Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Cash and cash equivalents	$ 41,877	$ 42,502
Securities available-for-sale, at fair value	284,239	297,028
Securities held-to-maturity, net (fair value of $26,609 at June 30, 2025 and $29,995 at December 31, 2024, and allowance for credit losses of $90 at June 30, 2025 and $98 at December 31, 2024)	29,062	33,076
FHLB stock and other investments	18,112	17,791
Loans receivable, net of allowance for credit losses of $13,304 at June 30, 2025 and $12,965 at December 31, 2024	1,659,732	1,570,517
Interest and dividends receivable	8,817	8,014
Premises and equipment, net	28,187	29,486
Right-of-use assets	22,101	23,470
Bank owned life insurance	22,761	22,519
Other assets	12,616	16,280
Total assets	2,127,504	2,060,683
Liabilities
Deposits	1,416,321	1,343,320
Advances from the Federal Home Loan Bank	343,000	339,500
Advances by borrowers for taxes and insurance	10,079	9,356
Lease liabilities	23,820	25,168
Other liabilities	12,984	11,141
Total liabilities	1,806,204	1,728,485
Shareholders’ equity
Preferred stock, $0.01 par value, 10,000,000 authorized: none issued	0	0
Common stock $0.01 par value; 70,000,000 shares authorized; 28,522,500 shares issued at June 30, 2025 and December 31, 2024; 21,591,757 and 22,522,626 shares outstanding at June 30, 2025 and December 31, 2024, respectively	285	285
Additional paid-in capital	279,224	277,304
Retained earnings	147,780	152,429
Treasury stock, at cost: 6,924,871 and 5,999,874 shares at June 30, 2025 and December 31, 2024, respectively	(68,733)	(59,699)
Unallocated common shares held by Employee Stock Ownership Plan	(18,711)	(19,167)
Accumulated other comprehensive loss	(18,545)	(18,954)
Total shareholders’ equity	321,300	332,198
Total liabilities and shareholders’ equity	$ 2,127,504	$ 2,060,683