The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 7,435 57,649 SH   SOLE   0 0 57,649
ISHARES TR COHEN STEER REIT 464287564 482 7,002 SH   SOLE   0 0 7,002
APPLE INC COM 037833100 222 1,517 SH   SOLE   0 0 1,517
TARGET CORP COM 87612E106 463 1,781 SH   SOLE   0 0 1,781
VANGUARD INDEX FDS GROWTH ETF 922908736 606 2,029 SH   SOLE   0 0 2,029
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1,643 25,002 SH   SOLE   0 0 25,002
INTEL CORP COM 458140100 1,014 18,813 SH   SOLE   0 0 18,813
ISHARES TR SP SMCP600VL ETF 464287879 4,605 45,253 SH   SOLE   0 0 45,253
ISHARES TR RUS 2000 GRW ETF 464287648 273 902 SH   SOLE   0 0 902
ISHARES TR CORE S&P SCP ETF 464287804 250 2,246 SH   SOLE   0 0 2,246
ISHARES TR CORE S&P US VLU 464287663 13,455 183,907 SH   SOLE   0 0 183,907
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 470 12,089 SH   SOLE   0 0 12,089
ISHARES TR GOV/CRED BD ETF 464288596 801 6,500 SH   SOLE   0 0 6,500
VANGUARD INDEX FDS VALUE ETF 922908744 1,465 10,449 SH   SOLE   0 0 10,449
VANGUARD STAR FDS VG TL INTL STK F 921909768 317 4,845 SH   SOLE   0 0 4,845
ISHARES TR GRWT ALLOCAT ETF 464289867 242 4,286 SH   SOLE   0 0 4,286
ISHARES TR CORE DIV GRWTH 46434V621 750 14,391 SH   SOLE   0 0 14,391
ISHARES TR IBOXX INV CP ETF 464287242 7,336 54,481 SH   SOLE   0 0 54,481
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 345 5,189 SH   SOLE   0 0 5,189
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 598 2,320 SH   SOLE   0 0 2,320
ISHARES TR CORE INTL AGGR 46435G672 4,305 77,145 SH   SOLE   0 0 77,145
ISHARES TR IBOXX HI YD ETF 464288513 1,685 19,281 SH   SOLE   0 0 19,281
ISHARES TR CORE US AGGBD ET 464287226 8,457 73,037 SH   SOLE   0 0 73,037
ISHARES TR AGGRES ALLOC ETF 464289859 399 5,595 SH   SOLE   0 0 5,595
3M CO COM 88579Y101 463 2,336 SH   SOLE   0 0 2,336
ISHARES TR S&P 500 GRWT ETF 464287309 484 6,348 SH   SOLE   0 0 6,348
ISHARES TR MSCI EMG MKT ETF 464287234 7,122 137,110 SH   SOLE   0 0 137,110
ISHARES TR RUSSELL 2000 ETF 464287655 8,088 36,206 SH   SOLE   0 0 36,206
ISHARES TR S&P 500 VAL ETF 464287408 573 3,815 SH   SOLE   0 0 3,815
ISHARES TR CORE 1 5 YR USD 46432F859 4,708 91,894 SH   SOLE   0 0 91,894
ISHARES TR MSCI EAFE ETF 464287465 13,561 168,859 SH   SOLE   0 0 168,859
ISHARES TR EAFE VALUE ETF 464288877 7,774 149,057 SH   SOLE   0 0 149,057
ISHARES TR ISHS 1-5YR INVS 464288646 543 9,919 SH   SOLE   0 0 9,919
FATE THERAPEUTICS INC COM 31189P102 215 2,250 SH   SOLE   0 0 2,250
ISHARES TR CORE S&P500 ETF 464287200 27,007 60,768 SH   SOLE   0 0 60,768
INVITAE CORP COM 46185L103 460 15,500 SH   SOLE   0 0 15,500
JOHNSON & JOHNSON COM 478160104 316 1,827 SH   SOLE   0 0 1,827
VANGUARD INDEX FDS SM CP VAL ETF 922908611 263 1,524 SH   SOLE   0 0 1,524