The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,972 73,008 SH   SOLE   0 0 73,008
ARK ETF TR INNOVATION ETF 00214Q104 354 3,199 SH   SOLE   0 0 3,199
ABBOTT LABS COM 002824100 375 3,177 SH   SOLE   0 0 3,177
ABBVIE INC COM 00287Y109 572 5,302 SH   SOLE   0 0 5,302
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 170 17,420 SH   SOLE   0 0 17,420
ADOBE SYSTEMS INCORPORATED COM 00724F101 713 1,239 SH   SOLE   0 0 1,239
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 641 12,928 SH   SOLE   0 0 12,928
ALPHABET INC CAP STK CL C 02079K107 1,077 404 SH   SOLE   0 0 404
ALPHABET INC CAP STK CL A 02079K305 569 213 SH   SOLE   0 0 213
ALTRIA GROUP INC COM 02209S103 525 11,533 SH   SOLE   0 0 11,533
AMAZON COM INC COM 023135106 1,030 313 SH   SOLE   0 0 313
AMERICAN AIRLS GROUP INC COM 02376R102 460 22,422 SH   SOLE   0 0 22,422
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,301 17,658 SH   SOLE   0 0 17,658
ANALOG DEVICES INC COM 032654105 526 3,138 SH   SOLE   0 0 3,138
APPLE INC COM 037833100 4,503 31,827 SH   SOLE   0 0 31,827
APPLIED MATLS INC COM 038222105 499 3,878 SH   SOLE   0 0 3,878
BCE INC COM NEW 05534B760 364 7,270 SH   SOLE   0 0 7,270
BANK NEW YORK MELLON CORP COM 064058100 310 5,981 SH   SOLE   0 0 5,981
BECTON DICKINSON & CO COM 075887109 382 1,553 SH   SOLE   0 0 1,553
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 933 3,419 SH   SOLE   0 0 3,419
BLACKROCK CORE BD TR SHS BEN INT 09249E101 223 13,460 SH   SOLE   0 0 13,460
BLACKSTONE INC COM 09260D107 652 5,600 SH   SOLE   0 0 5,600
BOEING CO COM 097023105 614 2,791 SH   SOLE   0 0 2,791
BOOKING HOLDINGS INC COM 09857L108 420 177 SH   SOLE   0 0 177
BRISTOL-MYERS SQUIBB CO COM 110122108 1,026 17,335 SH   SOLE   0 0 17,335
CVS HEALTH CORP COM 126650100 254 2,994 SH   SOLE   0 0 2,994
CISCO SYS INC COM 17275R102 362 6,646 SH   SOLE   0 0 6,646
CORNING INC COM 219350105 201 5,500 SH   SOLE   0 0 5,500
DELTA AIR LINES INC DEL COM NEW 247361702 202 4,730 SH   SOLE   0 0 4,730
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 759 25,191 SH   SOLE   0 0 25,191
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 291 10,079 SH   SOLE   0 0 10,079
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 27,082 574,250 SH   SOLE   0 0 574,250
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 15,395 267,740 SH   SOLE   0 0 267,740
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 32,205 725,347 SH   SOLE   0 0 725,347
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 46,791 1,761,042 SH   SOLE   0 0 1,761,042
DISNEY WALT CO COM 254687106 2,373 14,030 SH   SOLE   0 0 14,030
ETF SER SOLUTIONS US GLB JETS 26922A842 4,094 173,235 SH   SOLE   0 0 173,235
EATON VANCE TAX-MANAGED GLOB COM 27829F108 730 73,100 SH   SOLE   0 0 73,100
EXXON MOBIL CORP COM 30231G102 1,043 17,737 SH   SOLE   0 0 17,737
FACEBOOK INC CL A 30303M102 602 1,775 SH   SOLE   0 0 1,775
HONEYWELL INTL INC COM 438516106 200 943 SH   SOLE   0 0 943
INTEL CORP COM 458140100 573 10,752 SH   SOLE   0 0 10,752
INTERNATIONAL BUSINESS MACHS COM 459200101 699 5,030 SH   SOLE   0 0 5,030
