Member / Principal / Chief Compliance Officer

0001725547-24-003172.txt : 20240712 0001725547-24-003172.hdr.sgml : 20240712 20240712163856 ACCESSION NUMBER: 0001725547-24-003172 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240630 FILED AS OF DATE: 20240712 DATE AS OF CHANGE: 20240712 EFFECTIVENESS DATE: 20240712 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SAX WEALTH ADVISORS, LLC CENTRAL INDEX KEY: 0001846150 ORGANIZATION NAME: IRS NUMBER: 223645620 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20897 FILM NUMBER: 241114962 BUSINESS ADDRESS: STREET 1: 389 INTERPACE PARKWAY STREET 2: SUITE 3 CITY: PARSIPPANY STATE: NJ ZIP: 07054 BUSINESS PHONE: 973-859-2166 MAIL ADDRESS: STREET 1: 389 INTERPACE PARKWAY STREET 2: SUITE 3 CITY: PARSIPPANY STATE: NJ ZIP: 07054 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001846150 XXXXXXXX 06-30-2024 06-30-2024 false SAX WEALTH ADVISORS, LLC

389 INTERPACE PARKWAY SUITE 3 PARSIPPANY NJ 07054

13F HOLDINGS REPORT 028-20897 000119193 801-68788 N Kyle Stawicki Member / Principal / Chief Compliance Officer 973-859-2199 Kyle Stawicki Parsippany NJ 07-12-2024 0 274 1049713160 false INFORMATION TABLE 2 Form13fInfoTable.xml AT&T INC COM 00206R102 689297 36070 SH SOLE 0 0 36070 ABBOTT LABS COM 002824100 548892 5282 SH SOLE 0 0 5282 ABBVIE INC COM 00287Y109 938221 5470 SH SOLE 0 0 5470 ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 146502 17420 SH SOLE 0 0 17420 ADOBE INC COM 00724F101 219438 395 SH SOLE 0 0 395 ADVANCED MICRO DEVICES INC COM 007903107 248668 1533 SH SOLE 0 0 1533 AGILENT TECHNOLOGIES INC COM 00846U101 207390 1600 SH SOLE 0 0 1600 ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 246266 7288 SH SOLE 0 0 7288 EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 580263 28483 SH SOLE 0 0 28483 ALPHABET INC CAP STK CL C 02079K107 3009162 16406 SH SOLE 601 0 15805 ALPHABET INC CAP STK CL A 02079K305 1582021 8685 SH SOLE 0 0 8685 AMAZON COM INC COM 023135106 4650000 24062 SH SOLE 0 0 24062 AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 609392 8791 SH SOLE 0 0 8791 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 368242 5860 SH SOLE 0 0 5860 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1136373 18602 SH SOLE 0 0 18602 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 7762542 124679 SH SOLE 410 0 124269 AMERICAN CENTY ETF TR US SML CP VALU 025072877 7531836 83948 SH SOLE 259 0 83689 AMERICAN CENTY ETF TR US EQT ETF 025072885 14339049 158987 SH SOLE 4280 0 154707 AMERICAN EXPRESS CO COM 025816109 336490 1453 SH SOLE 357 0 1096 AMGEN INC COM 031162100 204550 655 SH SOLE 202 0 452 ANALOG DEVICES INC COM 032654105 443966 1945 SH SOLE 0 0 1945 APPLE INC COM 037833100 11526349 54726 SH SOLE 680 0 54045 APPFOLIO INC COM CL A 03783C100 253130 1035 SH SOLE 0 0 1035 APPLIED MATLS INC COM 038222105 1701181 7209 SH SOLE 0 0 7209 ARAMARK COM 03852U106 441941 12991 SH SOLE 0 0 12991 BANK NEW YORK MELLON CORP COM 064058100 272260 4546 SH SOLE 0 0 4546 BECTON DICKINSON & CO COM 075887109 361443 1547 SH SOLE 0 0 1547 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4050508 9957 SH SOLE 729 0 9228 BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 197525 17342 SH SOLE 0 0 17342 BLACKSTONE INC COM 09260D107 780694 6306 SH SOLE 0 0 6306 BOEING CO COM 097023105 508000 2791 SH SOLE 0 0 2791 BRISTOL-MYERS SQUIBB CO COM 110122108 316084 7611 SH SOLE 0 0 7611 BROADCOM INC COM 11135F101 646447 403 SH SOLE 0 0 