18,602
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   7,762,542 124,679 SH   SOLE   410 0 124,269
AMERICAN CENTY ETF TR US SML CP VALU 025072877   7,531,836 83,948 SH   SOLE   259 0 83,689
AMERICAN CENTY ETF TR US EQT ETF 025072885   14,339,049 158,987 SH   SOLE   4,280 0 154,707
AMERICAN EXPRESS CO COM 025816109   336,490 1,453 SH   SOLE   357 0 1,096
AMGEN INC COM 031162100   204,550 655 SH   SOLE   202 0 452
ANALOG DEVICES INC COM 032654105   443,966 1,945 SH   SOLE   0 0 1,945
APPLE INC COM 037833100   11,526,349 54,726 SH   SOLE   680 0 54,045
APPFOLIO INC COM CL A 03783C100   253,130 1,035 SH   SOLE   0 0 1,035
APPLIED MATLS INC COM 038222105   1,701,181 7,209 SH   SOLE   0 0 7,209
ARAMARK COM 03852U106   441,941 12,991 SH   SOLE   0 0 12,991
BANK NEW YORK MELLON CORP COM 064058100   272,260 4,546 SH   SOLE   0 0 4,546
BECTON DICKINSON & CO COM 075887109   361,443 1,547 SH   SOLE   0 0 1,547
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,050,508 9,957 SH   SOLE   729 0 9,228
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   197,525 17,342 SH   SOLE   0 0 17,342
BLACKSTONE INC COM 09260D107   780,694 6,306 SH   SOLE   0 0 6,306
BOEING CO COM 097023105   508,000 2,791 SH   SOLE   0 0 2,791
BRISTOL-MYERS SQUIBB CO COM 110122108   316,084 7,611 SH   SOLE   0 0 7,611
BROADCOM INC COM 11135F101   646,447 403 SH   SOLE   0 0 403
CATERPILLAR INC COM 149123101   845,395 2,538 SH   SOLE   0 0 2,538
JPMORGAN CHASE & CO. COM 46625H100   2,243,542 11,092 SH   SOLE   0 0 11,092
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   322,458 5,689 SH   SOLE   0 0 5,689
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   343,441 6,486 SH   SOLE   0 0 6,486
JOHNSON & JOHNSON COM 478160104   2,459,009 16,824 SH   SOLE   0 0 16,824
LAM RESEARCH CORP COM 512807108   564,386 530 SH   SOLE   0 0 530
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104   113,968 16,760 SH   SOLE   0 0 16,760
ELI LILLY & CO COM 532457108   326,842 361 SH   SOLE   0 0 361
MARATHON PETE CORP COM 56585A102   425,720 2,454 SH   SOLE   0 0 2,454
MARVELL TECHNOLOGY INC COM 573874104   442,968 6,337 SH   SOLE   0 0 6,337
MASTERCARD INCORPORATED CL A 57636Q104   457,483 1,037 SH   SOLE   0 0 1,037
MCDONALDS CORP COM 580135101   1,000,018 3,924 SH   SOLE   0 0 3,924
MERCK & CO INC COM 58933Y105   702,732 5,676 SH   SOLE   0 0 5,676
METTLER TOLEDO INTERNATIONAL COM 592688105   419,277 300 SH   SOLE   0 0 300
MICROSOFT CORP COM 594918104   10,866,753 24,313 SH   SOLE   360 0 23,953
MORGAN STANLEY COM NEW 617446448   228,397 2,350 SH   SOLE   0 0 2,350
NETFLIX INC COM 64110L106   1,135,148 1,682 SH   SOLE   0 0 1,682
NEW YORK CMNTY BANCORP INC COM 649445103   55,004 17,082 SH   SOLE   0 0 17,082
NEW YORK MTG TR INC COM 649604840   136,545 23,381 SH   SOLE   0 0 23,381
NUCOR CORP COM 670346105   273,478 1,730 SH   SOLE   0 0 1,730
NVIDIA CORPORATION COM 67066G104   4,795,017 38,813 SH   SOLE   0 0 38,813
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   507,554 12,902 SH   SOLE   0 0 12,902
OPKO HEALTH INC COM 68375N103   25,138 20,110 SH   SOLE   0 0 20,110
ORACLE CORP COM 68389X105   372,913 2,641 SH   SOLE   0 0 2,641
PACKAGING CORP AMER COM 695156109   288,810 1,582 SH   SOLE   0 0 1,582
PALO ALTO NETWORKS INC COM 697435105   423,763 1,250 SH   SOLE   0 0 1,250
CHEVRON CORP NEW COM 166764100   1,428,101 9,130 SH   SOLE   0 0 9,130
CISCO SYS INC COM 17275R102   370,342 7,795 SH   SOLE   0 0 7,795
COHERENT CORP COM 19247G107   343,537 4,741 SH   SOLE   0 0 4,741
