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TRANSACTION COSTS (Tables)
9 Months Ended
Sep. 30, 2024
TRANSACTION COSTS.  
Schedule of composition of transaction costs, grouped by major classifications

    

Three Months Ended

Nine months ended

September 30, 

 

September 30, 

    

2024

    

2023

    

2024

    

2023

Bank and processor fees

$

26,823

$

22,410

$

76,678

$

64,303

Network fees

 

6,241

 

4,959

16,957

12,956

Capital advance costs, net of recoveries

 

1,405

 

1,826

4,927

4,795

Chargebacks and operational losses

2,978

550

8,554

2,300

Card costs

 

454

 

575

1,560

1,447

Other

 

157

 

73

309

170

Total transaction costs

$

38,058

$

30,393

$

108,985

$

85,971