For the Three Months
Ended March 31,

2024

2023

Earnings per share

Net Income

$

714

$

1,015

Less: Distributed earning allocated to participating
   securities

—

—

Less: Earnings allocated to participating securities

12

(3

)

Net earnings allocated to common stock

726

1,012

Weighted common shares outstanding
   including participating securities

7,286,684

7,384,240

Less:  Participating securities

(268,200

)

(181,811

)

Less:  Average unearned ESOP shares

(282,541

)

(303,308

)

Weighted average shares

6,735,943

6,899,121

Basic earnings per share

$

0.11

$

0.15

Dilutive

Net earnings allocated to common stock

726

1,012

Weighted average shares

6,735,943

6,899,121

Add:  dilutive effects of assumed exercises of stock
   options

46,603

50,699

Average shares and dilutive potential common shares

6,782,546

6,949,820

Dilutive earnings per share

$

0.11

$

0.15