403 CATERPILLAR INC COM 149123101 845395 2538 SH SOLE 0 0 2538 JPMORGAN CHASE & CO. COM 46625H100 2243542 11092 SH SOLE 0 0 11092 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 322458 5689 SH SOLE 0 0 5689 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 343441 6486 SH SOLE 0 0 6486 JOHNSON & JOHNSON COM 478160104 2459009 16824 SH SOLE 0 0 16824 LAM RESEARCH CORP COM 512807108 564386 530 SH SOLE 0 0 530 LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 113968 16760 SH SOLE 0 0 16760 ELI LILLY & CO COM 532457108 326842 361 SH SOLE 0 0 361 MARATHON PETE CORP COM 56585A102 425720 2454 SH SOLE 0 0 2454 MARVELL TECHNOLOGY INC COM 573874104 442968 6337 SH SOLE 0 0 6337 MASTERCARD INCORPORATED CL A 57636Q104 457483 1037 SH SOLE 0 0 1037 MCDONALDS CORP COM 580135101 1000018 3924 SH SOLE 0 0 3924 MERCK & CO INC COM 58933Y105 702732 5676 SH SOLE 0 0 5676 METTLER TOLEDO INTERNATIONAL COM 592688105 419277 300 SH SOLE 0 0 300 MICROSOFT CORP COM 594918104 10866753 24313 SH SOLE 360 0 23953 MORGAN STANLEY COM NEW 617446448 228397 2350 SH SOLE 0 0 2350 NETFLIX INC COM 64110L106 1135148 1682 SH SOLE 0 0 1682 NEW YORK CMNTY BANCORP INC COM 649445103 55004 17082 SH SOLE 0 0 17082 NEW YORK MTG TR INC COM 649604840 136545 23381 SH SOLE 0 0 23381 NUCOR CORP COM 670346105 273478 1730 SH SOLE 0 0 1730 NVIDIA CORPORATION COM 67066G104 4795017 38813 SH SOLE 0 0 38813 NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 507554 12902 SH SOLE 0 0 12902 OPKO HEALTH INC COM 68375N103 25138 20110 SH SOLE 0 0 20110 ORACLE CORP COM 68389X105 372913 2641 SH SOLE 0 0 2641 PACKAGING CORP AMER COM 695156109 288810 1582 SH SOLE 0 0 1582 PALO ALTO NETWORKS INC COM 697435105 423763 1250 SH SOLE 0 0 1250 CHEVRON CORP NEW COM 166764100 1428101 9130 SH SOLE 0 0 9130 CISCO SYS INC COM 17275R102 370342 7795 SH SOLE 0 0 7795 COHERENT CORP COM 19247G107 343537 4741 SH SOLE 0 0 4741 COLGATE PALMOLIVE CO COM 194162103 239284 2466 SH SOLE 0 0 2466 CONFLUENT INC CLASS A COM 20717M103 1534586 51967 SH SOLE 0 0 51967 CONOCOPHILLIPS COM 20825C104 247588 2165 SH SOLE 0 0 2165 COSTCO WHSL CORP NEW COM 22160K105 996812 1173 SH SOLE 0 0 1173 COUPANG INC CL A 22266T109 1362225 65023 SH SOLE 0 0 65023 CROWDSTRIKE HLDGS INC CL A 22788C105 218801 571 SH SOLE 0 0 571 DANAHER CORPORATION COM 235851102 450235 1802 SH SOLE 0 0 1802 DATADOG INC CL A COM 23804L103 1107293 8538 SH SOLE 0 0 8538 DEXCOM INC COM 252131107 961576 8481 SH SOLE 0 0 8481 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 15054055 401549 SH SOLE 0 0 401549 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 20463030 689688 SH SOLE 9727 0 679961 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3052168 117981 SH SOLE 2428 0 115553 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 182760038 3105523 SH SOLE 16716 0 3088807 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 30829950 513148 SH SOLE 7951 0 505197 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 46721063 900734 SH SOLE 16216 0 884518 DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 612699 10294 SH SOLE 0 0 10294 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 5945262 205647 SH SOLE 0 0 205647 DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 426838 8353 SH SOLE 0 0 8353 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 64326068 1995225 SH SOLE 6638 0 1988587 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 32955962 839215 SH SOLE 21798 0 817417 DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757 396155 15225 SH SOLE 0 0 15225 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 18329073 696393 SH SOLE 11390 0 685004 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 658471 26735 SH SOLE 0 0 26735 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1010417 37555 SH SOLE 0 0 37555 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 487864 18557 SH SOLE 0 0 18557 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 11384058 316752 SH SOLE 0 0 316752 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 2527654 114374 SH SOLE 0 0 114374 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 29387676 918652 SH SOLE 4944 0 913708 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 4398873 92084 SH SOLE 0 0 92084 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 24705248 525644 SH SOLE 0 0 525644 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 32223461 775721 SH SOLE 0 0 775721 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7081270 278571 SH SOLE 0 0 278571 DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 491708 5541 SH SOLE 0 0 5541 DISNEY WALT CO COM 254687106 825711 8316 SH SOLE 245 0 8071 ETF SER SOLUTIONS US GLB JETS 26922A842 232091 11805 SH SOLE 0 0 11805 EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 105653 10208 SH SOLE 0 0 10208 EATON VANCE TAX-MANAGED GLOB COM 27829F108 94150 11142 SH SOLE 0 0 11142 ENBRIDGE INC COM 29250N105 201953 5674 SH SOLE 0 0 5674 ENTERPRISE PRODS PARTNERS L COM 293792107 245124 8458 SH SOLE 0 0 8458 EXXON MOBIL CORP COM 30231G102 1782340 15482 SH SOLE 0 0 15482 META PLATFORMS INC CL A 30303M102 1780046 3530 SH SOLE 0 0 3530 FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 642935 10090 SH SOLE 0 0 10090 FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 715392 25243 SH SOLE 0 0 25243 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 18667347 415476 SH SOLE 1551 0 413925 FISERV INC COM 337738108 346441 2324 SH SOLE 0 0 2324 FLUENCE ENERGY INC COM CL A 34379V103 183596 10588 SH SOLE 0 0 10588 FREEPORT-MCMORAN INC CL B 35671D857 207946 4279 SH SOLE 0 0 4279 PEPSICO INC COM 713448108 774331 4695 SH SOLE 0 0 4695 PFIZER INC COM 717081103 300299 10733 SH SOLE 0 0 10733 PHILIP MORRIS INTL INC COM 718172109 583514 5759 SH SOLE 0 0 5759 PIMCO ETF TR ENHANCD SHORT 72201R643 283734 2875 SH SOLE 0 0 2875 PROCTER AND GAMBLE CO COM 742718109 780595 4733 SH SOLE 0 0 4733 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 618371 8390 SH SOLE 0 0 8390 QUALCOMM INC COM 747525103 310123 1557 SH SOLE 0 0 1557 RAYMOND JAMES FINL INC COM 754730109 214093 1732 SH SOLE 0 0 1732 RTX CORPORATION COM 75513E101 238769 2378 SH SOLE 0 0 2378 SHELL PLC SPON ADS 780259305 294927 4086 SH SOLE 0 0 4086 SPDR S&P 500 ETF TR TR UNIT 78462F103 11810868 21702 SH SOLE 0 0 21702 SPDR GOLD TR GOLD SHS 78463V107 242316 1127 SH SOLE 0 0 1127 SPDR SER TR PORTFOLIO AGRGTE 78464A649 221796 8840 SH SOLE 0 0 8840 SPDR SER TR PORTFOLIO S&P400 78464A847 257988 5029 SH SOLE 0 0 5029 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 702222 1795 SH SOLE 0 0 1795 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 278777 521 SH SOLE 0 0 521 SPDR SER TR S&P 500 ESG ETF 78468R531 836325 15750 SH SOLE 0 0 15750 SPDR SER TR PRTFLO S&P500 HI 78468R788 1250076 31073 SH SOLE 0 0 31073 SALESFORCE INC COM 79466L302 240903 937 SH SOLE 0 0 937 SCHLUMBERGER LTD COM STK 806857108 338053 7165 SH SOLE 0 0 7165 SCHWAB