The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   559,322 2,832 SH   SOLE   0 0 2,832
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   287,895 814 SH   SOLE   0 0 814
AFLAC INC COM 001055102   976,600 8,735 SH   SOLE   0 0 8,735
AGNC INVT CORP COM 00123Q104   870,898 83,260 SH   SOLE   0 0 83,260
AGNC INVT CORP COM 00123Q104   850 5,000 SH Put SOLE   0 0 5,000
AGNC INVT CORP COM 00123Q104   669 5,000 SH Put SOLE   0 0 5,000
ALPHABET INC CAP STK CL C 02079K107   647,933 3,875 SH   SOLE   0 0 3,875
ALPHABET INC CAP STK CL A 02079K305   1,667,733 10,056 SH   SOLE   0 0 10,056
ALTRIA GROUP INC COM 02209S103   319,036 6,251 SH   SOLE   0 0 6,251
AMAZON COM INC COM 023135106   2,466,264 13,236 SH   SOLE   0 0 13,236
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760   240,104 11,331 SH   SOLE   0 0 11,331
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   633,247 31,552 SH   SOLE   0 0 31,552
APPLE INC COM 037833100   5,798,720 24,887 SH   SOLE   0 0 24,887
AT&T INC COM 00206R102   217,223 9,874 SH   SOLE   0 0 9,874
BANK AMERICA CORP COM 060505104   664,219 16,739 SH   SOLE   0 0 16,739
BERKLEY W R CORP COM 084423102   259,490 4,574 SH   SOLE   0 0 4,574
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,322,157 7,218 SH   SOLE   0 0 7,218
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   6,579,816 133,006 SH   SOLE   0 0 133,006
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,354,767 25,309 SH   SOLE   0 0 25,309
BROADCOM INC COM 11135F101   478,953 2,777 SH   SOLE   0 0 2,777
BROOKFIELD CORP CL A LTD VT SH 11271J107   451,680 8,498 SH   SOLE   0 0 8,498
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   227,762 5,244 SH   SOLE   0 0 5,244
CATERPILLAR INC COM 149123101   722,905 1,848 SH   SOLE   0 0 1,848
CHEVRON CORP NEW COM 166764100   606,720 4,120 SH   SOLE   0 0 4,120
CHUBB LIMITED COM H1467J104   387,315 1,343 SH   SOLE   0 0 1,343
CISCO SYS INC COM 17275R102   328,529 6,173 SH   SOLE   0 0 6,173
COCA COLA CO COM 191216100   666,625 9,277 SH   SOLE   0 0 9,277
CORNERSTONE STRATEGIC VALUE COM 21924B302   115,477 15,036 SH   SOLE   0 0 15,036
CORNERSTONE TOTAL RETURN FD COM 21924U300   213,431 26,382 SH   SOLE   0 0 26,382
COSTCO WHSL CORP NEW COM 22160K105   317,794 358 SH   SOLE   0 0 358
CSX CORP COM 126408103   1,707,455 49,448 SH   SOLE   0 0 49,448
DEERE & CO COM 244199105   200,482 480 SH   SOLE   0 0 480
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   748,011 25,740 SH   SOLE   0 0 25,740
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   5,002,967 126,051 SH   SOLE   0 0 126,051
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   723,299 26,112 SH   SOLE   0 0 26,112
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   818,210 29,066 SH   SOLE   0 0 29,066
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   336,874 6,940 SH   SOLE   0 0 6,940
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   450,027 16,418 SH   SOLE   0 0 16,418
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   561,395 19,452 SH   SOLE   0 0 19,452
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   398,438 14,000 SH   SOLE   0 0 14,000
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   1,861,388 33,782 SH   SOLE   0 0 33,782
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,068,025 60,699 SH   SOLE   0 0 60,699
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,358,867 83,826 SH   SOLE   0 0 83,826
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,030,214 21,580 SH   SOLE   0 0 21,580
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   16,099,498 469,510 SH   SOLE   0 0 469,510
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,195,981 81,303 SH   SOLE   0 0 81,303
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567   729,043 13,294 SH   SOLE   0 0 13,294
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,142,039 35,936 SH   SOLE   0 0 35,936
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,985,726 64,472 SH   SOLE   0 0 64,472
