TRANSACTION COSTS

9 Months Ended

Sep. 30, 2022

TRANSACTION COSTS

TRANSACTION COSTS

NOTE 11 - TRANSACTION COSTS

Composition of transaction costs, grouped by major classifications, is as follows:

	Three Months Ended				Nine months ended
	September 30,				September 30,
	2022		2021		2022		2021
Bank and processor fees	$	21,222	$	19,335	$	61,746	$	55,637
Network fees		3,160		3,780		10,094		6,123
Chargebacks and operational losses		1,624		631		2,906		2,382
Card costs		526		728		1,398		1,528
Capital advance costs, net of recoveries		987		(235)		2,093		5,546
Other		467		431		1,536		2,130
Total transaction costs	$	27,986	$	24,670	$	79,773	$	73,346