COLGATE PALMOLIVE CO COM 194162103   239,284 2,466 SH   SOLE   0 0 2,466
CONFLUENT INC CLASS A COM 20717M103   1,534,586 51,967 SH   SOLE   0 0 51,967
CONOCOPHILLIPS COM 20825C104   247,588 2,165 SH   SOLE   0 0 2,165
COSTCO WHSL CORP NEW COM 22160K105   996,812 1,173 SH   SOLE   0 0 1,173
COUPANG INC CL A 22266T109   1,362,225 65,023 SH   SOLE   0 0 65,023
CROWDSTRIKE HLDGS INC CL A 22788C105   218,801 571 SH   SOLE   0 0 571
DANAHER CORPORATION COM 235851102   450,235 1,802 SH   SOLE   0 0 1,802
DATADOG INC CL A COM 23804L103   1,107,293 8,538 SH   SOLE   0 0 8,538
DEXCOM INC COM 252131107   961,576 8,481 SH   SOLE   0 0 8,481
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   15,054,055 401,549 SH   SOLE   0 0 401,549
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   20,463,030 689,688 SH   SOLE   9,727 0 679,961
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,052,168 117,981 SH   SOLE   2,428 0 115,553
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   182,760,038 3,105,523 SH   SOLE   16,716 0 3,088,807
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   30,829,950 513,148 SH   SOLE   7,951 0 505,197
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   46,721,063 900,734 SH   SOLE   16,216 0 884,518
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   612,699 10,294 SH   SOLE   0 0 10,294
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   5,945,262 205,647 SH   SOLE   0 0 205,647
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   426,838 8,353 SH   SOLE   0 0 8,353
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   64,326,068 1,995,225 SH   SOLE   6,638 0 1,988,587
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   32,955,962 839,215 SH   SOLE   21,798 0 817,417
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   396,155 15,225 SH   SOLE   0 0 15,225
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   18,329,073 696,393 SH   SOLE   11,390 0 685,004
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   658,471 26,735 SH   SOLE   0 0 26,735
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,010,417 37,555 SH   SOLE   0 0 37,555
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   487,864 18,557 SH   SOLE   0 0 18,557
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   11,384,058 316,752 SH   SOLE   0 0 316,752
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   2,527,654 114,374 SH   SOLE   0 0 114,374
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   29,387,676 918,652 SH   SOLE   4,944 0 913,708
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   4,398,873 92,084 SH   SOLE   0 0 92,084
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   24,705,248 525,644 SH   SOLE   0 0 525,644
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   32,223,461 775,721 SH   SOLE   0 0 775,721
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   7,081,270 278,571 SH   SOLE   0 0 278,571
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207   491,708 5,541 SH   SOLE   0 0 5,541
DISNEY WALT CO COM 254687106   825,711 8,316 SH   SOLE   245 0 8,071
ETF SER SOLUTIONS US GLB JETS 26922A842   232,091 11,805 SH   SOLE   0 0 11,805
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   105,653 10,208 SH   SOLE   0 0 10,208
EATON VANCE TAX-MANAGED GLOB COM 27829F108   94,150 11,142 SH   SOLE   0 0 11,142
ENBRIDGE INC COM 29250N105   201,953 5,674 SH   SOLE   0 0 5,674
ENTERPRISE PRODS PARTNERS L COM 293792107   245,124 8,458 SH   SOLE   0 0 8,458
