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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE DIV GRWTH 46434V621   15,427,189 311,472 SH   SOLE   0 0 311,472
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   11,158,602 108,000 SH   SOLE   0 0 108,000
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,502,430 160,297 SH   SOLE   0 0 160,297
ISHARES TR 0-5YR HI YL CP 46434V407   8,797,761 214,423 SH   SOLE   0 0 214,423
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   5,376,432 320,598 SH   SOLE   0 0 320,598
GLOBAL X FDS S&P 500 COVERED 37954Y475   5,265,144 135,386 SH   SOLE   0 0 135,386
SPDR SER TR PORTFOLIO SHORT 78464A474   4,412,322 150,488 SH   SOLE   0 0 150,488
ISHARES TR MODERT ALLOC ETF 464289875   4,331,663 111,268 SH   SOLE   0 0 111,268
ISHARES TR CONSER ALLOC ETF 464289883   4,266,275 125,623 SH   SOLE   0 0 125,623
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,634,010 58,717 SH   SOLE   0 0 58,717
VANGUARD INDEX FDS VALUE ETF 922908744   3,624,322 26,277 SH   SOLE   0 0 26,277
ISHARES TR IBOXX HI YD ETF 464288513   3,599,913 48,832 SH   SOLE   0 0 48,832
WISDOMTREE TR INTL EQUITY FD 97717W703   3,580,605 74,056 SH   SOLE   0 0 74,056
APPLE INC COM 037833100   3,163,003 18,474 SH   SOLE   0 0 18,474
FIRST TR NASDAQ 100 TECH IND SHS 337345102   3,018,468 20,778 SH   SOLE   0 0 20,778
ISHARES TR IBOXX INV CP ETF 464287242   2,908,724 28,511 SH   SOLE   0 0 28,511
ISHARES TR MSCI INTL QUALTY 46434V456   2,775,326 82,574 SH   SOLE   0 0 82,574
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   2,743,871 18,926 SH   SOLE   0 0 18,926
SPDR SER TR SSGA US LRG ETF 78468R804   2,722,132 20,387 SH   SOLE   0 0 20,387
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,627,540 20,064 SH   SOLE   0 0 20,064
PIMCO ETF TR ACTIVE BD ETF 72201R775   2,575,291 29,298 SH   SOLE   0 0 29,298
ISHARES TR US TREAS BD ETF 46429B267   2,568,859 116,554 SH   SOLE   0 0 116,554
ISHARES TR MSCI ACWI ETF 464288257   2,387,187 25,844 SH   SOLE   0 0 25,844
SPDR SER TR S&P 400 MDCP GRW 78464A821   2,347,580 33,954 SH   SOLE   0 0 33,954
ISHARES TR US TRSPRTION 464287192   2,209,768 9,453 SH   SOLE   0 0 9,453
ISHARES TR INTL SEL DIV ETF 464288448   2,115,881 83,302 SH   SOLE   0 0 83,302
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   2,052,197 45,173 SH   SOLE   0 0 45,173
MICROSOFT CORP COM 594918104   1,915,666 6,067 SH   SOLE   0 0 6,067
ISHARES TR ISHARES BIOTECH 464287556   1,902,447 15,557 SH   SOLE   0 0 15,557
AMAZON COM INC COM 023135106   1,850,740 14,559 SH   SOLE   0 0 14,559
ISHARES TR RUS 1000 GRW ETF 464287614   1,849,478 6,953 SH   SOLE   0 0 6,953
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,831,099 60,273 SH   SOLE   0 0 60,273
ISHARES TR U.S. MED DVC ETF 464288810   1,774,701 36,592 SH   SOLE   0 0 36,592
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,751,426 4,460 SH   SOLE   0 0 4,460
ISHARES TR S&P MC 400GR ETF 464287606   1,737,023 24,045 SH   SOLE   0 0 24,045
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,631,384 21,562 SH   SOLE   0 0 21,562
ISHARES TR EXPANDED TECH 464287515   1,624,214 4,759 SH   SOLE   0 0 4,759
ISHARES TR US HLTHCR PR ETF 464288828   1,609,983 6,542 SH   SOLE   0 0 6,542
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,602,645 10,314 SH   SOLE   0 0 10,314
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,587,031 26,931 SH   SOLE   0 0 26,931
ISHARES TR CORE HIGH DV ETF 46429B663   1,580,927 15,987 SH   SOLE   0 0 15,987
WISDOMTREE TR CLOUD COMPUTNG 97717Y691   1,527,012 51,536 SH   SOLE   0 0 51,536
