The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 229 1,542 SH   SOLE   0 0 1,542
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 304 5,028 SH   SOLE   0 0 5,028
INTEL CORP COM 458140100 710 18,819 SH   SOLE   0 0 18,819
ISHARES TR TIPS BD ETF 464287176 4,597 40,341 SH   SOLE   0 0 40,341
ISHARES TR CORE S&P500 ETF 464287200 30,746 80,937 SH   SOLE   0 0 80,937
ISHARES TR CORE US AGGBD ET 464287226 9,131 89,651 SH   SOLE   0 0 89,651
ISHARES TR MSCI EMG MKT ETF 464287234 6,311 164,215 SH   SOLE   0 0 164,215
ISHARES TR IBOXX INV CP ETF 464287242 3,528 31,800 SH   SOLE   0 0 31,800
ISHARES TR S&P 500 GRWT ETF 464287309 362 5,898 SH   SOLE   0 0 5,898
ISHARES TR S&P 500 VAL ETF 464287408 506 3,722 SH   SOLE   0 0 3,722
ISHARES TR MSCI EAFE ETF 464287465 11,889 196,708 SH   SOLE   0 0 196,708
ISHARES TR COHEN STEER REIT 464287564 408 6,823 SH   SOLE   0 0 6,823
ISHARES TR RUSSELL 2000 ETF 464287655 7,723 45,545 SH   SOLE   0 0 45,545
ISHARES TR CORE S&P US VLU 464287663 13,918 210,617 SH   SOLE   0 0 210,617
ISHARES TR CORE S&P SCP ETF 464287804 203 2,222 SH   SOLE   0 0 2,222
ISHARES TR SP SMCP600VL ETF 464287879 4,107 47,065 SH   SOLE   0 0 47,065
ISHARES TR IBOXX HI YD ETF 464288513 2,060 27,638 SH   SOLE   0 0 27,638
ISHARES TR GOV/CRED BD ETF 464288596 351 3,263 SH   SOLE   0 0 3,263
ISHARES TR ISHS 1-5YR INVS 464288646 414 8,205 SH   SOLE   0 0 8,205
ISHARES TR EAFE VALUE ETF 464288877 7,171 174,017 SH   SOLE   0 0 174,017
ISHARES TR AGGRES ALLOC ETF 464289859 254 4,317 SH   SOLE   0 0 4,317
ISHARES TR GRWT ALLOCAT ETF 464289867 208 4,409 SH   SOLE   0 0 4,409
JOHNSON & JOHNSON COM 478160104 462 2,629 SH   SOLE   0 0 2,629
VANGUARD STAR FDS VG TL INTL STK F 921909768 241 4,845 SH   SOLE   0 0 4,845
VANGUARD INDEX FDS SM CP VAL ETF 922908611 226 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS GROWTH ETF 922908736 483 2,129 SH   SOLE   0 0 2,129
VANGUARD INDEX FDS VALUE ETF 922908744 1,545 11,915 SH   SOLE   0 0 11,915
INVITAE CORP COM 46185L103 44 15,500 SH   SOLE   0 0 15,500
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,942 98,720 SH   SOLE   0 0 98,720
ISHARES TR CORE 1 5 YR USD 46432F859 6,341 134,255 SH   SOLE   0 0 134,255
ISHARES TR CORE DIV GRWTH 46434V621 690 14,576 SH   SOLE   0 0 14,576
ISHARES TR CORE INTL AGGR 46435G672 3,202 63,683 SH   SOLE   0 0 63,683
SPDR GOLD TR GOLD SHS 78463V107 4,022 25,244 SH   SOLE   0 0 25,244
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 331 11,739 SH   SOLE   0 0 11,739
3M CO COM 88579Y101 325 2,536 SH   SOLE   0 0 2,536
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 557 2,372 SH   SOLE   0 0 2,372
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1,584 23,821 SH   SOLE   0 0 23,821