CHARLES CORP COM 808513105 503376 6831 SH SOLE 0 0 6831 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 812435 10967 SH SOLE 0 0 10967 SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 239369 8095 SH SOLE 1275 0 6820 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 215706 2774 SH SOLE 0 0 2774 SELECT SECTOR SPDR TR ENERGY 81369Y506 1433570 15728 SH SOLE 0 0 15728 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 860221 20925 SH SOLE 0 0 20925 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2928417 12944 SH SOLE 0 0 12944 SERVICENOW INC COM 81762P102 488522 621 SH SOLE 0 0 621 T-MOBILE US INC COM 872590104 909955 5165 SH SOLE 0 0 5165 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 397677 2288 SH SOLE 0 0 2288 TESLA INC COM 88160R101 385194 1947 SH SOLE 0 0 1947 TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 288192 17735 SH SOLE 0 0 17735 GE AEROSPACE COM NEW 369604301 691414 4349 SH SOLE 307 0 4042 GOLDMAN SACHS GROUP INC COM 38141G104 383437 848 SH SOLE 0 0 848 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 350491 3277 SH SOLE 0 0 3277 HCA HEALTHCARE INC COM 40412C101 332307 1034 SH SOLE 0 0 1034 HILTON WORLDWIDE HLDGS INC COM 43300A203 279951 1283 SH SOLE 0 0 1283 HOME DEPOT INC COM 437076102 595700 1730 SH SOLE 0 0 1730 HONEYWELL INTL INC COM 438516106 328237 1537 SH SOLE 0 0 1537 HUBSPOT INC COM 443573100 255969 434 SH SOLE 0 0 434 IDEXX LABS INC COM 45168D104 497431 1021 SH SOLE 0 0 1021 INSULET CORP COM 45784P101 386649 1916 SH SOLE 0 0 1916 INTEL CORP COM 458140100 381935 12332 SH SOLE 0 0 12332 INTERNATIONAL BUSINESS MACHS COM 459200101 730146 4222 SH SOLE 0 0 4222 INVESCO QQQ TR UNIT SER 1 46090E103 5129752 10707 SH SOLE 0 0 10707 INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 256547 6998 SH SOLE 0 0 6998 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 381768 2324 SH SOLE 0 0 2324 INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 627784 6470 SH SOLE 0 0 6470 INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 284780 14500 SH SOLE 0 0 14500 INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 235250 12500 SH SOLE 0 0 12500 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 202877 17565 SH SOLE 0 0 17565 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 56062236 284421 SH SOLE 3970 0 280451 INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 272091 17059 SH SOLE 0 0 17059 INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 276664 17015 SH SOLE 0 0 17015 INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 276468 15224 SH SOLE 0 0 15224 INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 276826 13876 SH SOLE 0 0 13876 INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 297237 15465 SH SOLE 0 0 15465 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 285823 14906 SH SOLE 0 0 14906 ISHARES INC EM MKT SM-CP ETF 464286475 1532075 25069 SH SOLE 871 0 24198 ISHARES TR CORE S&P TTL STK 464287150 17267471 145374 SH SOLE 0 0 145374 ISHARES TR SELECT DIVID ETF 464287168 1890662 15628 SH SOLE 0 0 15628 ISHARES TR CORE S&P500 ETF 464287200 8458290 15457 SH SOLE 0 0 15457 ISHARES TR CORE US AGGBD ET 464287226 372069 3833 SH SOLE 0 0 3833 ISHARES TR MSCI EMG MKT ETF 464287234 394113 9254 SH SOLE 0 0 9254 ISHARES TR S&P 500 GRWT ETF 464287309 534758 5779 SH SOLE 0 0 5779 ISHARES TR S&P 500 VAL ETF 464287408 3969289 21808 SH SOLE 0 0 21808 ISHARES TR 1 3 YR TREAS BD 464287457 430950 5278 SH SOLE 