EARNINGS PER SHARE (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Earnings Per Share [Abstract]
Net loss applicable to common shares		$ (4,041,000)	$ (1,432,000)	$ (9,224,000)	$ (4,466,000)
Shares
Average number of common shares outstanding (in shares)		23,214,421	25,320,701	23,669,569	26,354,461
Less: Average unallocated ESOP shares (in shares)		1,950,939	2,042,211	1,973,674	2,064,862
Average number of common shares outstanding used to calculate basic earnings per common share (in shares)		21,263,482	23,278,490	21,695,895	24,289,599
Common stock equivalents (in shares)		0	0	0	0
Average number of common shares outstanding used to calculate diluted earnings per common share (in shares)	[1]	21,263,482	23,278,490	21,695,895	24,289,599
Basic loss per share (in dollars per share)		$ (0.19)	$ (0.06)	$ (0.43)	$ (0.18)
Diluted loss per share (in dollars per share)		$ (0.19)	$ (0.06)	$ (0.43)	$ (0.18)
Anti-dilutive stock options excluded from earnings per share calculation (in shares)		889,399	1,496,475	1,247,575	1,278,351

[1] The assumed vesting of outstanding restricted stock units had an antidilutive effect on diluted earnings per share due to the Company’s net loss for the 2024 and 2023 periods.