INVESCO QQQ TR UNIT SER 1 46090E103 4,127 11,528 SH   SOLE   0 0 11,528
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,392 159,179 SH   SOLE   0 0 159,179
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 374 11,363 SH   SOLE   0 0 11,363
ISHARES INC MSCI CDA ETF 464286509 224 6,167 SH   SOLE   0 0 6,167
ISHARES TR CORE S&P TTL STK 464287150 9,490 96,459 SH   SOLE   0 0 96,459
ISHARES TR SELECT DIVID ETF 464287168 1,831 15,957 SH   SOLE   0 0 15,957
ISHARES TR CORE S&P500 ETF 464287200 5,223 12,123 SH   SOLE   0 0 12,123
ISHARES TR CORE US AGGBD ET 464287226 265 2,308 SH   SOLE   0 0 2,308
ISHARES TR MSCI EMG MKT ETF 464287234 2,475 49,123 SH   SOLE   0 0 49,123
ISHARES TR IBOXX INV CP ETF 464287242 4,314 32,431 SH   SOLE   0 0 32,431
ISHARES TR S&P 500 GRWT ETF 464287309 721 9,755 SH   SOLE   0 0 9,755
ISHARES TR S&P 500 VAL ETF 464287408 2,726 18,746 SH   SOLE   0 0 18,746
ISHARES TR 1 3 YR TREAS BD 464287457 790 9,167 SH   SOLE   0 0 9,167
ISHARES TR MSCI EAFE ETF 464287465 805 10,321 SH   SOLE   0 0 10,321
ISHARES TR RUS MD CP GR ETF 464287481 1,134 10,117 SH   SOLE   0 0 10,117
ISHARES TR CORE S&P MCP ETF 464287507 20,218 76,854 SH   SOLE   0 0 76,854
ISHARES TR ISHARES BIOTECH 464287556 247 1,525 SH   SOLE   0 0 1,525
ISHARES TR RUS 1000 VAL ETF 464287598 1,019 6,510 SH   SOLE   0 0 6,510
ISHARES TR RUS 1000 GRW ETF 464287614 2,313 8,442 SH   SOLE   0 0 8,442
ISHARES TR RUS 2000 VAL ETF 464287630 2,664 16,629 SH   SOLE   0 0 16,629
ISHARES TR RUSSELL 3000 ETF 464287689 2,979 11,689 SH   SOLE   0 0 11,689
ISHARES TR CORE S&P SCP ETF 464287804 13,160 120,522 SH   SOLE   0 0 120,522
ISHARES TR SP SMCP600VL ETF 464287879 15,876 157,706 SH   SOLE   0 0 157,706
ISHARES TR EAFE SML CP ETF 464288273 3,142 42,222 SH   SOLE   0 0 42,222
ISHARES TR INTL SEL DIV ETF 464288448 226 7,415 SH   SOLE   0 0 7,415
ISHARES TR IBOXX HI YD ETF 464288513 1,519 17,357 SH   SOLE   0 0 17,357
ISHARES TR ISHS 1-5YR INVS 464288646 2,301 42,104 SH   SOLE   0 0 42,104
ISHARES TR PFD AND INCM SEC 464288687 5,270 135,801 SH   SOLE   0 0 135,801
ISHARES TR MSCI USA ESG SLC 464288802 620 6,466 SH   SOLE   0 0 6,466
ISHARES TR EAFE VALUE ETF 464288877 3,347 65,817 SH   SOLE   0 0 65,817
ISHARES TR FLTG RATE NT ETF 46429B655 635 12,481 SH   SOLE   0 0 12,481
ISHARES TR CORE HIGH DV ETF 46429B663 663 7,038 SH   SOLE   0 0 7,038
ISHARES TR MSCI EAFE MIN VL 46429B689 1,731 22,980 SH   SOLE   0 0 22,980
ISHARES TR MSCI USA MIN VOL 46429B697 6,339 86,241 SH   SOLE   0 0 86,241
ISHARES TR MSCI USA QLT FCT 46432F339 17,676 134,180 SH   SOLE   0 0 134,180
ISHARES TR MSCI USA MMENTM 46432F396 15,730 89,579 SH   SOLE   0 0 89,579
ISHARES TR CORE MSCI TOTAL 46432F834 4,548 64,060 SH   SOLE   0 0 64,060
ISHARES TR CORE MSCI EAFE 46432F842 3,144 42,345 SH   SOLE   0 0 42,345
ISHARES TR MSCI INTL QUALTY 46434V456 4,744 125,226 SH   SOLE   0 0 125,226
ISHARES TR ESG AWARE MSCI 46435U663 357 9,160 SH   SOLE   0 0 9,160
ISHARES TR BROAD USD HIGH 46435U853 691 16,661 SH   SOLE   0 0 16,661
JPMORGAN CHASE & CO COM 46625H100 808 4,939 SH   SOLE   0 0 4,939
JD.COM INC SPON ADR CL A 47215P106 256 3,550 SH   SOLE   0 0 3,550
