The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100   315,168 1,200 SH   SOLE   0 0 1,200
APPLE INC COM 037833100   1,988,797 15,307 SH   SOLE   0 0 15,307
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   426,282 1,380 SH   SOLE   0 0 1,380
BOEING CO COM 097023105   242,684 1,274 SH   SOLE   0 0 1,274
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   542,563 5,191 SH   SOLE   0 0 5,191
CHEVRON CORP NEW COM 166764100   338,159 1,884 SH   SOLE   0 0 1,884
CISCO SYS INC COM 17275R102   276,693 5,808 SH   SOLE   0 0 5,808
COCA COLA CO COM 191216100   342,704 5,388 SH   SOLE   0 0 5,388
COSTCO WHSL CORP NEW COM 22160K105   431,393 945 SH   SOLE   0 0 945
DANAHER CORPORATION COM 235851102   201,188 758 SH   SOLE   0 0 758
DISNEY WALT CO COM 254687106   201,475 2,319 SH   SOLE   0 0 2,319
ECOLAB INC COM 278865100   357,412 2,455 SH   SOLE   0 0 2,455
EMERSON ELEC CO COM 291011104   816,510 8,500 SH   SOLE   0 0 8,500
ERIE INDTY CO CL A 29530P102   370,095 1,488 SH   SOLE   0 0 1,488
EXXON MOBIL CORP COM 30231G102   1,002,627 9,090 SH   SOLE   0 0 9,090
HERSHEY CO COM 427866108   791,969 3,420 SH   SOLE   0 0 3,420
HOME DEPOT INC COM 437076102   496,158 1,571 SH   SOLE   0 0 1,571
HUBBELL INC COM 443510607   209,804 894 SH   SOLE   0 0 894
ISHARES INC CORE MSCI EMKT 46434G103   919,922 19,699 SH   SOLE   0 0 19,699
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,555,527 25,520 SH   SOLE   0 0 25,520
ISHARES TR 3YRTB ETF 464288125   4,075,330 58,562 SH   SOLE   0 0 58,562
ISHARES TR CORE MSCI EAFE 46432F842   3,526,697 57,214 SH   SOLE   0 0 57,214
ISHARES TR CORE MSCI TOTAL 46432F834   1,571,768 27,156 SH   SOLE   0 0 27,156
ISHARES TR CORE S&P MCP ETF 464287507   303,527 1,255 SH   SOLE   0 0 1,255
ISHARES TR CORE S&P SCP ETF 464287804   1,671,613 17,663 SH   SOLE   0 0 17,663
ISHARES TR CORE S&P500 ETF 464287200   11,770,801 30,636 SH   SOLE   0 0 30,636
ISHARES TR EAFE VALUE ETF 464288877   2,565,072 55,908 SH   SOLE   0 0 55,908
ISHARES TR MBS ETF 464288588   492,681 5,312 SH   SOLE   0 0 5,312
ISHARES TR MSCI INTL MOMENT 46434V449   262,548 8,516 SH   SOLE   0 0 8,516
ISHARES TR MSCI USA MIN VOL 46429B697   6,013,468 83,405 SH   SOLE   0 0 83,405
ISHARES TR NATIONAL MUN ETF 464288414   9,236,660 87,535 SH   SOLE   0 0 87,535
ISHARES TR RUS 1000 ETF 464287622   1,273,861 6,051 SH   SOLE   0 0 6,051
ISHARES TR RUS MDCP VAL ETF 464287473   714,968 6,787 SH   SOLE   0 0 6,787
ISHARES TR SHRT NAT MUN ETF 464288158   3,228,021 30,958 SH   SOLE   0 0 30,958
ISHARES TR TIPS BD ETF 464287176   4,547,250 42,721 SH   SOLE   0 0 42,721
ISHARES TR US TREAS BD ETF 46429B267   1,427,792 62,843 SH   SOLE   0 0 62,843
ISHARES TR USD INV GRDE ETF 464288620   676,788 13,781 SH   SOLE   0 0 13,781
JOHNSON & JOHNSON COM 478160104   415,742 2,353 SH   SOLE   0 0 2,353
JPMORGAN CHASE & CO COM 46625H100   226,809 1,691 SH   SOLE   0 0 1,691
LANCASTER COLONY CORP COM 513847103   1,308,691 6,633 SH   SOLE   0 0 6,633