EXXON MOBIL CORP COM 30231G102   1,782,340 15,482 SH   SOLE   0 0 15,482
META PLATFORMS INC CL A 30303M102   1,780,046 3,530 SH   SOLE   0 0 3,530
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816   642,935 10,090 SH   SOLE   0 0 10,090
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   715,392 25,243 SH   SOLE   0 0 25,243
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   18,667,347 415,476 SH   SOLE   1,551 0 413,925
FISERV INC COM 337738108   346,441 2,324 SH   SOLE   0 0 2,324
FLUENCE ENERGY INC COM CL A 34379V103   183,596 10,588 SH   SOLE   0 0 10,588
FREEPORT-MCMORAN INC CL B 35671D857   207,946 4,279 SH   SOLE   0 0 4,279
PEPSICO INC COM 713448108   774,331 4,695 SH   SOLE   0 0 4,695
PFIZER INC COM 717081103   300,299 10,733 SH   SOLE   0 0 10,733
PHILIP MORRIS INTL INC COM 718172109   583,514 5,759 SH   SOLE   0 0 5,759
PIMCO ETF TR ENHANCD SHORT 72201R643   283,734 2,875 SH   SOLE   0 0 2,875
PROCTER AND GAMBLE CO COM 742718109   780,595 4,733 SH   SOLE   0 0 4,733
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   618,371 8,390 SH   SOLE   0 0 8,390
QUALCOMM INC COM 747525103   310,123 1,557 SH   SOLE   0 0 1,557
RAYMOND JAMES FINL INC COM 754730109   214,093 1,732 SH   SOLE   0 0 1,732
RTX CORPORATION COM 75513E101   238,769 2,378 SH   SOLE   0 0 2,378
SHELL PLC SPON ADS 780259305   294,927 4,086 SH   SOLE   0 0 4,086
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,810,868 21,702 SH   SOLE   0 0 21,702
SPDR GOLD TR GOLD SHS 78463V107   242,316 1,127 SH   SOLE   0 0 1,127
SPDR SER TR PORTFOLIO AGRGTE 78464A649   221,796 8,840 SH   SOLE   0 0 8,840
SPDR SER TR PORTFOLIO S&P400 78464A847   257,988 5,029 SH   SOLE   0 0 5,029
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   702,222 1,795 SH   SOLE   0 0 1,795
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   278,777 521 SH   SOLE   0 0 521
SPDR SER TR S&P 500 ESG ETF 78468R531   836,325 15,750 SH   SOLE   0 0 15,750
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,250,076 31,073 SH   SOLE   0 0 31,073
SALESFORCE INC COM 79466L302   240,903 937 SH   SOLE   0 0 937
SCHLUMBERGER LTD COM STK 806857108   338,053 7,165 SH   SOLE   0 0 7,165
SCHWAB CHARLES CORP COM 808513105   503,376 6,831 SH   SOLE   0 0 6,831
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   812,435 10,967 SH   SOLE   0 0 10,967
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   239,369 8,095 SH   SOLE   1,275 0 6,820
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   215,706 2,774 SH   SOLE   0 0 2,774
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,433,570 15,728 SH   SOLE   0 0 15,728
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   860,221 20,925 SH   SOLE   0 0 20,925
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,928,417 12,944 SH   SOLE   0 0 12,944
SERVICENOW INC COM 81762P102   488,522 621 SH   SOLE   0 0 621
T-MOBILE US INC COM 872590104   909,955 5,165 SH   SOLE   0 0 5,165
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   397,677 2,288 SH   SOLE   0 0 2,288
TESLA INC COM 88160R101   385,194 1,947 SH   SOLE   0 0 1,947
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   288,192 17,735 SH   SOLE   0 0 17,735
GE AEROSPACE COM NEW 369604301   691,414 4,349 SH   SOLE   307 0 4,042
GOLDMAN SACHS GROUP INC COM 38141G104   383,437 848 SH   SOLE   0 0 848
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   350,491 3,277 SH   SOLE   0 0 3,277
