Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities
Net loss	$ (36,342,000)	$ (31,506,000)
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	2,347,000	1,925,000
Change in right-of-use asset	2,618,000	1,589,000
Amortization of:
Deferred loan fees, costs, and discounts, net	1,107,000	995,000
Premiums and discounts on securities, net	893,000	309,000
Goodwill impairment	0	15,460,000
Deferred income tax expense (benefit)	8,733,000	(6,445,000)
Dividends on CRA fund	0	(15,000)
(Recovery) provision for loan losses	(2,518,000)	2,518,000
Loss (gain) on sales and calls of securities	1,000	(69,000)
Loss on assets held for sale	104,000	12,775,000
Loss on premises and equipment	79,000	0
Net loss on Real Estate Owned	6,000	1,390,000
Increase in BOLI cash surrender value	(476,000)	(595,000)
Issuance of common shares donated to Blue Foundry Charitable Foundation	7,500,000	0
ESOP expense	1,274,000	0
Decrease (increase) in interest and dividends receivable	377,000	(355,000)
(Increase) decrease in other assets	(2,134,000)	997,000
Increase in other liabilities	4,325,000	707,000
Change in lease liability	(2,036,000)	(932,000)
Net cash used by operating activities	(14,142,000)	(1,252,000)
Cash flows from investing activities
Net decrease in loans	86,975,000	139,148,000
Purchases of residential mortgage loans	(91,635,000)	0
Proceeds from sale of Real Estate Owned	618,000	0
Purchases of securities available for sale	(164,958,000)	(128,569,000)
Purchases of securities held to maturity	(23,362,000)	0
Sales of equity securities	0	4,178,000
Proceeds from calls of securities held to maturity	7,000,000	2,500,000
Proceeds from sales and calls of securities available for sale	14,216,000	13,235,000
Principal payments and maturities on securities available for sale	65,002,000	79,363,000
Purchase of Federal Home Loan Bank stock	0	(4,028,000)
Redemption of Federal Home Loan Bank stock	6,678,000	2,579,000
Proceeds from Bank owned life insurance	0	280,000
Proceeds from Assets held for sale	6,034,000	0
Purchases of premises and equipment	(11,902,000)	(7,293,000)
Net cash (used) provided by investing activities	(105,334,000)	101,393,000
Cash flows from financing activities
Net (decrease) increase in deposits	(109,144,000)	61,136,000
Proceeds of advances from Federal Home Loan Bank	583,600,000	621,000,000
Repayments of advances from Federal Home Loan Bank	(727,500,000)	(588,500,000)
Net decrease in advances by borrowers for taxes and insurance	(1,259,000)	(1,366,000)
Net proceeds from issuance of common shares	250,780,000	0
Net cash (used) provided by financing activities	(3,523,000)	92,270,000
Net (decrease) increase in cash and cash equivalents	(122,999,000)	192,411,000
Cash and cash equivalents at beginning of period	316,445,000	124,034,000
Cash and cash equivalents at end of period	193,446,000	316,445,000
Cash paid during the period for:
Interest	12,836,000	22,569,000
Income taxes	150,000	167,000
Supplemental noncash disclosures
Transfers of assets to held for sale	892,000	5,695,000
Lease liabilities arising from obtaining right-of-use assets	3,197,000	26,467,000
Purchase of common shares by the ESOP (2,281,800 shares)	$ (22,818,000)	$ 0