0 0 5278 ISHARES TR MSCI EAFE ETF 464287465 745816 9521 SH SOLE 36 0 9485 ISHARES TR RUS MD CP GR ETF 464287481 1243197 11266 SH SOLE 0 0 11266 ISHARES TR RUS MID CAP ETF 464287499 303963 3749 SH SOLE 0 0 3749 ISHARES TR CORE S&P MCP ETF 464287507 45690240 780763 SH SOLE 8503 0 772260 ISHARES TR RUS 1000 VAL ETF 464287598 1333486 7643 SH SOLE 0 0 7643 ISHARES TR RUS 1000 GRW ETF 464287614 3876362 10634 SH SOLE 0 0 10634 ISHARES TR RUS 2000 VAL ETF 464287630 784035 5148 SH SOLE 0 0 5148 ISHARES TR RUSSELL 2000 ETF 464287655 329858 1626 SH SOLE 0 0 1626 ISHARES TR RUSSELL 3000 ETF 464287689 3093826 10023 SH SOLE 0 0 10023 ISHARES TR U.S. TECH ETF 464287721 532319 3537 SH SOLE 0 0 3537 ISHARES TR US HLTHCARE ETF 464287762 329020 5370 SH SOLE 0 0 5370 ISHARES TR CORE S&P SCP ETF 464287804 12334714 115645 SH SOLE 0 0 115645 ISHARES TR SP SMCP600VL ETF 464287879 7931125 81537 SH SOLE 0 0 81537 ISHARES TR SHRT NAT MUN ETF 464288158 382653 3660 SH SOLE 0 0 3660 ISHARES TR EAFE SML CP ETF 464288273 953680 15472 SH SOLE 0 0 15472 ISHARES TR NATIONAL MUN ETF 464288414 1724923 16189 SH SOLE 7327 0 8862 ISHARES TR MSCI KLD400 SOC 464288570 278526 2682 SH SOLE 0 0 2682 ISHARES TR PFD AND INCM SEC 464288687 1255127 39782 SH SOLE 0 0 39782 ISHARES TR MSCI USA ESG SLC 464288802 832100 7405 SH SOLE 0 0 7405 ISHARES TR EAFE VALUE ETF 464288877 2278197 42952 SH SOLE 2853 0 40099 ISHARES TR EAFE GRWTH ETF 464288885 607556 5939 SH SOLE 0 0 5939 ISHARES TR AGGRES ALLOC ETF 464289859 265918 3556 SH SOLE 0 0 3556 ISHARES TR FLTG RATE NT ETF 46429B655 4282563 83824 SH SOLE 4593 0 79231 ISHARES TR CORE HIGH DV ETF 46429B663 699383 6434 SH SOLE 0 0 6434 ISHARES TR MSCI USA MIN VOL 46429B697 3063659 36490 SH SOLE 0 0 36490 ISHARES TR MSCI USA QLT FCT 46432F339 64452205 377443 SH SOLE 4069 0 373374 ISHARES TR MSCI USA MMENTM 46432F396 4776349 24510 SH SOLE 1295 0 23216 ISHARES TR CORE MSCI TOTAL 46432F834 737728 10920 SH SOLE 0 0 10920 ISHARES TR CORE MSCI EAFE 46432F842 1906648 26248 SH SOLE 0 0 26248 ISHARES INC ESG AWR MSCI EM 46434G863 617556 18418 SH SOLE 0 0 18418 ISHARES TR EXPONENTIAL TECH 46434V381 1087648 18488 SH SOLE 0 0 18488 ISHARES TR MSCI INTL QUALTY 46434V456 2899627 74254 SH SOLE 3485 0 70769 ISHARES TR CORE DIV GRWTH 46434V621 230223 3996 SH SOLE 0 0 3996 ISHARES TR IBONDS DEC25 ETF 46434VBD1 4163736 167487 SH SOLE 0 0 167487 ISHARES TR IBONDS DEC24 ETF 46434VBG4 2916182 116044 SH SOLE 0 0 116044 ISHARES TR HIGH YLD SYSTM B 46435G250 3632072 78210 SH SOLE 0 0 78210 ISHARES TR ESG AW MSCI EAFE 46435G516 1482797 18822 SH SOLE 0 0 18822 ISHARES TR IBONDS DEC2026 46435GAA0 4498904 188871 SH SOLE 7459 0 181412 ISHARES TR ESG MSCI LEADR 46435U218 2825178 28997 SH SOLE 0 0 28997 ISHARES TR IBDS DEC28 ETF 46435U515 1329224 53663 SH SOLE 7413 0 46249 ISHARES TR ESG AWARE MSCI 46435U663 657003 17065 SH SOLE 0 0 17065 ISHARES TR IBONDS 27 ETF 46435UAA9 3064117 129124 SH SOLE 7511 0 121613 ISHARES TR ESG ADV TTL USD 46436E619 456349 10725 SH SOLE 0 0 10725 ISHARES TR ESG AWARE AGGRSV 46436E668 270534 7800 SH SOLE 0 0 7800 THERMO FISHER SCIENTIFIC INC COM 883556102 482216 872 SH SOLE 0 0 872 TRAVEL PLUS LEISURE CO COM 894164102 313861 6978 SH SOLE 0 0 6978 TRAVELERS COMPANIES INC COM 89417E109 410004 2016 SH SOLE 0 0 2016 TRIMBLE INC COM 896239100 205003 3666 SH SOLE 0 0 3666 UNITED PARCEL SERVICE INC CL B 911312106 478452 3496 SH SOLE 0 0 3496 UNITEDHEALTH GROUP INC COM 91324P102 230314 452 SH SOLE 0 0 452 