JOHNSON & JOHNSON COM 478160104 236 1,464 SH   SOLE   0 0 1,464
LAM RESEARCH CORP COM 512807108 338 593 SH   SOLE   0 0 593
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 144 16,760 SH   SOLE   0 0 16,760
MARATHON PETE CORP COM 56585A102 201 3,250 SH   SOLE   0 0 3,250
MCDONALDS CORP COM 580135101 886 3,676 SH   SOLE   0 0 3,676
MERCK & CO INC COM 58933Y105 652 8,681 SH   SOLE   0 0 8,681
MICROSOFT CORP COM 594918104 4,486 15,911 SH   SOLE   0 0 15,911
MICROCHIP TECHNOLOGY INC. COM 595017104 236 1,540 SH   SOLE   0 0 1,540
MODERNA INC COM 60770K107 374 972 SH   SOLE   0 0 972
NETFLIX INC COM 64110L106 1,183 1,938 SH   SOLE   0 0 1,938
NEW YORK CMNTY BANCORP INC COM 649445103 406 31,582 SH   SOLE   0 0 31,582
NEXTERA ENERGY INC COM 65339F101 349 4,447 SH   SOLE   0 0 4,447
NVIDIA CORPORATION COM 67066G104 342 1,650 SH   SOLE   0 0 1,650
OPKO HEALTH INC COM 68375N103 400 109,601 SH   SOLE   0 0 109,601
ORACLE CORP COM 68389X105 286 3,285 SH   SOLE   0 0 3,285
PPL CORP COM 69351T106 602 21,603 SH   SOLE   0 0 21,603
PACKAGING CORP AMER COM 695156109 237 1,725 SH   SOLE   0 0 1,725
PALO ALTO NETWORKS INC COM 697435105 285 594 SH   SOLE   0 0 594
PAYPAL HLDGS INC COM 70450Y103 240 924 SH   SOLE   0 0 924
PEOPLES UNITED FINANCIAL INC COM 712704105 392 22,425 SH   SOLE   0 0 22,425
PEPSICO INC COM 713448108 272 1,809 SH   SOLE   0 0 1,809
PFIZER INC COM 717081103 301 7,007 SH   SOLE   0 0 7,007
PHILIP MORRIS INTL INC COM 718172109 311 3,276 SH   SOLE   0 0 3,276
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 732 7,177 SH   SOLE   0 0 7,177
PROCTER AND GAMBLE CO COM 742718109 426 3,050 SH   SOLE   0 0 3,050
PRUDENTIAL FINL INC COM 744320102 275 2,617 SH   SOLE   0 0 2,617
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 683 11,210 SH   SOLE   0 0 11,210
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 228 5,105 SH   SOLE   0 0 5,105
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,361 21,814 SH   SOLE   0 0 21,814
SPDR GOLD TR GOLD SHS 78463V107 273 1,662 SH   SOLE   0 0 1,662
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 978 27,542 SH   SOLE   0 0 27,542
SPDR SER TR S&P 600 SMCP VAL 78464A300 248 3,028 SH   SOLE   0 0 3,028
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 630 1,862 SH   SOLE   0 0 1,862
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,482 3,081 SH   SOLE   0 0 3,081
SPDR SER TR PRTFLO S&P500 HI 78468R788 1,761 45,016 SH   SOLE   0 0 45,016
SALESFORCE COM INC COM 79466L302 810 2,987 SH   SOLE   0 0 2,987
SELECT SECTOR SPDR TR ENERGY 81369Y506 723 13,887 SH   SOLE   0 0 13,887
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,140 30,367 SH   SOLE   0 0 30,367
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,725 11,556 SH   SOLE   0 0 11,556
SERVICENOW INC COM 81762P102 467 750 SH   SOLE   0 0 750
SYNOPSYS INC COM 871607107 302 1,009 SH   SOLE   0 0 1,009
T-MOBILE US INC COM 872590104 404 3,163 SH   SOLE   0 0 3,163
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 385 3,448 SH   SOLE   0 0 3,448
TORONTO DOMINION BK ONT COM NEW 891160509 412 6,223 SH   SOLE   0 0 6,223
