Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities
Net income (loss)	$ 553,000	$ (745,000)
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation and amortization of premises and equipment	633,000	600,000
Change in right-of-use asset	646,000	799,000
Amortization (accretion) of:
Deferred loan fees, costs, and discounts, net	(131,000)	53,000
Premiums and discounts on securities	299,000	112,000
Deferred income tax benefit	49,000	0
Recovery of provision for loan losses	(952,000)	(808,000)
Loss on assets held for sale	0	21,000
Increase in BOLI cash surrender value	(114,000)	(116,000)
ESOP expense	322,000	0
Increase in interest and dividends receivable	(408,000)	(184,000)
Decrease in other assets	219,000	689,000
(Decrease) increase in other liabilities	(868,000)	1,832,000
Change in lease liability	(614,000)	(483,000)
Net cash (used in) provided by operating activities	(366,000)	1,770,000
Cash flows from investing activities
Net increase in loans	(8,716,000)	(13,690,000)
Purchases of residential mortgage loans	(45,039,000)	0
Purchases of securities available for sale	(80,039,000)	(59,609,000)
Purchases of securities held to maturity	(6,600,000)	0
Proceeds from sales and calls of securities available for sale	0	1,704,000
Principal payments and maturities on securities available for sale	13,272,000	24,279,000
Redemption of Federal Home Loan Bank stock	0	225,000
Purchases of premises and equipment	(636,000)	(3,518,000)
Net cash used in investing activities	(127,758,000)	(50,609,000)
Cash flows from financing activities
Net increase in deposits	35,983,000	29,644,000
Proceeds from advances from Federal Home Loan Bank	109,000,000	182,800,000
Repayments of advances from Federal Home Loan Bank	(109,000,000)	(187,800,000)
Net increase (decrease) in advances by borrowers for taxes and insurance	257,000	(116,000)
Net cash provided by financing activities	36,240,000	24,528,000
Net decrease in cash and cash equivalents	(91,884,000)	(24,311,000)
Cash and cash equivalents at beginning of period	193,446,000	316,445,000
Cash and cash equivalents at end of period	101,562,000	292,134,000
Cash paid during the period for:
Interest	1,652,000	4,335,000
Income taxes	$ 0	$ 0