EARNINGS PER SHARE (Details) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Earnings Per Share [Abstract]
Net (loss) income applicable to common shares		$ (1,825,000)	$ 40,000	$ (3,034,000)	$ 593,000
Earnings Per Share, Basic and Diluted [Abstract]
Average number of common shares outstanding (in shares)		26,314,743	28,522,500	26,184,419	28,522,500
Less: Average unallocated ESOP shares (in shares)		2,065,029	2,156,176	2,053,402	2,167,521
Average number of common shares outstanding used to calculate basic earnings per common share (in shares)		24,249,714	26,366,324	24,131,017	26,354,979
Common stock equivalents (in shares)		0	0	0	0
Average number of common shares outstanding used to calculate basic earnings per common share, diluted (in shares)	[1]	24,249,714	26,366,324	24,131,017	26,354,979
Basic (loss) earnings per share (in dollars per share)		$ (0.08)	$ 0	$ (0.13)	$ 0.02
Diluted (loss) earnings per share (in dollars per share)		$ (0.08)	$ 0	$ (0.13)	$ 0.02
Anti-dilutive stock options excluded from earnings per share calculation (in shares)		1,490,010	0	1,177,136	0

[1] The assumed vesting of outstanding restricted stock units had an antidilutive effect on diluted earnings per share due to the Company’s net loss for the 2023 periods. There were no equity awards to cause dilution in the 2022 periods.