The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 501 3,365 SH   SOLE   0 0 3,365
ABBOTT LABS COM 002824100 220 1,862 SH   SOLE   0 0 1,862
ABBVIE INC COM 00287Y109 298 1,840 SH   SOLE   0 0 1,840
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 350 18,840 SH   SOLE   0 0 18,840
ALLIANT ENERGY CORP COM 018802108 325 5,200 SH   SOLE   0 0 5,200
ALPHABET INC CAP STK CL A 02079K305 1,396 502 SH   SOLE   0 0 502
ALPHABET INC CAP STK CL C 02079K107 2,564 918 SH   SOLE   0 0 918
AMAZON COM INC COM 023135106 2,983 915 SH   SOLE   0 0 915
AMEREN CORP COM 023608102 277 2,950 SH   SOLE   0 0 2,950
AMERICAN TOWER CORP NEW COM 03027X100 2,892 11,511 SH   SOLE   0 0 11,511
APPLE INC COM 037833100 4,182 23,952 SH   SOLE   0 0 23,952
ARCHER DANIELS MIDLAND CO COM 039483102 3,024 33,508 SH   SOLE   0 0 33,508
BLACKSTONE INC COM 09260D107 4,031 31,752 SH   SOLE   0 0 31,752
CANADIAN NATL RY CO COM 136375102 2,575 19,196 SH   SOLE   0 0 19,196
CARRIER GLOBAL CORPORATION COM 14448C104 1,643 35,811 SH   SOLE   0 0 35,811
CATERPILLAR INC COM 149123101 2,580 11,581 SH   SOLE   0 0 11,581
CHEVRON CORP NEW COM 166764100 3,392 20,830 SH   SOLE   0 0 20,830
COSTCO WHSL CORP NEW COM 22160K105 3,731 6,479 SH   SOLE   0 0 6,479
EXXON MOBIL CORP COM 30231G102 206 2,500 SH   SOLE   0 0 2,500
HOME DEPOT INC COM 437076102 2,933 9,798 SH   SOLE   0 0 9,798
INTUITIVE SURGICAL INC COM NEW 46120E602 3,121 10,345 SH   SOLE   0 0 10,345
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 385 7,345 SH   SOLE   0 0 7,345
ISHARES GOLD TR ISHARES NEW 464285204 5,312 144,227 SH   SOLE   0 0 144,227
ISHARES TR PFD AND INCM SEC 464288687 281 7,707 SH   SOLE   0 0 7,707
JOHNSON & JOHNSON COM 478160104 2,721 15,353 SH   SOLE   0 0 15,353
JPMORGAN CHASE & CO COM 46625H100 2,455 18,012 SH   SOLE   0 0 18,012
LILLY ELI & CO COM 532457108 4,026 14,059 SH   SOLE   0 0 14,059
MERCK & CO INC COM 58933Y105 2,423 29,528 SH   SOLE   0 0 29,528
METLIFE INC COM 59156R108 1,577 22,445 SH   SOLE   0 0 22,445
MICROSOFT CORP COM 594918104 3,768 12,220 SH   SOLE   0 0 12,220
NIKE INC CL B 654106103 2,839 21,100 SH   SOLE   0 0 21,100
NUVEEN MULTI-MKT INCOME FD COM 67075J107 166 25,582 SH   SOLE   0 0 25,582
NVIDIA CORPORATION COM 67066G104 1,576 5,777 SH   SOLE   0 0 5,777
OLD DOMINION FREIGHT LINE IN COM 679580100 519 1,737 SH   SOLE   0 0 1,737
PROCTER AND GAMBLE CO COM 742718109 909 5,949 SH   SOLE   0 0 5,949
RAYTHEON TECHNOLOGIES CORP COM 75513E101 210 2,124 SH   SOLE   0 0 2,124
S&P GLOBAL INC COM 78409V104 1,969 4,800 SH   SOLE   0 0 4,800
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,848 36,544 SH   SOLE   0 0 36,544
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,355 137,753 SH   SOLE   0 0 137,753
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 400 5,340 SH   SOLE   0 0 5,340
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,541 20,317 SH   SOLE   0 0 20,317
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,444 72,726 SH   SOLE   0 0 72,726
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,804 37,663 SH   SOLE   0 0 37,663
SOUTHERN CO COM 842587107 239 3,300 SH   SOLE   0 0 3,300
SPDR GOLD TR GOLD SHS 78463V107 4,241 23,479 SH   SOLE   0 0 23,479
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 302 4,807 SH   SOLE   0 0 4,807
STARBUCKS CORP COM 855244109 2,640 29,024 SH   SOLE   0 0 29,024
STRYKER CORPORATION COM 863667101 3,355 12,549 SH   SOLE   0 0 12,549
TRI CONTL CORP COM 895436103 695 22,539 SH   SOLE   0 0 22,539
UNITEDHEALTH GROUP INC COM 91324P102 3,902 7,650 SH   SOLE   0 0 7,650
US BANCORP DEL COM NEW 902973304 2,514 47,305 SH   SOLE   0 0 47,305
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 7,710 73,751 SH   SOLE   0 0 73,751
VANGUARD INDEX FDS MID CAP ETF 922908629 266 1,116 SH   SOLE   0 0 1,116
VANGUARD INDEX FDS SMALL CP ETF 922908751 328 1,543 SH   SOLE   0 0 1,543
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,779 20,989 SH   SOLE   0 0 20,989
VERIZON COMMUNICATIONS INC COM 92343V104 2,101 41,243 SH   SOLE   0 0 41,243
VISA INC COM CL A 92826C839 2,717 12,251 SH   SOLE   0 0 12,251
WASTE MGMT INC DEL COM 94106L109 3,426 21,617 SH   SOLE   0 0 21,617
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106 247 21,114 SH   SOLE   0 0 21,114