TWILIO INC CL A 90138F102 938 2,940 SH   SOLE   0 0 2,940
UBER TECHNOLOGIES INC COM 90353T100 244 5,449 SH   SOLE   0 0 5,449
VBI VACCINES INC CDA COM NEW 91822J103 31 10,000 SH   SOLE   0 0 10,000
VALLEY NATL BANCORP COM 919794107 240 18,069 SH   SOLE   0 0 18,069
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,122 13,813 SH   SOLE   0 0 13,813
VANGUARD STAR FDS VG TL INTL STK F 921909768 214 3,381 SH   SOLE   0 0 3,381
VANGUARD WORLD FD MEGA GRWTH IND 921910816 251 1,069 SH   SOLE   0 0 1,069
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 214 803 SH   SOLE   0 0 803
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 220 1,090 SH   SOLE   0 0 1,090
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,025 5,752 SH   SOLE   0 0 5,752
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,183 13,229 SH   SOLE   0 0 13,229
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,981 97,400 SH   SOLE   0 0 97,400
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 231 2,708 SH   SOLE   0 0 2,708
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,979 39,198 SH   SOLE   0 0 39,198
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,920 18,580 SH   SOLE   0 0 18,580
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 673 10,187 SH   SOLE   0 0 10,187
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 202 2,575 SH   SOLE   0 0 2,575
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 457 9,105 SH   SOLE   0 0 9,105
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,863 97,246 SH   SOLE   0 0 97,246
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 305 3,764 SH   SOLE   0 0 3,764
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 320 4,872 SH   SOLE   0 0 4,872
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,162 86,911 SH   SOLE   0 0 86,911
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 1,128 12,368 SH   SOLE   0 0 12,368
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,592 16,867 SH   SOLE   0 0 16,867
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,214 5,614 SH   SOLE   0 0 5,614
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,052 49,635 SH   SOLE   0 0 49,635
VANGUARD INDEX FDS SML CP GRW ETF 922908595 635 2,267 SH   SOLE   0 0 2,267
VANGUARD INDEX FDS SM CP VAL ETF 922908611 331 1,955 SH   SOLE   0 0 1,955
VANGUARD INDEX FDS MID CAP ETF 922908629 1,844 7,790 SH   SOLE   0 0 7,790
VANGUARD INDEX FDS LARGE CAP ETF 922908637 579 2,881 SH   SOLE   0 0 2,881
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 236 1,294 SH   SOLE   0 0 1,294
VANGUARD INDEX FDS GROWTH ETF 922908736 1,178 4,061 SH   SOLE   0 0 4,061
VANGUARD INDEX FDS VALUE ETF 922908744 7,996 59,066 SH   SOLE   0 0 59,066
VANGUARD INDEX FDS SMALL CP ETF 922908751 654 2,989 SH   SOLE   0 0 2,989
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,759 12,427 SH   SOLE   0 0 12,427
VERIZON COMMUNICATIONS INC COM 92343V104 830 15,373 SH   SOLE   0 0 15,373
WORKDAY INC CL A 98138H101 369 1,476 SH   SOLE   0 0 1,476
ATLASSIAN CORP PLC CL A G06242104 1,159 2,962 SH   SOLE   0 0 2,962
MEDTRONIC PLC SHS G5960L103 213 1,700 SH   SOLE   0 0 1,700