HCA HEALTHCARE INC COM 40412C101   332,307 1,034 SH   SOLE   0 0 1,034
HILTON WORLDWIDE HLDGS INC COM 43300A203   279,951 1,283 SH   SOLE   0 0 1,283
HOME DEPOT INC COM 437076102   595,700 1,730 SH   SOLE   0 0 1,730
HONEYWELL INTL INC COM 438516106   328,237 1,537 SH   SOLE   0 0 1,537
HUBSPOT INC COM 443573100   255,969 434 SH   SOLE   0 0 434
IDEXX LABS INC COM 45168D104   497,431 1,021 SH   SOLE   0 0 1,021
INSULET CORP COM 45784P101   386,649 1,916 SH   SOLE   0 0 1,916
INTEL CORP COM 458140100   381,935 12,332 SH   SOLE   0 0 12,332
INTERNATIONAL BUSINESS MACHS COM 459200101   730,146 4,222 SH   SOLE   0 0 4,222
INVESCO QQQ TR UNIT SER 1 46090E103   5,129,752 10,707 SH   SOLE   0 0 10,707
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   256,547 6,998 SH   SOLE   0 0 6,998
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   381,768 2,324 SH   SOLE   0 0 2,324
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   627,784 6,470 SH   SOLE   0 0 6,470
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   284,780 14,500 SH   SOLE   0 0 14,500
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404   235,250 12,500 SH   SOLE   0 0 12,500
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   202,877 17,565 SH   SOLE   0 0 17,565
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   56,062,236 284,421 SH   SOLE   3,970 0 280,451
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   272,091 17,059 SH   SOLE   0 0 17,059
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   276,664 17,015 SH   SOLE   0 0 17,015
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   276,468 15,224 SH   SOLE   0 0 15,224
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   276,826 13,876 SH   SOLE   0 0 13,876
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   297,237 15,465 SH   SOLE   0 0 15,465
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   285,823 14,906 SH   SOLE   0 0 14,906
ISHARES INC EM MKT SM-CP ETF 464286475   1,532,075 25,069 SH   SOLE   871 0 24,198
ISHARES TR CORE S&P TTL STK 464287150   17,267,471 145,374 SH   SOLE   0 0 145,374
ISHARES TR SELECT DIVID ETF 464287168   1,890,662 15,628 SH   SOLE   0 0 15,628
ISHARES TR CORE S&P500 ETF 464287200   8,458,290 15,457 SH   SOLE   0 0 15,457
ISHARES TR CORE US AGGBD ET 464287226   372,069 3,833 SH   SOLE   0 0 3,833
ISHARES TR MSCI EMG MKT ETF 464287234   394,113 9,254 SH   SOLE   0 0 9,254
ISHARES TR S&P 500 GRWT ETF 464287309   534,758 5,779 SH   SOLE   0 0 5,779
ISHARES TR S&P 500 VAL ETF 464287408   3,969,289 21,808 SH   SOLE   0 0 21,808
ISHARES TR 1 3 YR TREAS BD 464287457   430,950 5,278 SH   SOLE   0 0 5,278
ISHARES TR MSCI EAFE ETF 464287465   745,816 9,521 SH   SOLE   36 0 9,485
ISHARES TR RUS MD CP GR ETF 464287481   1,243,197 11,266 SH   SOLE   0 0 11,266
ISHARES TR RUS MID CAP ETF 464287499   303,963 3,749 SH   SOLE   0 0 3,749
ISHARES TR CORE S&P MCP ETF 464287507   45,690,240 780,763 SH   SOLE   8,503 0 772,260
ISHARES TR RUS 1000 VAL ETF 464287598   1,333,486 7,643 SH   SOLE   0 0 7,643
ISHARES TR RUS 1000 GRW ETF 464287614   3,876,362 10,634 SH   SOLE   0 0 10,634
ISHARES TR RUS 2000 VAL ETF 464287630   784,035 5,148 SH   SOLE   0 0 5,148
ISHARES TR RUSSELL 2000 ETF 464287655   329,858 1,626 SH   SOLE   0 0 1,626
ISHARES TR RUSSELL 3000 ETF 464287689   3,093,826 10,023 SH   SOLE   0 0 10,023
ISHARES TR U.S. TECH ETF 464287721   532,319 3,537 SH   SOLE   0 0 3,537
ISHARES TR US HLTHCARE ETF 464287762   329,020 5,370 SH   SOLE   0 0 5,370
