The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 13 93 SH   SOLE   93 0 93
AIRBNB INC COM CL A 009066101 21 135 SH   SOLE   135 0 135
ISHARES INC MSCI GBL MIN VOL 464286525 124 1,209 SH   SOLE   1,209 0 1,209
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 102 3,094 SH   SOLE   3,094 0 3,094
ARK ETF TR INNOVATION ETF 00214Q104 97 738 SH   SOLE   738 0 738
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 20 885 SH   SOLE   885 0 885
CORTEVA INC COM 22052L104 4 100 SH   SOLE   100 0 100
ISHARES TR MSCI EMG MKT ETF 464287234 26 469 SH   SOLE   469 0 469
ISHARES TR MSCI EAFE ETF 464287465 75 955 SH   SOLE   955 0 955
ISHARES TR JPMORGAN USD EMG 464288281 51 451 SH   SOLE   451 0 451
INDEXIQ ETF TR IQ GLB RES ETF 45409B883 612 21,284 SH   SOLE   21,284 0 21,284
INVESCO EXCH TRADED FD TR II S&P INTL DEV 46138E256 51 1,882 SH   SOLE   1,882 0 1,882
ISHARES TR 3 7 YR TREAS BD 464288661 142 1,088 SH   SOLE   1,088 0 1,088
J P MORGAN EXCH TRADED FD ULTRA SHORT INC 46641Q837 95 1,870 SH   SOLE   1,870 0 1,870
ISHARES TR IBOXX INV CP ETF 464287242 92 688 SH   SOLE   688 0 688
ISHARES TR MBS ETF 464288588 147 1,356 SH   SOLE   1,356 0 1,356
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 45 441 SH   SOLE   441 0 441
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 38 1,131 SH   SOLE   1,131 0 1,131
MODERNA INC COM 60770K107 112 475 SH   SOLE   475 0 475
ISHARES TR NATIONAL MUN ETF 464288414 241 2,055 SH   SOLE   2,055 0 2,055
INNOVATOR ETFS TR S&P 500 PWR BU 45782C680 108 3,680 SH   SOLE   3,680 0 3,680
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 39 1,344 SH   SOLE   1,344 0 1,344
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1,835 56,878 SH   SOLE   56,878 0 56,878
ISHARES TR A RATE CP BD ETF 46429B291 184 3,243 SH   SOLE   3,243 0 3,243
ISHARES TR MSCI USA QLT FCT 46432F339 194 1,458 SH   SOLE   1,458 0 1,458
RAYTHEON TECHNOLOGIES CORP COM 75513E101 6 74 SH   SOLE   74 0 74
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 41 793 SH   SOLE   793 0 793
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 90 2,051 SH   SOLE   2,051 0 2,051
SPDR SER TR PORTFOLIO SHORT 78464A474 95 3,026 SH   SOLE   3,026 0 3,026
VANGUARD INDEX FDS SMALL CP ETF 922908751 53 235 SH   SOLE   235 0 235
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 158 1,023 SH   SOLE   1,023 0 1,023