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TRANSACTION COSTS (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
TRANSACTION COSTS.        
Bank and processor fees $ 31,626 $ 26,823 $ 90,968 $ 76,678
Network fees 8,249 6,241 22,075 16,957
Chargebacks and operational losses 1,544 2,978 4,994 8,554
Card costs 370 454 1,119 1,560
Capital advance costs, net of recoveries 222 1,405 1,951 4,927
Other 472 157 1,291 309
Total transaction costs $ 42,483 $ 38,058 $ 122,398 $ 108,985