ISHARES TR CORE S&P SCP ETF 464287804   12,334,714 115,645 SH   SOLE   0 0 115,645
ISHARES TR SP SMCP600VL ETF 464287879   7,931,125 81,537 SH   SOLE   0 0 81,537
ISHARES TR SHRT NAT MUN ETF 464288158   382,653 3,660 SH   SOLE   0 0 3,660
ISHARES TR EAFE SML CP ETF 464288273   953,680 15,472 SH   SOLE   0 0 15,472
ISHARES TR NATIONAL MUN ETF 464288414   1,724,923 16,189 SH   SOLE   7,327 0 8,862
ISHARES TR MSCI KLD400 SOC 464288570   278,526 2,682 SH   SOLE   0 0 2,682
ISHARES TR PFD AND INCM SEC 464288687   1,255,127 39,782 SH   SOLE   0 0 39,782
ISHARES TR MSCI USA ESG SLC 464288802   832,100 7,405 SH   SOLE   0 0 7,405
ISHARES TR EAFE VALUE ETF 464288877   2,278,197 42,952 SH   SOLE   2,853 0 40,099
ISHARES TR EAFE GRWTH ETF 464288885   607,556 5,939 SH   SOLE   0 0 5,939
ISHARES TR AGGRES ALLOC ETF 464289859   265,918 3,556 SH   SOLE   0 0 3,556
ISHARES TR FLTG RATE NT ETF 46429B655   4,282,563 83,824 SH   SOLE   4,593 0 79,231
ISHARES TR CORE HIGH DV ETF 46429B663   699,383 6,434 SH   SOLE   0 0 6,434
ISHARES TR MSCI USA MIN VOL 46429B697   3,063,659 36,490 SH   SOLE   0 0 36,490
ISHARES TR MSCI USA QLT FCT 46432F339   64,452,205 377,443 SH   SOLE   4,069 0 373,374
ISHARES TR MSCI USA MMENTM 46432F396   4,776,349 24,510 SH   SOLE   1,295 0 23,216
ISHARES TR CORE MSCI TOTAL 46432F834   737,728 10,920 SH   SOLE   0 0 10,920
ISHARES TR CORE MSCI EAFE 46432F842   1,906,648 26,248 SH   SOLE   0 0 26,248
ISHARES INC ESG AWR MSCI EM 46434G863   617,556 18,418 SH   SOLE   0 0 18,418
ISHARES TR EXPONENTIAL TECH 46434V381   1,087,648 18,488 SH   SOLE   0 0 18,488
ISHARES TR MSCI INTL QUALTY 46434V456   2,899,627 74,254 SH   SOLE   3,485 0 70,769
ISHARES TR CORE DIV GRWTH 46434V621   230,223 3,996 SH   SOLE   0 0 3,996
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,163,736 167,487 SH   SOLE   0 0 167,487
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,916,182 116,044 SH   SOLE   0 0 116,044
ISHARES TR HIGH YLD SYSTM B 46435G250   3,632,072 78,210 SH   SOLE   0 0 78,210
ISHARES TR ESG AW MSCI EAFE 46435G516   1,482,797 18,822 SH   SOLE   0 0 18,822
ISHARES TR IBONDS DEC2026 46435GAA0   4,498,904 188,871 SH   SOLE   7,459 0 181,412
ISHARES TR ESG MSCI LEADR 46435U218   2,825,178 28,997 SH   SOLE   0 0 28,997
ISHARES TR IBDS DEC28 ETF 46435U515   1,329,224 53,663 SH   SOLE   7,413 0 46,249
ISHARES TR ESG AWARE MSCI 46435U663   657,003 17,065 SH   SOLE   0 0 17,065
ISHARES TR IBONDS 27 ETF 46435UAA9   3,064,117 129,124 SH   SOLE   7,511 0 121,613
ISHARES TR ESG ADV TTL USD 46436E619   456,349 10,725 SH   SOLE   0 0 10,725
ISHARES TR ESG AWARE AGGRSV 46436E668   270,534 7,800 SH   SOLE   0 0 7,800
THERMO FISHER SCIENTIFIC INC COM 883556102   482,216 872 SH   SOLE   0 0 872
TRAVEL PLUS LEISURE CO COM 894164102   313,861 6,978 SH   SOLE   0 0 6,978
TRAVELERS COMPANIES INC COM 89417E109   410,004 2,016 SH   SOLE   0 0 2,016
TRIMBLE INC COM 896239100   205,003 3,666 SH   SOLE   0 0 3,666
UNITED PARCEL SERVICE INC CL B 911312106   478,452 3,496 SH   SOLE   0 0 3,496
UNITEDHEALTH GROUP INC COM 91324P102   230,314 452 SH   SOLE   0 0 452
VALLEY NATL BANCORP COM 919794107   182,855 26,197 SH   SOLE   0 0 26,197
VANECK ETF TRUST BDC INCOME ETF 92189F411   961,582 56,200 SH   SOLE   0 0 56,200
VANECK ETF TRUST PREFERRED SECURT 92189F429   3,178,153 183,708 SH   SOLE   0 0 183,708
VANECK ETF TRUST MORTGAGE REIT 92189F452   335,700 30,000 SH   SOLE   0 0 30,000
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   694,351 8,017 SH   SOLE   0 0 8,017