ISHARES TR SELECT DIVID ETF 464287168   1,361,865 12,652 SH   SOLE   0 0 12,652
JOHNSON & JOHNSON COM 478160104   1,101,028 7,069 SH   SOLE   0 0 7,069
ISHARES TR GL CLEAN ENE ETF 464288224   970,470 66,380 SH   SOLE   0 0 66,380
TOTALENERGIES SE SPONSORED ADS 89151E109   831,816 12,649 SH   SOLE   0 0 12,649
ISHARES TR FLTG RATE NT ETF 46429B655   769,157 15,114 SH   SOLE   0 0 15,114
ISHARES TR CORE S&P500 ETF 464287200   701,559 1,634 SH   SOLE   0 0 1,634
PHILIP MORRIS INTL INC COM 718172109   649,668 7,017 SH   SOLE   0 0 7,017
VERIZON COMMUNICATIONS INC COM 92343V104   622,662 19,212 SH   SOLE   0 0 19,212
ALPHABET INC CAP STK CL A 02079K305   596,460 4,558 SH   SOLE   0 0 4,558
SPDR S&P 500 ETF TR TR UNIT 78462F103   575,385 1,346 SH   SOLE   0 0 1,346
DUKE ENERGY CORP NEW COM NEW 26441C204   551,736 6,251 SH   SOLE   0 0 6,251
AMGEN INC COM 031162100   539,908 2,009 SH   SOLE   0 0 2,009
PNC FINL SVCS GROUP INC COM 693475105   524,694 4,274 SH   SOLE   0 0 4,274
EXXON MOBIL CORP COM 30231G102   506,366 4,307 SH   SOLE   0 0 4,307
WILLIAMS COS INC COM 969457100   504,002 14,960 SH   SOLE   0 0 14,960
NVIDIA CORPORATION COM 67066G104   503,369 1,157 SH   SOLE   0 0 1,157
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   491,738 9,856 SH   SOLE   0 0 9,856
ENBRIDGE INC COM 29250N105   484,240 14,590 SH   SOLE   0 0 14,590
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   483,659 10,230 SH   SOLE   0 0 10,230
CHEVRON CORP NEW COM 166764100   479,798 2,845 SH   SOLE   0 0 2,845
ABBVIE INC COM 00287Y109   473,831 3,179 SH   SOLE   0 0 3,179
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   471,752 6,277 SH   SOLE   0 0 6,277
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   471,330 4,977 SH   SOLE   0 0 4,977
PFIZER INC COM 717081103   462,845 13,954 SH   SOLE   0 0 13,954
INTEL CORP COM 458140100   446,626 12,563 SH   SOLE   0 0 12,563
COLGATE PALMOLIVE CO COM 194162103   443,573 6,238 SH   SOLE   0 0 6,238
SPDR SER TR PRTFLO S&P500 VL 78464A508   429,152 10,401 SH   SOLE   0 0 10,401
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   428,767 1,224 SH   SOLE   0 0 1,224
BCE INC COM NEW 05534B760   428,465 11,225 SH   SOLE   0 0 11,225
LINDE PLC SHS G54950103   427,085 1,147 SH   SOLE   0 0 1,147
NATIONAL GRID PLC SPONSORED ADR NE 636274409   413,819 6,825 SH   SOLE   0 0 6,825
ORACLE CORP COM 68389X105   409,135 3,863 SH   SOLE   0 0 3,863
SOUTHERN CO COM 842587107   402,437 6,218 SH   SOLE   0 0 6,218
SANOFI SPONSORED ADR 80105N105   395,227 7,368 SH   SOLE   0 0 7,368
BANK AMERICA CORP COM 060505104   383,187 13,995 SH   SOLE   0 0 13,995
INVESCO QQQ TR UNIT SER 1 46090E103   375,135 1,047 SH   SOLE   0 0 1,047
KIMBERLY-CLARK CORP COM 494368103   372,784 3,085 SH   SOLE   0 0 3,085
DOMINION ENERGY INC COM 25746U109   364,652 8,163 SH   SOLE   0 0 8,163
WEST PHARMACEUTICAL SVSC INC COM 955306105   364,342 971 SH   SOLE   0 0 971
CAMPBELL SOUP CO COM 134429109   354,192 8,622 SH   SOLE   0 0 8,622
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   353,346 2,874 SH   SOLE   0 0 2,874
SALESFORCE INC COM 79466L302   345,334 1,703 SH   SOLE   0 0 1,703
AMERICAN ELEC PWR CO INC COM 025537101   340,745 4,530 SH   SOLE   0 0 4,530
NOVO-NORDISK A S ADR 670100205   334,540 3,679 SH   SOLE   0 0 3,679
UNILEVER PLC SPON ADR NEW 904767704   334,024 6,762 SH   SOLE   0 0 6,762
CROWN CASTLE INC COM 22822V101   333,736 3,626 SH   SOLE   0 0 3,626
US BANCORP DEL COM NEW 902973304   329,484 9,966 SH   SOLE   0 0 9,966
