Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and cash equivalents	$ 60,262	$ 46,025
Securities available-for-sale, at fair value	297,790	283,766
Securities held-to-maturity, net (fair value of $28,348 at June 30, 2024 and $28,323 at December 31, 2023, and allowance for credit losses of $133 at June 30, 2024 and $158 at December 31, 2023)	33,169	33,254
FHLB stock and other investments	17,942	20,346
Loans receivable, net of allowance for credit losses of $13,027 at June 30, 2024 and $14,154 at December 31, 2023	1,534,357	1,546,576
Real estate owned, net	0	593
Interest and dividends receivable	7,882	7,595
Premises and equipment, net	30,858	32,475
Right-of-use assets	24,596	25,172
Bank owned life insurance	22,274	22,034
Other assets	16,322	27,127
Total assets	2,045,452	2,044,963
Liabilities
Deposits	1,311,156	1,244,904
Advances from the Federal Home Loan Bank	342,500	397,500
Advances by borrowers for taxes and insurance	9,875	8,929
Lease liabilities	26,243	26,777
Other liabilities	10,081	11,213
Total liabilities	1,699,855	1,689,323
Shareholders’ equity
Preferred stock, $0.01 par value, 10,000,000 authorized: none issued	0	0
Common stock $0.01 par value; 70,000,000 shares authorized; 28,522,500 shares issued at June 30, 2024 and December 31, 2023; 23,505,357 and 24,509,950 shares outstanding at June 30, 2024 and December 31, 2023, respectively	285	285
Additional paid-in capital	275,890	273,991
Retained earnings	159,157	164,340
Treasury stock, at cost: 5,017,143 and 4,012,550 shares at June 30, 2024 and December 31, 2023, respectively	(49,229)	(40,016)
Unallocated common shares held by Employee Stock Ownership Plan	(19,623)	(20,080)
Accumulated other comprehensive loss	(20,883)	(22,880)
Total shareholders’ equity	345,597	355,640
Total liabilities and shareholders’ equity	$ 2,045,452	$ 2,044,963