Deposits at March 31, 2022 and December 31, 2021, are summarized as follows:


	March 31, 2022		December 31, 2021

	(In thousands)
Non-interest bearing deposits	$	45,143	$	44,894
NOW and demand accounts	425,766		363,419
Savings	367,177		364,932
Time deposits	444,936		473,795
Total	$	1,283,022	$	1,247,040

Included within the NOW and demand account caption, as well as the Savings caption above are money market accounts with varying transactional limits.

Time deposits mature as follows for the years ending December 31: