Consolidated Statements of Operations - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Interest and dividend income:
Loans		$ 19,763	$ 17,570	$ 38,655	$ 34,762
Taxable investment income		3,639	3,686	7,424	7,300
Non-taxable investment income		36	36	72	72
Total interest income		23,438	21,292	46,151	42,134
Interest expense:
Deposits		8,968	9,132	17,994	17,545
Borrowed funds		2,830	2,587	5,773	5,599
Total interest expense		11,798	11,719	23,767	23,144
Net interest income		11,640	9,573	22,384	18,990
Provision for (release of) credit losses		463	(762)	664	(1,297)
Net interest income after provision for (release of) credit losses		11,177	10,335	21,720	20,287
Non-interest income:
Fees and service charges		289	296	532	625
Gain on sale of loans		0	0	0	36
Other income		116	240	267	326
Total non-interest income		405	536	799	987
Non-interest expense:
Compensation and benefits		7,820	7,635	15,658	15,184
Occupancy and equipment		2,209	2,262	4,512	4,454
Data processing		1,468	1,335	2,955	2,722
Advertising		140	52	207	124
Professional services		686	623	1,385	1,353
Federal deposit insurance premiums		231	194	454	393
Other expense		985	1,114	1,997	2,227
Total non-interest expenses		13,539	13,215	27,168	26,457
Loss before income tax expense		(1,957)	(2,344)	(4,649)	(5,183)
Income tax expense		0	0	0	0
Net loss		$ (1,957)	$ (2,344)	$ (4,649)	$ (5,183)
Basic loss per share (in dollars per share)		$ (0.10)	$ (0.11)	$ (0.23)	$ (0.24)
Diluted loss per share (in dollars per share)		$ (0.10)	$ (0.11)	$ (0.23)	$ (0.24)
Weighted average shares outstanding - basic (in shares)		19,843,710	21,735,002	20,122,623	21,914,811
Weighted average shares outstanding - diluted (in shares)	[1]	19,843,710	21,735,002	20,122,623	21,914,811

[1] The assumed vesting of outstanding restricted stock units had an antidilutive effect on diluted earnings per share due to the Company’s net loss for the 2025 and 2024 periods.