AT&T INC COM 00206R102   328,995 21,904 SH   SOLE   0 0 21,904
MERCK & CO INC COM 58933Y105   328,912 3,195 SH   SOLE   0 0 3,195
JPMORGAN CHASE & CO COM 46625H100   322,629 2,225 SH   SOLE   0 0 2,225
TC ENERGY CORP COM 87807B107   322,499 9,372 SH   SOLE   0 0 9,372
EXELON CORP COM 30161N101   322,165 8,525 SH   SOLE   0 0 8,525
UNITED PARCEL SERVICE INC CL B 911312106   305,255 1,958 SH   SOLE   0 0 1,958
MEDTRONIC PLC SHS G5960L103   301,297 3,845 SH   SOLE   0 0 3,845
ADVANCED MICRO DEVICES INC COM 007903107   299,412 2,912 SH   SOLE   0 0 2,912
VISA INC COM CL A 92826C839   292,643 1,272 SH   SOLE   0 0 1,272
ASML HOLDING N V N Y REGISTRY SHS N07059210   281,379 478 SH   SOLE   0 0 478
ISHARES TR CORE TOTAL USD 46434V613   277,129 6,339 SH   SOLE   0 0 6,339
HUNTINGTON BANCSHARES INC COM 446150104   276,413 26,578 SH   SOLE   0 0 26,578
CATERPILLAR INC COM 149123101   275,190 1,008 SH   SOLE   0 0 1,008
STONEX GROUP INC COM 861896108   274,090 2,828 SH   SOLE   0 0 2,828
CONSTELLATION ENERGY CORP COM 21037T109   272,487 2,498 SH   SOLE   0 0 2,498
SPDR SER TR PRTFLO S&P500 HI 78468R788   272,302 7,765 SH   SOLE   0 0 7,765
ENTERGY CORP NEW COM 29364G103   270,930 2,929 SH   SOLE   0 0 2,929
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   266,796 8,494 SH   SOLE   0 0 8,494
MARRIOTT INTL INC NEW CL A 571903202   266,355 1,355 SH   SOLE   0 0 1,355
PEPSICO INC COM 713448108   263,955 1,558 SH   SOLE   0 0 1,558
HOME DEPOT INC COM 437076102   260,353 862 SH   SOLE   0 0 862
LAM RESEARCH CORP COM 512807108   256,516 409 SH   SOLE   0 0 409
ISHARES TR ESG AWR MSCI USA 46435G425   251,610 2,679 SH   SOLE   0 0 2,679
VANGUARD STAR FDS VG TL INTL STK F 921909768   250,587 4,682 SH   SOLE   0 0 4,682
TRUIST FINL CORP COM 89832Q109   249,386 8,717 SH   SOLE   0 0 8,717
MARSH & MCLENNAN COS INC COM 571748102   243,447 1,279 SH   SOLE   0 0 1,279
META PLATFORMS INC CL A 30303M102   242,269 807 SH   SOLE   0 0 807
INVESCO EXCH TRADED FD TR II GLOBAL EX US HGH 46138E669   239,596 12,684 SH   SOLE   0 0 12,684
ISHARES TR 0-5 YR TIPS ETF 46429B747   236,881 2,444 SH   SOLE   0 0 2,444
PROCTER AND GAMBLE CO COM 742718109   235,877 1,617 SH   SOLE   0 0 1,617
ELI LILLY & CO COM 532457108   233,220 434 SH   SOLE   0 0 434
ALPHABET INC CAP STK CL C 02079K107   230,342 1,747 SH   SOLE   0 0 1,747
SPDR SER TR PORTFOLIO S&P500 78464A854   226,930 4,515 SH   SOLE   0 0 4,515
GILEAD SCIENCES INC COM 375558103   225,182 3,005 SH   SOLE   0 0 3,005
MASTERCARD INCORPORATED CL A 57636Q104   223,638 565 SH   SOLE   0 0 565
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   219,104 5,012 SH   SOLE   0 0 5,012
ISHARES TR MSCI USA MIN VOL 46429B697   214,659 2,966 SH   SOLE   0 0 2,966
AMCOR PLC ORD G0250X107   214,055 23,368 SH   SOLE   0 0 23,368
CANADIAN IMPERIAL BK COMM TO COM 136069101   213,661 5,534 SH   SOLE   0 0 5,534
ADOBE INC COM 00724F101   213,138 418 SH   SOLE   0 0 418
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   213,017 3,010 SH   SOLE   0 0 3,010
WALMART INC COM 931142103   207,074 1,295 SH   SOLE   0 0 1,295
COCA COLA CO COM 191216100   204,731 3,657 SH   SOLE   0 0 3,657
BANCO SANTANDER S.A. ADR 05964H105   70,436 18,733 SH   SOLE   0 0 18,733
AURORA INNOVATION INC *W EXP 11/03/202 051774115   3,969 12,404 SH   SOLE   0 0 12,404
IOVANCE BIOTHERAPEUTICS INC COM 462260100   45,500 10,000 SH   SOLE   0 0 10,000
THE LION ELECTRIC COMPANY *W EXP 05/06/202 536221112   1,545 10,000 SH   SOLE   0 0 10,000
CVS HEALTH CORP COM 126650100   209,260 2,593 SH   SOLE   0 0 2,593