The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 370 3,480 SH   SOLE   0 0 3,480
APPLE INC COM 037833100 597 4,369 SH   SOLE   0 0 4,369
DEERE & CO COM 244199105 445 1,486 SH   SOLE   0 0 1,486
EMERSON ELEC CO COM 291011104 318 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102 237 2,768 SH   SOLE   0 0 2,768
INVESCO QQQ TR UNIT SER 1 46090E103 410 1,464 SH   SOLE   0 0 1,464
ISHARES INC CORE MSCI EMKT 46434G103 694 14,139 SH   SOLE   0 0 14,139
ISHARES TR CORE MSCI EAFE 46432F842 2,980 50,643 SH   SOLE   0 0 50,643
ISHARES TR CORE 1 5 YR USD 46432F859 9,353 197,313 SH   SOLE   0 0 197,313
ISHARES TR US TREAS BD ETF 46429B267 5,433 227,314 SH   SOLE   0 0 227,314
ISHARES TR NATIONAL MUN ETF 464288414 1,093 10,281 SH   SOLE   0 0 10,281
ISHARES TR RUS TOP 200 ETF 464289446 1,333 14,844 SH   SOLE   0 0 14,844
ISHARES TR CORE S&P MCP ETF 464287507 7,141 31,564 SH   SOLE   0 0 31,564
ISHARES TR CORE S&P SCP ETF 464287804 3,429 37,103 SH   SOLE   0 0 37,103
ISHARES TR CORE S&P500 ETF 464287200 6,788 17,902 SH   SOLE   0 0 17,902
ISHARES TR CORE S&P US VLU 464287663 376 5,626 SH   SOLE   0 0 5,626
ISHARES TR CORE US AGGBD ET 464287226 19,918 195,886 SH   SOLE   0 0 195,886
ORACLE CORP COM 68389X105 772 11,056 SH   SOLE   0 0 11,056
ORIGIN MATERIALS INC COM 68622D106 123 23,958 SH   SOLE   0 0 23,958
PFIZER INC COM 717081103 224 4,263 SH   SOLE   0 0 4,263
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 694 13,983 SH   SOLE   0 0 13,983
PROCTER AND GAMBLE CO COM 742718109 618 4,298 SH   SOLE   0 0 4,298
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 952 24,414 SH   SOLE   0 0 24,414
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,000 17,241 SH   SOLE   0 0 17,241
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,985 117,615 SH   SOLE   0 0 117,615
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,714 308,867 SH   SOLE   0 0 308,867
SELECT SECTOR SPDR TR ENERGY 81369Y506 215 3,000 SH   SOLE   0 0 3,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 827 2,193 SH   SOLE   0 0 2,193
SPDR SER TR PORTFLI INTRMDIT 78464A672 11,423 387,600 SH   SOLE   0 0 387,600
SPDR SER TR SPDR S&P 500 ETF 78468R796 462 5,005 SH   SOLE   0 0 5,005
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,176 60,759 SH   SOLE   0 0 60,759
TESLA INC COM 88160R101 488 725 SH   SOLE   0 0 725
VANGUARD BD INDEX FDS INTERMED TERM 921937819 358 4,608 SH   SOLE   0 0 4,608
VANGUARD INDEX FDS VALUE ETF 922908744 9,866 74,809 SH   SOLE   0 0 74,809
VANGUARD INDEX FDS MID CAP ETF 922908629 2,062 10,470 SH   SOLE   0 0 10,470
VANGUARD INDEX FDS SMALL CP ETF 922908751 430 2,444 SH   SOLE   0 0 2,444
VANGUARD INDEX FDS GROWTH ETF 922908736 676 3,033 SH   SOLE   0 0 3,033
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,918 31,475 SH   SOLE   0 0 31,475
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 906 18,158 SH   SOLE   0 0 18,158
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 787 10,317 SH   SOLE   0 0 10,317
VANGUARD STAR FDS VG TL INTL STK F 921909768 780 15,118 SH   SOLE   0 0 15,118
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,063 11,051 SH   SOLE   0 0 11,051