LEGG MASON ETF INVT FRANKLIN US LOW 52468L406   840,286 22,090 SH   SOLE   0 0 22,090
MICROSOFT CORP COM 594918104   1,588,808 6,625 SH   SOLE   0 0 6,625
OATLY GROUP AB SPONSORED ADS 67421J108   26,100 15,000 SH   SOLE   0 0 15,000
ORACLE CORP COM 68389X105   339,957 4,159 SH   SOLE   0 0 4,159
PACER FDS TR TRENDP US LAR CP 69374H105   1,243,369 33,165 SH   SOLE   0 0 33,165
PACER FDS TR TRENDP US MID CP 69374H204   500,741 16,044 SH   SOLE   0 0 16,044
PACER FDS TR TRENDPILOT INTL 69374H683   494,095 20,375 SH   SOLE   0 0 20,375
PEPSICO INC COM 713448108   248,669 1,376 SH   SOLE   0 0 1,376
PFIZER INC COM 717081103   699,849 13,658 SH   SOLE   0 0 13,658
PHILIP MORRIS INTL INC COM 718172109   369,941 3,655 SH   SOLE   0 0 3,655
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   246,230 2,496 SH   SOLE   0 0 2,496
PROCTER AND GAMBLE CO COM 742718109   676,261 4,462 SH   SOLE   0 0 4,462
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   272,066 9,359 SH   SOLE   0 0 9,359
SCHWAB STRATEGIC TR US TIPS ETF 808524870   450,248 8,694 SH   SOLE   0 0 8,694
SPDR GOLD TR GOLD SHS 78463V107   206,282 1,216 SH   SOLE   0 0 1,216
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,291,109 99,852 SH   SOLE   0 0 99,852
SPDR S&P 500 ETF TR TR UNIT 78462F103   343,422 898 SH   SOLE   0 0 898
SPDR SER TR PORTFOLIO SHORT 78464A474   4,413,485 150,221 SH   SOLE   0 0 150,221
SPROTT ETF TRUST GOLD MINERS ETF 85210B102   605,927 24,472 SH   SOLE   0 0 24,472
SPROTT PHYSICAL GOLD TR UNIT 85207H104   619,949 43,968 SH   SOLE   0 0 43,968
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   307,649 37,336 SH   SOLE   0 0 37,336
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   201,601 5,035 SH   SOLE   0 0 5,035
UNION PAC CORP COM 907818108   217,838 1,052 SH   SOLE   0 0 1,052
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,356,193 155,096 SH   SOLE   0 0 155,096
VANGUARD INDEX FDS GROWTH ETF 922908736   1,820,458 8,542 SH   SOLE   0 0 8,542
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   240,108 2,911 SH   SOLE   0 0 2,911
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,438,227 38,248 SH   SOLE   0 0 38,248
VANGUARD INDEX FDS VALUE ETF 922908744   2,066,948 14,725 SH   SOLE   0 0 14,725
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   351,522 9,018 SH   SOLE   0 0 9,018
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   696,366 8,079 SH   SOLE   80 0 7,999
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,373,626 47,962 SH   SOLE   0 0 47,962
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   961,981 12,794 SH   SOLE   0 0 12,794
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,576,994 127,165 SH   SOLE   0 0 127,165
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,153,219 194,263 SH   SOLE   31 0 194,232
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   568,809 5,257 SH   SOLE   0 0 5,257
VERIZON COMMUNICATIONS INC COM 92343V104   205,067 5,205 SH   SOLE   0 0 5,205
WASTE MGMT INC DEL COM 94106L109   213,043 1,358 SH   SOLE   0 0 1,358