Consolidated Statements of Net Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest and dividend income:
Loans, including fees	$ 4,633	$ 4,133
Non taxable securities	6	8
Taxable securities	220	241
FHLB dividends	36	18
Federal funds sold and other	185	252
Total interest income	5,080	4,652
Interest expense:
Deposits	1,102	476
Federal Home Loan Bank advances and other borrowings	457	283
Total interest expense	1,559	759
Net interest income	3,521	3,893
Provision for (reversal of) credit losses on loans	(34)	6
Provision for (reversal of) unfunded commitments	(6)	68
Net interest income after provision for credit losses	3,561	3,819
Noninterest income:
Service charges on deposit accounts	273	257
Income on bank owned life insurance	72	67
Gain on sales of mortgage loans	6	6
Other	38	42
Total noninterest income	389	372
Noninterest expense:
Salaries and employee benefits	2,067	1,923
Occupancy and equipment	239	256
Data processing	289	227
Professional and supervisory fees	221	215
Office expense	52	44
Advertising	30	24
FDIC deposit insurance	38	26
Other	117	119
Total noninterest expense	3,053	2,834
Income before income taxes	897	1,357
Income tax expense	183	342
Net income	$ 714	$ 1,015
Earnings per share:
Basic	$ 0.11	$ 0.15
Dilutive	$ 0.11	$ 0.15