The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 229,820 2,225 SH   SOLE   0 0 2,225
AMGEN INC COM 031162100 BBG001S5NNL6 290,100 1,200 SH   SOLE   0 0 1,200
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 216,942 1,100 SH   SOLE   0 0 1,100
APPLE INC COM 037833100 BBG001S5N8V8 2,519,160 15,277 SH   SOLE   0 0 15,277
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 426,104 1,380 SH   SOLE   0 0 1,380
BOEING CO COM 097023105 BBG001S5P0V3 270,636 1,274 SH   SOLE   0 0 1,274
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 BBG001T91S76 481,154 5,191 SH   SOLE   0 0 5,191
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 307,394 1,884 SH   SOLE   0 0 1,884
CISCO SYS INC COM 17275R102 BBG001S6HC62 303,613 5,808 SH   SOLE   0 0 5,808
COCA COLA CO COM 191216100 BBG001S5SMQ8 334,191 5,388 SH   SOLE   0 0 5,388
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 469,542 945 SH   SOLE   0 0 945
DISNEY WALT CO COM 254687106 BBG001S5QHF3 232,202 2,319 SH   SOLE   0 0 2,319
ECOLAB INC COM 278865100 BBG001S5QRB5 406,446 2,455 SH   SOLE   0 0 2,455
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 731,976 8,400 SH   SOLE   0 0 8,400
ERIE INDTY CO CL A 29530P102 BBG001S5QXV0 344,710 1,488 SH   SOLE   0 0 1,488
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 996,809 9,090 SH   SOLE   0 0 9,090
HERSHEY CO COM 427866108 BBG001S5S148 870,082 3,420 SH   SOLE   0 0 3,420
HOME DEPOT INC COM 437076102 BBG001S5RTW7 463,580 1,571 SH   SOLE   0 0 1,571
HUBBELL INC COM 443510607 BBG001S5S1L9 217,519 894 SH   SOLE   0 0 894
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,030,646 21,124 SH   SOLE   0 0 21,124
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 1,723,549 17,136 SH   SOLE   0 0 17,136
ISHARES TR 3YRTB ETF 464288125 BBG001T33X85 4,154,288 59,161 SH   SOLE   0 0 59,161
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 3,885,017 58,115 SH   SOLE   0 0 58,115
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 1,601,297 25,848 SH   SOLE   0 0 25,848
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 313,927 1,255 SH   SOLE   0 0 1,255
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,430,503 14,793 SH   SOLE   0 0 14,793
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 13,422,500 32,652 SH   SOLE   0 0 32,652
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 2,716,194 55,969 SH   SOLE   0 0 55,969
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 842,037 8,889 SH   SOLE   0 0 8,889
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 275,228 8,516 SH   SOLE   0 0 8,516
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 6,332,345 87,054 SH   SOLE   0 0 87,054
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 9,453,094 87,740 SH   SOLE   0 0 87,740
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 1,277,293 5,671 SH   SOLE   0 0 5,671
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 721,193 6,791 SH   SOLE   0 0 6,791
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 3,240,746 30,959 SH   SOLE   0 0 30,959
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 4,699,221 42,623 SH   SOLE   0 0 42,623
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 817,602 34,970 SH   SOLE   0 0 34,970
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 665,745 13,142 SH   SOLE   0 0 13,142
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 364,843 2,354 SH   SOLE   0 0 2,354
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 220,408 1,691 SH   SOLE   0 0 1,691
LANCASTER COLONY CORP COM 513847103 BBG001S5SPQ1 1,168,994 5,762 SH   SOLE   0 0 5,762
LEGG MASON ETF INVT FRANKLIN US LOW 52468L406 BBG00BRDT817 824,360 22,113 SH   SOLE   0 0 22,113
MCDONALDS CORP COM 580135101 BBG001S5T110 211,145 755 SH   SOLE   0 0 755
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,907,105 6,615 SH   SOLE   0 0 6,615
NIKE INC CL B 654106103 BBG001S6NTK2 204,686 1,669 SH   SOLE   0 0 1,669
OATLY GROUP AB SPONSORED ADS 67421J108 BBG0105XBSL3 36,300 15,000 SH   SOLE   0 0 15,000
ORACLE CORP COM 68389X105 BBG001S5SJG6 386,454 4,159 SH   SOLE   0 0 4,159
PACER FDS TR TRENDP US LAR CP 69374H105 BBG009BJW8D9 1,330,975 34,961 SH   SOLE   0 0 34,961
PACER FDS TR TRENDP US MID CP 69374H204 BBG009BJVYS7 556,633 17,532 SH   SOLE   0 0 17,532
PACER FDS TR TRENDPILOT INTL 69374H683 BBG00P1MDHQ4 592,018 22,544 SH   SOLE   0 0 22,544
PEPSICO INC COM 713448108 BBG001S695T1 251,203 1,378 SH   SOLE   0 0 1,378
PFIZER INC COM 717081103 BBG001S5V466 557,364 13,661 SH   SOLE   0 0 13,661
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 355,625 3,657 SH   SOLE   0 0 3,657
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 234,330 2,361 SH   SOLE   0 0 2,361
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 663,455 4,462 SH   SOLE   0 0 4,462
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 292,656 9,359 SH   SOLE   0 0 9,359
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 448,916 8,374 SH   SOLE   0 0 8,374
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 248,447 1,356 SH   SOLE   0 0 1,356
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 3,392,304 99,394 SH   SOLE   0 0 99,394
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 367,632 898 SH   SOLE   0 0 898
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 4,478,500 151,147 SH   SOLE   0 0 151,147
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 BBG006T1GQZ9 691,089 24,472 SH   SOLE   0 0 24,472
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG001T66XM9 653,617 42,278 SH   SOLE   0 0 42,278
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 BBG001T96GD0 287,922 34,523 SH   SOLE   0 0 34,523
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 263,372 6,419 SH   SOLE   0 0 6,419
TESLA INC COM 88160R101 BBG001SQKGD7 318,658 1,536 SH   SOLE   0 0 1,536
UNION PAC CORP COM 907818108 BBG001S5X2M0 211,726 1,052 SH   SOLE   0 0 1,052
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 8,097,583 165,527 SH   SOLE   0 0 165,527
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,766,793 7,083 SH   SOLE   0 0 7,083
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 241,832 2,912 SH   SOLE   0 0 2,912
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 15,253,165 40,559 SH   SOLE   0 0 40,559
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,060,402 14,919 SH   SOLE   0 0 14,919
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 364,329 9,018 SH   SOLE   0 0 9,018
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 719,854 7,817 SH   SOLE   81 0 7,736
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,430,360 47,974 SH   SOLE   0 0 47,974
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 997,573 13,086 SH   SOLE   0 0 13,086
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 7,124,195 129,038 SH   SOLE   0 0 129,038
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 9,216,413 204,038 SH   SOLE   31 0 204,007
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 554,566 5,257 SH   SOLE   0 0 5,257
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 202,508 5,207 SH   SOLE   0 0 5,207
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 221,585 1,358 SH   SOLE   0 0 1,358