Consolidated Statements of Operations - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest and dividend income:
Loans		$ 16,481,000	$ 12,444,000	$ 32,050,000	$ 24,100,000
Taxable investment income		3,172,000	2,320,000	6,324,000	4,137,000
Non-taxable investment income		112,000	114,000	223,000	235,000
Total interest income		19,765,000	14,878,000	38,597,000	28,472,000
Interest expense:
Deposits		5,173,000	950,000	9,327,000	1,832,000
Borrowed funds		3,686,000	766,000	6,423,000	1,539,000
Total interest expense		8,859,000	1,716,000	15,750,000	3,371,000
Net interest income		10,906,000	13,162,000	22,847,000	25,101,000
Provision for (release of) credit losses		143,000	594,000	120,000	(358,000)
Net interest income after provision for (release of) credit losses		10,763,000	12,568,000	22,727,000	25,459,000
Non-interest income:
Fees and service charges		280,000	365,000	542,000	1,165,000
Gain on securities, net		0	14,000	0	14,000
Gain on sale of loans		24,000	0	159,000	0
Other income		76,000	115,000	163,000	242,000
Total non-interest income		380,000	494,000	864,000	1,421,000
Non-interest expense:
Compensation and benefits		7,065,000	7,134,000	14,912,000	14,194,000
Occupancy and equipment		2,124,000	1,914,000	4,106,000	3,795,000
Data processing		1,535,000	1,393,000	3,136,000	2,871,000
Advertising		77,000	349,000	149,000	868,000
Professional services		764,000	976,000	1,744,000	2,267,000
Release of provision for commitments and letters of credit		0	(108,000)	0	(278,000)
Federal deposit insurance premiums		231,000	99,000	336,000	177,000
Other expense		1,172,000	1,262,000	2,242,000	2,341,000
Total non-interest expenses		12,968,000	13,019,000	26,625,000	26,235,000
(Loss) income before income tax expense		(1,825,000)	43,000	(3,034,000)	645,000
Income tax expense		0	3,000	0	52,000
Net (loss) income		$ (1,825,000)	$ 40,000	$ (3,034,000)	$ 593,000
Basic (loss) earnings per share (in dollars per share)		$ (0.08)	$ 0	$ (0.13)	$ 0.02
Diluted (loss) earnings per share (in dollars per share)		$ (0.08)	$ 0	$ (0.13)	$ 0.02
Weighted average shares outstanding - basic (in shares)		24,249,714	26,366,324	24,131,017	26,354,979
Weighted average shares outstanding - diluted (in shares)	[1]	24,249,714	26,366,324	24,131,017	26,354,979

[1] The assumed vesting of outstanding restricted stock units had an antidilutive effect on diluted earnings per share due to the Company’s net loss for the 2023 periods. There were no equity awards to cause dilution in the 2022 periods.