The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 392,869 2,178 SH   SOLE   0 0 2,178
AMGEN INC COM 031162100 BBG001S5NNL6 341,184 1,200 SH   SOLE   0 0 1,200
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 217,569 1,100 SH   SOLE   0 0 1,100
APPLE INC COM 037833100 BBG001S5N8V8 2,598,329 15,152 SH   SOLE   0 0 15,152
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 580,317 1,380 SH   SOLE   0 0 1,380
BOEING CO COM 097023105 BBG001S5P0V3 284,467 1,474 SH   SOLE   0 0 1,474
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 BBG001T91S76 1,309,983 8,825 SH   SOLE   0 0 8,825
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 293,396 1,860 SH   SOLE   0 0 1,860
CISCO SYS INC COM 17275R102 BBG001S6HC62 289,879 5,808 SH   SOLE   0 0 5,808
COCA COLA CO COM 191216100 BBG001S5SMQ8 311,296 5,088 SH   SOLE   0 0 5,088
DISNEY WALT CO COM 254687106 BBG001S5QHF3 293,574 2,399 SH   SOLE   0 0 2,399
ECOLAB INC COM 278865100 BBG001S5QRB5 566,958 2,455 SH   SOLE   0 0 2,455
ELI LILLY & CO COM 532457108 BBG001S5STL8 201,492 259 SH   SOLE   0 0 259
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 884,677 7,800 SH   SOLE   0 0 7,800
ERIE INDTY CO CL A 29530P102 BBG001S5QXV0 597,536 1,488 SH   SOLE   0 0 1,488
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,052,670 9,056 SH   SOLE   0 0 9,056
HERSHEY CO COM 427866108 BBG001S5S148 665,190 3,420 SH   SOLE   0 0 3,420
HOME DEPOT INC COM 437076102 BBG001S5RTW7 608,738 1,587 SH   SOLE   0 0 1,587
HUBBELL INC COM 443510607 BBG001S5S1L9 371,055 894 SH   SOLE   0 0 894
INTEL CORP COM 458140100 BBG001S5SF65 268,775 6,085 SH   SOLE   0 0 6,085
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,078,699 20,905 SH   SOLE   0 0 20,905
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 574,036 5,700 SH   SOLE   0 0 5,700
ISHARES TR 3YRTB ETF 464288125 BBG001T33X85 3,648,049 52,197 SH   SOLE   0 0 52,197
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 4,150,633 55,923 SH   SOLE   0 0 55,923
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 1,395,073 20,558 SH   SOLE   0 0 20,558
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 373,677 6,152 SH   SOLE   0 0 6,152
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,003,271 9,078 SH   SOLE   0 0 9,078
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 15,564,897 29,606 SH   SOLE   0 0 29,606
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 3,066,937 56,378 SH   SOLE   0 0 56,378
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 720,785 7,799 SH   SOLE   0 0 7,799
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 322,314 8,216 SH   SOLE   0 0 8,216
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 8,870,415 106,131 SH   SOLE   0 0 106,131
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 8,737,359 81,202 SH   SOLE   0 0 81,202
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 1,640,815 5,697 SH   SOLE   0 0 5,697
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 865,885 6,909 SH   SOLE   0 0 6,909
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 258,543 1,045 SH   SOLE   0 0 1,045
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 2,939,826 28,071 SH   SOLE   0 0 28,071
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 570,910 25,073 SH   SOLE   0 0 25,073
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 418,571 8,244 SH   SOLE   0 0 8,244
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 372,352 2,354 SH   SOLE   0 0 2,354
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 338,842 1,692 SH   SOLE   0 0 1,692
KKR & CO INC COM 48251W104 BBG001S6PW05 382,708 3,805 SH   SOLE   0 0 3,805
LANCASTER COLONY CORP COM 513847103 BBG001S5SPQ1 992,886 4,782 SH   SOLE   0 0 4,782
MCDONALDS CORP COM 580135101 BBG001S5T110 213,181 756 SH   SOLE   0 0 756
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,788,298 6,627 SH   SOLE   0 0 6,627
OATLY GROUP AB SPONSORED ADS 67421J108 BBG0105XBSL3 16,950 15,000 SH   SOLE   0 0 15,000
ORACLE CORP COM 68389X105 BBG001S5SJG6 522,412 4,159 SH   SOLE   0 0 4,159
PACER FDS TR TRENDP US LAR CP 69374H105 BBG009BJW8D9 1,667,807 34,950 SH   SOLE   0 0 34,950
PACER FDS TR TRENDP US MID CP 69374H204 BBG009BJVYS7 646,879 17,954 SH   SOLE   0 0 17,954
PACER FDS TR TRENDPILOT INTL 69374H683 BBG00P1MDHQ4 669,497 23,030 SH   SOLE   0 0 23,030
PEPSICO INC COM 713448108 BBG001S695T1 251,307 1,436 SH   SOLE   0 0 1,436
PFIZER INC COM 717081103 BBG001S5V466 342,120 12,329 SH   SOLE   0 0 12,329
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 326,030 3,559 SH   SOLE   0 0 3,559
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 652,203 6,487 SH   SOLE   0 0 6,487
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 723,960 4,462 SH   SOLE   0 0 4,462
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 322,591 9,059 SH   SOLE   0 0 9,059
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 278,957 1,356 SH   SOLE   0 0 1,356
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 3,694,130 102,076 SH   SOLE   0 0 102,076
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 362,488 693 SH   SOLE   0 0 693
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 3,918,664 131,631 SH   SOLE   0 0 131,631
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 BBG006T1GQZ9 576,159 22,737 SH   SOLE   0 0 22,737
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG001T66XM9 747,534 43,210 SH   SOLE   0 0 43,210
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 BBG001T96GD0 255,431 30,812 SH   SOLE   0 0 30,812
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 278,468 6,953 SH   SOLE   0 0 6,953
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 BBG01GZY8BG0 1,557,835 51,533 SH   SOLE   0 0 51,533
TESLA INC COM 88160R101 BBG001SQKGD7 254,193 1,446 SH   SOLE   0 0 1,446
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 8,844,281 179,798 SH   SOLE   0 0 179,798
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 2,342,665 6,806 SH   SOLE   0 0 6,806
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 245,559 2,839 SH   SOLE   0 0 2,839
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 20,958,461 43,600 SH   SOLE   0 0 43,600
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 208,073 801 SH   SOLE   0 0 801
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,378,021 14,602 SH   SOLE   0 0 14,602
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 366,501 8,774 SH   SOLE   0 0 8,774
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 764,882 6,922 SH   SOLE   81 0 6,841
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 796,393 15,739 SH   SOLE   0 0 15,739
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 846,310 10,947 SH   SOLE   0 0 10,947
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 7,722,099 128,061 SH   SOLE   0 0 128,061
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 11,364,890 226,528 SH   SOLE   32 0 226,496
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 660,302 5,458 SH   SOLE   0 0 5,458
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 289,458 1,358 SH   SOLE   0 0 1,358