Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 193,446	$ 316,445
Securities available for sale, at fair value	324,892	244,587
Assets held for sale	0	5,295
Securities held to maturity (fair value of $22,849 at December 31, 2021 and $6,979 at December 31, 2020)	23,281	7,005
Restricted stock, at cost	10,182	16,860
Loans receivable, net of allowance of $14,425 at December 31, 2021 and $16,959 at December 31, 2020	1,273,184	1,267,114
Real estate owned, net	0	624
Interest and dividends receivable	5,372	5,749
Premises and equipment, net	28,126	19,569
Right-of-use assets	25,457	24,878
Bank owned life insurance	21,662	21,186
Other assets	8,609	13,234
Total assets	1,914,211	1,942,546
Liabilities
Deposits	1,247,040	1,356,184
Advances from the Federal Home Loan Bank	185,500	329,400
Advances by borrowers for taxes and insurance	9,582	10,841
Lease liabilities	26,696	25,535
Other liabilities	15,922	14,986
Total liabilities	1,484,740	1,736,946
Shareholders’ equity
Common stock $0.01 par value; 70,000,000 shares authorized; 28,522,500 shares issued and outstanding at December 31, 2021	285	10
Additional paid-in capital	282,006	822
Retained earnings	169,457	205,799
Unallocated common shares held by ESOP (2,190,528 shares)	(21,905)	0
Accumulated other comprehensive loss	(372)	(1,031)
Total shareholders’ equity	429,471	205,600
Total liabilities and shareholders’ equity	$ 1,914,211	$ 1,942,546