The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 220 79 SH   SOLE   0 0 79
AMAZON COM INC COM 023135106 362 111 SH   SOLE   0 0 111
AMGEN INC COM 031162100 290 1,200 SH   SOLE   0 0 1,200
APPLE INC COM 037833100 2,618 14,991 SH   SOLE   0 0 14,991
BARINGS BDC INC COM 06759L103 122 11,759 SH   SOLE   0 0 11,759
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 427 1,209 SH   SOLE   0 0 1,209
BOEING CO COM 097023105 244 1,274 SH   SOLE   0 0 1,274
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 609 6,934 SH   SOLE   0 0 6,934
CHEVRON CORP NEW COM 166764100 307 1,884 SH   SOLE   0 0 1,884
CISCO SYS INC COM 17275R102 355 6,368 SH   SOLE   0 0 6,368
COCA COLA CO COM 191216100 329 5,304 SH   SOLE   0 0 5,304
COSTCO WHSL CORP NEW COM 22160K105 567 985 SH   SOLE   0 0 985
DANAHER CORPORATION COM 235851102 218 742 SH   SOLE   0 0 742
DISNEY WALT CO COM 254687106 330 2,403 SH   SOLE   0 0 2,403
ECOLAB INC COM 278865100 229 1,295 SH   SOLE   0 0 1,295
EMERSON ELEC CO COM 291011104 833 8,500 SH   SOLE   0 0 8,500
ERIE INDTY CO CL A 29530P102 262 1,488 SH   SOLE   0 0 1,488
EXXON MOBIL CORP COM 30231G102 924 11,190 SH   SOLE   0 0 11,190
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 236 4,813 SH   SOLE   0 0 4,813
HERSHEY CO COM 427866108 741 3,420 SH   SOLE   0 0 3,420
HOME DEPOT INC COM 437076102 470 1,571 SH   SOLE   0 0 1,571
INTEL CORP COM 458140100 302 6,085 SH   SOLE   0 0 6,085
ISHARES INC CORE MSCI EMKT 46434G103 1,753 31,560 SH   SOLE   0 0 31,560
ISHARES TR CORE MSCI EAFE 46432F842 6,324 90,973 SH   SOLE   0 0 90,973
ISHARES TR CORE MSCI TOTAL 46432F834 1,540 23,136 SH   SOLE   0 0 23,136
ISHARES TR CORE S&P MCP ETF 464287507 311 1,158 SH   SOLE   0 0 1,158
ISHARES TR CORE S&P SCP ETF 464287804 1,080 10,010 SH   SOLE   0 0 10,010
ISHARES TR CORE S&P500 ETF 464287200 12,877 28,384 SH   SOLE   0 0 28,384
ISHARES TR CORE US AGGBD ET 464287226 207 1,936 SH   SOLE   0 0 1,936
ISHARES TR MBS ETF 464288588 681 6,690 SH   SOLE   0 0 6,690
ISHARES TR MSCI INTL MOMENT 46434V449 502 14,158 SH   SOLE   0 0 14,158
ISHARES TR MSCI USA MIN VOL 46429B697 6,545 84,376 SH   SOLE   0 0 84,376
ISHARES TR NATIONAL MUN ETF 464288414 491 4,476 SH   SOLE   0 0 4,476
ISHARES TR S&P 100 ETF 464287101 218 1,045 SH   SOLE   0 0 1,045
ISHARES TR SHRT NAT MUN ETF 464288158 321 3,072 SH   SOLE   0 0 3,072
ISHARES TR US TREAS BD ETF 46429B267 1,599 64,175 SH   SOLE   0 0 64,175
ISHARES TR USD INV GRDE ETF 464288620 1,249 22,692 SH   SOLE   0 0 22,692
JOHNSON & JOHNSON COM 478160104 409 2,306 SH   SOLE   0 0 2,306
JPMORGAN CHASE & CO COM 46625H100 243 1,781 SH   SOLE   0 0 1,781
KKR & CO INC COM 48251W104 222 3,805 SH   SOLE   0 0 3,805
LANCASTER COLONY CORP COM 513847103 989 6,633 SH   SOLE   0 0 6,633
MICROSOFT CORP COM 594918104 2,035 6,601 SH   SOLE   0 0 6,601
NIKE INC CL B 654106103 222 1,650 SH   SOLE   0 0 1,650
ORACLE CORP COM 68389X105 344 4,159 SH   SOLE   0 0 4,159
PACER FDS TR TRENDP US LAR CP 69374H105 1,779 45,809 SH   SOLE   0 0 45,809
PACER FDS TR TRENDP US MID CP 69374H204 701 20,335 SH   SOLE   0 0 20,335
PACER FDS TR TRENDPILOT INTL 69374H683 635 24,635 SH   SOLE   0 0 24,635
PEPSICO INC COM 713448108 211 1,258 SH   SOLE   0 0 1,258
PFIZER INC COM 717081103 693 13,394 SH   SOLE   0 0 13,394
PHILIP MORRIS INTL INC COM 718172109 331 3,524 SH   SOLE   0 0 3,524
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 250 2,496 SH   SOLE   0 0 2,496
PROCTER AND GAMBLE CO COM 742718109 682 4,462 SH   SOLE   0 0 4,462
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 278 9,599 SH   SOLE   0 0 9,599
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 379 11,771 SH   SOLE   0 0 11,771
SCHWAB STRATEGIC TR US TIPS ETF 808524870 506 8,335 SH   SOLE   0 0 8,335
SPDR GOLD TR GOLD SHS 78463V107 206 1,141 SH   SOLE   0 0 1,141
SPDR S&P 500 ETF TR TR UNIT 78462F103 406 898 SH   SOLE   0 0 898
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 958 29,026 SH   SOLE   0 0 29,026
SPROTT PHYSICAL GOLD TR UNIT 85207H104 884 57,514 SH   SOLE   0 0 57,514
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 361 41,157 SH   SOLE   0 0 41,157
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 225 5,035 SH   SOLE   0 0 5,035
TESLA INC COM 88160R101 544 505 SH   SOLE   0 0 505
UNION PAC CORP COM 907818108 287 1,052 SH   SOLE   0 0 1,052
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11,747 224,010 SH   SOLE   0 0 224,010
VANGUARD INDEX FDS GROWTH ETF 922908736 1,272 4,424 SH   SOLE   0 0 4,424
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 308 2,845 SH   SOLE   0 0 2,845
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,702 37,821 SH   SOLE   0 0 37,821
VANGUARD INDEX FDS TOTAL STK MKT 922908769 319 1,401 SH   SOLE   0 0 1,401
VANGUARD INDEX FDS VALUE ETF 922908744 1,236 8,364 SH   SOLE   0 0 8,364
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 774 7,637 SH   SOLE   79 0 7,558
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,462 259,455 SH   SOLE   31 0 259,424
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 590 5,257 SH   SOLE   0 0 5,257
VERIZON COMMUNICATIONS INC COM 92343V104 267 5,250 SH   SOLE   0 0 5,250
WASTE MGMT INC DEL COM 94106L109 215 1,358 SH   SOLE   0 0 1,358