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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   210,685 1,610 SH   SOLE   0 0 1,610
AMAZON COM INC COM 023135106   462,081 3,635 SH   SOLE   0 0 3,635
APPLE INC COM 037833100   738,626 4,314 SH   SOLE   0 0 4,314
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   302,309 863 SH   SOLE   0 0 863
DBX ETF TR XTRACK USD HIGH 233051432   6,408,965 189,055 SH   SOLE   0 0 189,055
DEERE & CO COM 244199105   560,787 1,486 SH   SOLE   0 0 1,486
EMERSON ELEC CO COM 291011104   386,280 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   340,148 2,893 SH   SOLE   0 0 2,893
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   868,093 19,261 SH   SOLE   0 0 19,261
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   5,694,127 242,613 SH   SOLE   0 0 242,613
INVESCO QQQ TR UNIT SER 1 46090E103   529,052 1,477 SH   SOLE   0 0 1,477
ISHARES INC CORE MSCI EMKT 46434G103   1,211,403 25,455 SH   SOLE   0 0 25,455
ISHARES TR CORE MSCI EAFE 46432F842   2,565,055 39,861 SH   SOLE   0 0 39,861
ISHARES TR RUS TOP 200 ETF 464289446   1,160,948 11,231 SH   SOLE   0 0 11,231
ISHARES TR NATIONAL MUN ETF 464288414   243,943 2,379 SH   SOLE   0 0 2,379
ISHARES TR CORE S&P MCP ETF 464287507   14,111,265 56,592 SH   SOLE   0 0 56,592
ISHARES TR CORE S&P SCP ETF 464287804   6,605,583 70,026 SH   SOLE   0 0 70,026
ISHARES TR CORE S&P500 ETF 464287200   7,362,972 17,146 SH   SOLE   0 0 17,146
ISHARES TR CORE S&P US VLU 464287663   526,093 7,050 SH   SOLE   0 0 7,050
ISHARES TR CORE S&P US GWT 464287671   288,291 3,040 SH   SOLE   0 0 3,040
ISHARES TR CORE US AGGBD ET 464287226   12,493,263 132,851 SH   SOLE   0 0 132,851
JPMORGAN CHASE & CO COM 46625H100   243,199 1,677 SH   SOLE   0 0 1,677
ORACLE CORP COM 68389X105   1,170,628 11,052 SH   SOLE   0 0 11,052
ORIGIN MATERIALS INC COM 68622D106   30,666 23,958 SH   SOLE   0 0 23,958
PROCTER AND GAMBLE CO COM 742718109   640,325 4,390 SH   SOLE   0 0 4,390
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,668,722 111,475 SH   SOLE   0 0 111,475
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,293,661 244,219 SH   SOLE   0 0 244,219
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,053,586 41,991 SH   SOLE   0 0 41,991
SPDR S&P 500 ETF TR TR UNIT 78462F103   940,204 2,199 SH   SOLE   0 0 2,199
SPDR SER TR SPDR S&P 500 ETF 78468R796   1,011,477 29,124 SH   SOLE   0 0 29,124
SPDR SER TR PRTFLO S&P500 GW 78464A409   26,396,436 445,284 SH   SOLE   0 0 445,284
TESLA INC COM 88160R101   550,484 2,200 SH   SOLE   0 0 2,200
VANGUARD BD INDEX FDS INTERMED TERM 921937819   474,354 6,560 SH   SOLE   0 0 6,560
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   19,394,471 49,387 SH   SOLE   0 0 49,387
VANGUARD INDEX FDS VALUE ETF 922908744   4,592,517 33,296 SH   SOLE   0 0 33,296
VANGUARD INDEX FDS MID CAP ETF 922908629   1,778,161 8,539 SH   SOLE   0 0 8,539
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,618,250 8,559 SH   SOLE   0 0 8,559
VANGUARD INDEX FDS GROWTH ETF 922908736   1,362,095 5,002 SH   SOLE   0 0 5,002
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,538,190 31,979 SH   SOLE   0 0 31,979
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   6,206,123 86,653 SH   SOLE   0 0 86,653
VANGUARD STAR FDS VG TL INTL STK F 921909768   489,976 9,155 SH   SOLE   0 0 9,155
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   3,316,997 32,712 SH   SOLE   0 0 32,712