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,552,306 13,981 SH   SOLE   0 0 13,981
VANGUARD WORLD FD ESG INTL STK ETF 921910725   318,708 5,565 SH   SOLE   0 0 5,565
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   454,560 1,363 SH   SOLE   0 0 1,363
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,123,890 11,340 SH   SOLE   0 0 11,340
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   338,369 4,696 SH   SOLE   0 0 4,696
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,175,202 23,780 SH   SOLE   0 0 23,780
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   484,103 4,082 SH   SOLE   0 0 4,082
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   471,875 6,886 SH   SOLE   5,128 0 1,758
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   908,106 8,063 SH   SOLE   0 0 8,063
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   896,905 20,496 SH   SOLE   0 0 20,496
VANGUARD WORLD FD INF TECH ETF 92204A702   260,042 451 SH   SOLE   0 0 451
VANGUARD WORLD FD UTILITIES ETF 92204A876   887,557 6,000 SH   SOLE   0 0 6,000
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   221,314 2,864 SH   SOLE   0 0 2,864
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   241,936 2,579 SH   SOLE   0 0 2,579
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   406,524 5,086 SH   SOLE   0 0 5,086
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   931,871 18,597 SH   SOLE   16,059 0 2,538
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,580,822 9,159 SH   SOLE   0 0 9,159
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,717,303 20,503 SH   SOLE   0 0 20,503
VANGUARD INDEX FDS SML CP GRW ETF 922908595   287,806 1,151 SH   SOLE   0 0 1,151
VANGUARD INDEX FDS SM CP VAL ETF 922908611   360,484 1,975 SH   SOLE   0 0 1,975
VANGUARD INDEX FDS MID CAP ETF 922908629   1,450,829 5,993 SH   SOLE   798 0 5,194
VANGUARD INDEX FDS LARGE CAP ETF 922908637   566,965 2,271 SH   SOLE   0 0 2,271
VANGUARD INDEX FDS GROWTH ETF 922908736   1,981,259 5,297 SH   SOLE   0 0 5,297
VANGUARD INDEX FDS VALUE ETF 922908744   6,005,532 37,439 SH   SOLE   0 0 37,439
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,535,663 7,043 SH   SOLE   0 0 7,043
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,420,331 20,262 SH   SOLE   0 0 20,262
VERIZON COMMUNICATIONS INC COM 92343V104   522,384 12,667 SH   SOLE   0 0 12,667
VERTIV HOLDINGS CO COM CL A 92537N108   586,426 6,774 SH   SOLE   0 0 6,774
VISA INC COM CL A 92826C839   317,854 1,211 SH   SOLE   0 0 1,211
WALMART INC COM 931142103   538,116 7,947 SH   SOLE   0 0 7,947
WASTE MGMT INC DEL COM 94106L109   238,210 1,117 SH   SOLE   0 0 1,117
WESCO INTL INC COM 95082P105   241,971 1,526 SH   SOLE   0 0 1,526
WISDOMTREE TR US AI ENHANCED 97717W406   205,297 2,057 SH   SOLE   2,057 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   219,855 4,370 SH   SOLE   0 0 4,370
ZOETIS INC CL A 98978V103   339,743 1,960 SH   SOLE   0 0 1,960
CRH PLC ORD G25508105   247,733 3,304 SH   SOLE   0 0 3,304
EATON CORP PLC SHS G29183103   536,171 1,710 SH   SOLE   0 0 1,710
JOHNSON CTLS INTL PLC SHS G51502105   430,941 6,483 SH   SOLE   0 0 6,483
LINDE PLC SHS G54950103   486,511 1,109 SH   SOLE   0 0 1,109
BUNGE GLOBAL SA COM SHS H11356104   460,256 4,311 SH   SOLE   0 0 4,311
UBS GROUP AG SHS H42097107   347,779 11,773 SH   SOLE   0 0 11,773
TE CONNECTIVITY LTD SHS H84989104   247,608 1,646 SH   SOLE   0 0 1,646
FLEX LTD ORD Y2573F102   417,018 14,141 SH   SOLE   0 0 14,141