Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Interest Bearing Cash and cash equivalents	$ 508	$ 746
Non-interest Bearing Cash and cash equivalents	3,201	1,467
Federal funds sold	21,075	59,725
Total cash and cash equivalents	24,784	61,938
Securities available for sale	27,598	21,313
Equity securities	1,005	0
Loans, net of allowance of $2,562 and $2,406 respectively	307,765	252,160
Premises and equipment, net	9,823	9,484
Foreclosed real estate	89	400
Accrued interest receivable	1,013	775
Restricted equity securities	176	859
Bank owned life insurance	8,830	5,737
Deferred Tax asset, net	2,155	1,323
Other assets	762	720
Total assets	384,000	354,709
Deposits
Non-interest bearing	15,944	13,349
Interest bearing	264,285	218,672
Total deposits	280,229	232,021
Federal Home Loan Bank advances	0	18,500
Accrued interest payable	23	60
Other liabilities	5,052	4,394
Total liabilities	285,304	254,975
Shareholders' equity
Common stock, $0.01 par value; 50,000,000 shares authorized; 7,405,893 shares outstanding at June 30, 2022 and December 31, 2021	74	74
Additional paid-in capital	49,952	49,674
Retained earnings	54,700	53,267
Accumulated other comprehensive income (loss)	(2,546)	277
Unearned ESOP shares, at cost	(3,484)	(3,558)
Total shareholders' equity	98,696	99,734
Total liabilities and shareholders' equity	$ 384,000	$ 354,709