VALLEY NATL BANCORP COM 919794107 182855 26197 SH SOLE 0 0 26197 VANECK ETF TRUST BDC INCOME ETF 92189F411 961582 56200 SH SOLE 0 0 56200 VANECK ETF TRUST PREFERRED SECURT 92189F429 3178153 183708 SH SOLE 0 0 183708 VANECK ETF TRUST MORTGAGE REIT 92189F452 335700 30000 SH SOLE 0 0 30000 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 694351 8017 SH SOLE 0 0 8017 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2552306 13981 SH SOLE 0 0 13981 VANGUARD WORLD FD ESG INTL STK ETF 921910725 318708 5565 SH SOLE 0 0 5565 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 454560 1363 SH SOLE 0 0 1363 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1123890 11340 SH SOLE 0 0 11340 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 338369 4696 SH SOLE 0 0 4696 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1175202 23780 SH SOLE 0 0 23780 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 484103 4082 SH SOLE 0 0 4082 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 471875 6886 SH SOLE 5128 0 1758 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 908106 8063 SH SOLE 0 0 8063 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 896905 20496 SH SOLE 0 0 20496 VANGUARD WORLD FD INF TECH ETF 92204A702 260042 451 SH SOLE 0 0 451 VANGUARD WORLD FD UTILITIES ETF 92204A876 887557 6000 SH SOLE 0 0 6000 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 221314 2864 SH SOLE 0 0 2864 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 241936 2579 SH SOLE 0 0 2579 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 406524 5086 SH SOLE 0 0 5086 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 931871 18597 SH SOLE 16059 0 2538 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4580822 9159 SH SOLE 0 0 9159 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1717303 20503 SH SOLE 0 0 20503 VANGUARD INDEX FDS SML CP GRW ETF 922908595 287806 1151 SH SOLE 0 0 1151 VANGUARD INDEX FDS SM CP VAL ETF 922908611 360484 1975 SH SOLE 0 0 1975 VANGUARD INDEX FDS MID CAP ETF 922908629 1450829 5993 SH SOLE 798 0 5194 VANGUARD INDEX FDS LARGE CAP ETF 922908637 566965 2271 SH SOLE 0 0 2271 VANGUARD INDEX FDS GROWTH ETF 922908736 1981259 5297 SH SOLE 0 0 5297 VANGUARD INDEX FDS VALUE ETF 922908744 6005532 37439 SH SOLE 0 0 37439 VANGUARD INDEX FDS SMALL CP ETF 922908751 1535663 7043 SH SOLE 0 0 7043 VANGUARD INDEX FDS TOTAL STK MKT 922908769 5420331 20262 SH SOLE 0 0 20262 VERIZON COMMUNICATIONS INC COM 92343V104 522384 12667 SH SOLE 0 0 12667 VERTIV HOLDINGS CO COM CL A 92537N108 586426 6774 SH SOLE 0 0 6774 VISA INC COM CL A 92826C839 317854 1211 SH SOLE 0 0 1211 WALMART INC COM 931142103 538116 7947 SH SOLE 0 0 7947 WASTE MGMT INC DEL COM 94106L109 238210 1117 SH SOLE 0 0 1117 WESCO INTL INC COM 95082P105 241971 1526 SH SOLE 0 0 1526 WISDOMTREE TR US AI ENHANCED 97717W406 205297 2057 SH SOLE 2057 0 0 WISDOMTREE TR FLOATNG RAT TREA 97717Y527 219855 4370 SH SOLE 0 0 4370 ZOETIS INC CL A 98978V103 339743 1960 SH SOLE 0 0 1960 CRH PLC ORD G25508105 247733 3304 SH SOLE 0 0 3304 EATON CORP PLC SHS G29183103 536171 1710 SH SOLE 0 0 1710 JOHNSON CTLS INTL PLC SHS G51502105 430941 6483 SH SOLE 0 0 6483 LINDE PLC SHS G54950103 486511 1109 SH SOLE 0 0 1109 BUNGE GLOBAL SA COM SHS H11356104 460256 4311 SH SOLE 0 0 4311 UBS GROUP AG SHS H42097107 347779 11773 SH SOLE 0 0 11773 TE CONNECTIVITY LTD SHS H84989104 247608 1646 SH SOLE 0 0 1646 FLEX LTD ORD Y2573F102 417018 14141 SH SOLE 0 0 14141