Consolidated Balance Sheets - USD ($)	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 45,759,000	$ 41,182,000
Securities available-for-sale, at fair value	300,923,000	314,248,000
Total held-to-maturity	33,445,000	33,705,000
Other investments	20,420,000	16,069,000
Loans held for sale	2,497,000	0
Loans receivable, net of allowance for credit losses of $14,413 at June 30, 2023 and $13,400 at December 31, 2022	1,567,332,000	1,531,727,000
Interest and dividends receivable	7,285,000	6,893,000
Premises and equipment, net	31,519,000	29,825,000
Right-of-use assets	26,594,000	25,906,000
Bank owned life insurance	21,802,000	21,576,000
Other assets	22,938,000	22,207,000
Total assets	2,080,514,000	2,043,338,000
Liabilities
Deposits	1,267,261,000	1,288,862,000
Advances from the Federal Home Loan Bank	399,500,000	310,500,000
Advances by borrowers for taxes and insurance	9,862,000	9,302,000
Lease liabilities	28,130,000	27,324,000
Other liabilities	9,227,000	13,632,000
Total liabilities	1,713,980,000	1,649,620,000
Shareholders’ equity
Preferred stock, $0.01 par value, 10,000,000 authorized: none issued	0	0
Common stock $0.01 par value; 70,000,000 shares authorized; 28,522,500 shares issued at June 30, 2023 and December 31, 2022; 25,493,422 and 27,523,219 shares outstanding at June 30, 2023 and December 31, 2022, respectively	285,000	285,000
Additional paid-in capital	272,267,000	279,454,000
Retained earnings	168,703,000	171,763,000
Treasury stock, at cost: 3,029,078 and 999,281 shares at June 30, 2023 and December 31, 2022, respectively	(31,060,000)	(12,072,000)
Unallocated common shares held by Employee Stock Ownership Plan	(20,536,000)	(20,993,000)
Accumulated other comprehensive loss	(23,125,000)	(24,719,000)
Total shareholders’ equity	366,534,000	393,718,000
Total liabilities and shareholders’ equity	$ 2,080,514,000	$ 2,043,338,000