CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Current assets:
Cash and cash equivalents	$ 590,565	$ 543,299
Restricted cash	2,872	2,882
Customer funds	5,370,466	5,838,612
Accounts receivable (net of allowance of $618 at September 30, 2023 and $246 at December 31, 2022)	5,970	12,878
Capital advance receivables (net of allowance of $4,910 at September 30, 2023 and $5,311 at December 31, 2022)	49,156	37,155
Other current assets	42,253	36,278
Total current assets	6,061,282	6,471,104
Non-current assets:
Property, equipment and software, net	13,733	14,392
Goodwill	19,889	19,889
Intangible assets, net	70,872	45,444
Restricted cash	6,518	4,848
Deferred taxes	16,193	4,169
Investment in associated company		6,429
Severance pay fund	944	1,095
Operating lease right of use assets	12,396	15,260
Other assets	15,931	12,021
Total assets	6,217,758	6,594,651
Current liabilities:
Trade payables	35,587	41,566
Outstanding operating balances	5,370,466	5,838,612
Other payables	104,759	97,334
Total current liabilities	5,510,812	5,977,512
Non-current liabilities:
Long-term debt from related party (refer to Notes 8 and 18 for further information)	15,801	16,138
Warrant liability	20,379	25,914
Other long-term liabilities	32,800	29,831
Total liabilities	5,579,792	6,049,395
Commitments and contingencies (Note 12)
Shareholders' equity:
Preferred stock, $0.01 par value, 380,000,000 shares authorized; no shares were issued and outstanding at September 30, 2023 and December 31, 2022.
Common stock, $0.01 par value, 3,800,000,000 and 3,800,000,000 shares authorized; 365,953,562 and 352,842,025 shares issued and 359,014,445 and 352,842,025 shares outstanding at September 30, 2023 and December 31, 2022, respectively.	3,659	3,528
Treasury stock at cost, 6,939,117 and 0 shares as of September 30, 2023 and December 31, 2022, respectively.	(34,759)
Additional paid-in capital	711,459	650,433
Accumulated other comprehensive loss	(176)	(176)
Accumulated deficit	(42,217)	(108,529)
Total shareholders' equity	637,966	545,256
Total liabilities and shareholders' equity	$ 6,217,758	$ 6,594,651