The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Short-Term Treasury ETF Common Stock 92206C102 30,559 497,463 SH   SOLE   0 0 497,463
VANGUARD TAX-MANAGED INTL Common Stock 921943858 15,524 301,318 SH   SOLE   0 0 301,318
Schwab US TIPS ETF Common Stock 808524870 13,989 223,796 SH   SOLE   0 0 223,796
VANGUARD SHORT TERM CORP Common Stock 92206C409 13,815 167,028 SH   SOLE   0 0 167,028
ISHARES S&P MIDCAP 400 VA Common Stock 464287705 15,692 148,966 SH   SOLE   0 0 148,966
iShares 0-5 Year TIPS Bond ETF Common Stock 46429B747 13,881 130,571 SH   SOLE   0 0 130,571
First Cobalt Corp Common Stock 319702106 20 80,000 SH   SOLE   0 0 80,000
ISHARES TR CORE S&P SMALL Common Stock 464287804 8,486 75,108 SH   SOLE   0 0 75,108
Vanguard Mid-Cap VIPERs Common Stock 922908629 15,745 66,337 SH   SOLE   0 0 66,337
First Cobalt Corp Common Stock 319702106 15 60,000 SH   SOLE   0 0 60,000
ISHARES CORE S&P 500 ETF Common Stock 464287200 23,325 54,255 SH   SOLE   0 0 54,255
VANGUARD TTL BD MKT Common Stock 921937835 3,551 41,347 SH   SOLE   0 0 41,347
Vanguard Intmdt-Term Trs ETF Common Stock 92206C706 2,632 38,818 SH   SOLE   0 0 38,818
Marathon Petroleum Corp Common Stock 56585A102 997 16,504 SH   SOLE   0 0 16,504
Vanguard Total Stock Mark Common Stock 922908769 3,373 15,137 SH   SOLE   0 0 15,137
Sold 238 GPHOF @ 0.1124 Common Stock 38871F102 13 14,897 SH   SOLE   0 0 14,897
ATP Oil & Gas Corporation (NV) Common Stock 00208j108 0 11,010 SH   SOLE   0 0 11,010
Anavex Life Sciences Corp Common Stock 032797300 227 9,950 SH   SOLE   0 0 9,950
DISNEY (WALT) CO Common Stock 254687106 859 4,887 SH   SOLE   0 0 4,887
Fastenal Co Common Stock 311900104 209 4,021 SH   SOLE   0 0 4,021
Apple Inc Common Stock 037833100 467 3,410 SH   SOLE   0 0 3,410
The Home Depot Inc Common Stock 437076102 977 3,065 SH   SOLE   0 0 3,065
iSHARES TR DOW JONES SELE Common Stock 464287168 253 2,173 SH   SOLE   0 0 2,173
Johnson & Johnson Common Stock 478160104 255 1,550 SH   SOLE   0 0 1,550
Microsoft Corp Common Stock 594918104 409 1,510 SH   SOLE   0 0 1,510
McDonald s Corp Common Stock 580135101 349 1,509 SH   SOLE   0 0 1,509
The Home Depot Inc Common Stock 437076102 893 2,800 SH Put SOLE   0 0 0
Marathon Petroleum Corp Common Stock 56585A102 828 13,700 SH Put SOLE   0 0 0
Microsoft Corp Common Stock 594918104 277 1,024 SH   SOLE   0 0 1,024