The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 216 1,622 SH   SOLE   0 0 1,622
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 308 5,189 SH   SOLE   0 0 5,189
INTEL CORP COM 458140100 1,307 19,150 SH   SOLE   0 0 19,150
ISHARES TR TIPS BD ETF 464287176 5,708 45,537 SH   SOLE   0 0 45,537
ISHARES TR CORE S&P500 ETF 464287200 21,000 50,850 SH   SOLE   0 0 50,850
ISHARES TR CORE US AGGBD ET 464287226 7,616 66,704 SH   SOLE   0 0 66,704
ISHARES TR MSCI EMG MKT ETF 464287234 6,952 129,823 SH   SOLE   0 0 129,823
ISHARES TR IBOXX INV CP ETF 464287242 6,239 47,704 SH   SOLE   0 0 47,704
ISHARES TR S&P 500 GRWT ETF 464287309 437 6,348 SH   SOLE   0 0 6,348
ISHARES TR S&P 500 VAL ETF 464287408 549 3,815 SH   SOLE   0 0 3,815
ISHARES TR MSCI EAFE ETF 464287465 12,510 160,406 SH   SOLE   0 0 160,406
ISHARES TR COHEN STEER REIT 464287564 413 7,002 SH   SOLE   0 0 7,002
ISHARES TR RUS 2000 GRW ETF 464287648 273 902 SH   SOLE   0 0 902
ISHARES TR RUSSELL 2000 ETF 464287655 7,363 33,081 SH   SOLE   0 0 33,081
ISHARES TR CORE S&P US VLU 464287663 11,821 168,321 SH   SOLE   0 0 168,321
ISHARES TR CORE S&P SCP ETF 464287804 224 2,046 SH   SOLE   0 0 2,046
ISHARES TR SP SMCP600VL ETF 464287879 4,385 43,263 SH   SOLE   0 0 43,263
ISHARES TR IBOXX HI YD ETF 464288513 1,525 17,484 SH   SOLE   0 0 17,484
ISHARES TR GOV/CRED BD ETF 464288596 784 6,500 SH   SOLE   0 0 6,500
ISHARES TR ISHS 1-5YR INVS 464288646 544 9,949 SH   SOLE   0 0 9,949
ISHARES TR EAFE VALUE ETF 464288877 7,202 138,785 SH   SOLE   0 0 138,785
ISHARES TR AGGRES ALLOC ETF 464289859 324 4,729 SH   SOLE   0 0 4,729
JOHNSON & JOHNSON COM 478160104 295 1,827 SH   SOLE   0 0 1,827
VANGUARD STAR FDS VG TL INTL STK F 921909768 311 4,845 SH   SOLE   0 0 4,845
VANGUARD INDEX FDS SM CP VAL ETF 922908611 256 1,524 SH   SOLE   0 0 1,524
VANGUARD INDEX FDS GROWTH ETF 922908736 552 2,029 SH   SOLE   0 0 2,029
VANGUARD INDEX FDS VALUE ETF 922908744 1,347 10,084 SH   SOLE   0 0 10,084
TARGET CORP COM 87612E106 366 1,781 SH   SOLE   0 0 1,781
INVITAE CORP COM 46185L103 361 9,500 SH   SOLE   0 0 9,500
ISHARES TR CORE 1 5 YR USD 46432F859 4,279 83,437 SH   SOLE   0 0 83,437
ISHARES TR CORE DIV GRWTH 46434V621 712 14,391 SH   SOLE   0 0 14,391
ISHARES TR CORE INTL AGGR 46435G672 3,868 70,395 SH   SOLE   0 0 70,395
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 463 12,089 SH   SOLE   0 0 12,089
3M CO COM 88579Y101 463 2,336 SH   SOLE   0 0 2,336
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 535 2,320 SH   SOLE   0 0 2,320
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 2,215 35,273 SH   SOLE   0 0 35,273