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   392,952 14,624 SH   SOLE   0 0 14,624
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   499,765 7,890 SH   SOLE   0 0 7,890
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   346,131 13,500 SH   SOLE   0 0 13,500
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   626,596 14,820 SH   SOLE   0 0 14,820
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,464,495 33,908 SH   SOLE   0 0 33,908
DISNEY WALT CO COM 254687106   272,127 2,829 SH   SOLE   0 0 2,829
DUKE ENERGY CORP NEW COM NEW 26441C204   580,833 5,038 SH   SOLE   0 0 5,038
EATON CORP PLC SHS G29183103   527,798 1,592 SH   SOLE   0 0 1,592
ELI LILLY & CO COM 532457108   776,101 876 SH   SOLE   0 0 876
EMERSON ELEC CO COM 291011104   210,219 1,922 SH   SOLE   0 0 1,922
EQUITY RESIDENTIAL SH BEN INT 29476L107   229,472 3,082 SH   SOLE   0 0 3,082
EXXON MOBIL CORP COM 30231G102   1,190,877 10,159 SH   SOLE   0 0 10,159
F N B CORP COM 302520101   791,515 56,096 SH   SOLE   0 0 56,096
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   437,077 16,941 SH   SOLE   0 0 16,941
FIRSTENERGY CORP COM 337932107   231,000 5,209 SH   SOLE   0 0 5,209
GE AEROSPACE COM NEW 369604301   201,548 1,069 SH   SOLE   0 0 1,069
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   474,780 6,842 SH   SOLE   0 0 6,842
HCA HEALTHCARE INC COM 40412C101   207,282 510 SH   SOLE   0 0 510
HERON THERAPEUTICS INC COM 427746102   51,766 26,013 SH   SOLE   0 0 26,013
HOME DEPOT INC COM 437076102   701,543 1,731 SH   SOLE   0 0 1,731
HUBBELL INC COM 443510607   996,770 2,327 SH   SOLE   0 0 2,327
INVESCO MORTGAGE CAPITAL INC COM 46131B704   633,033 67,416 SH   SOLE   0 0 67,416
ISHARES GOLD TR ISHARES NEW 464285204   218,084 4,388 SH   SOLE   0 0 4,388
ISHARES INC MSCI EMRG CHN 46434G764   3,133,876 51,283 SH   SOLE   0 0 51,283
ISHARES INC CORE MSCI EMKT 46434G103   1,549,522 26,990 SH   SOLE   0 0 26,990
ISHARES TR MSCI USA QLT FCT 46432F339   7,043,584 39,284 SH   SOLE   0 0 39,284
ISHARES TR U.S. TECH ETF 464287721   2,360,974 15,572 SH   SOLE   0 0 15,572
ISHARES TR JPMORGAN USD EMG 464288281   355,275 3,796 SH   SOLE   0 0 3,796
ISHARES TR CORE TOTAL USD 46434V613   5,399,333 114,587 SH   SOLE   0 0 114,587
ISHARES TR US TREAS BD ETF 46429B267   257,959 11,000 SH   SOLE   0 0 11,000
ISHARES TR S&P 100 ETF 464287101   1,004,359 3,629 SH   SOLE   0 0 3,629
ISHARES TR CORE DIV GRWTH 46434V621   256,849 4,097 SH   SOLE   0 0 4,097
ISHARES TR NATIONAL MUN ETF 464288414   604,463 5,564 SH   SOLE   0 0 5,564
ISHARES TR ESG MSCI LEADR 46435U218   473,733 4,666 SH   SOLE   0 0 4,666
ISHARES TR 10-20 YR TRS ETF 464288653   548,588 5,018 SH   SOLE   0 0 5,018
ISHARES TR GNMA BOND ETF 46429B333   357,082 7,972 SH   SOLE   0 0 7,972
ISHARES TR S&P 500 GRWT ETF 464287309   7,658,029 79,979 SH   SOLE   0 0 79,979
ISHARES TR CORE US AGGBD ET 464287226   369,494 3,649 SH   SOLE   0 0 3,649
ISHARES TR CONV BD ETF 46435G102   213,814 2,555 SH   SOLE   0 0 2,555
ISHARES TR ESG AWR MSCI USA 46435G425   1,063,336 8,427 SH   SOLE   0 0 8,427
ISHARES TR 20 YR TR BD ETF 464287432   972,731 9,916 SH   SOLE   0 0 9,916
ISHARES TR EAFE VALUE ETF 464288877   5,258,245 91,400 SH   SOLE   0 0 91,400
ISHARES TR EAFE GRWTH ETF 464288885   5,485,832 50,960 SH   SOLE   0 0 50,960
ISHARES TR US INFRASTRUC 46435U713   553,676 11,788 SH   SOLE   0 0 11,788
ISHARES TR CORE S&P500 ETF 464287200   11,151,797 19,333 SH   SOLE   0 0 19,333
ISHARES TR RUS 1000 ETF 464287622   779,879 2,481 SH   SOLE   0 0 2,481
ISHARES TR S&P 500 VAL ETF 464287408   3,896,773 19,764 SH   SOLE   0 0 19,764
ISHARES TR MBS ETF 464288588   1,725,232 18,007 SH   SOLE   0 0 18,007
ISHARES TR EUROPE ETF 464287861   670,547 11,508 SH   SOLE   0 0 11,508
ISHARES TR MSCI INTL VLU FT 46435G409   760,412 25,750 SH   SOLE   0 0 25,750
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   438,811 6,964 SH   SOLE   0 0 6,964
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   2,148,511 20,743 SH   SOLE   0 0 20,743
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   397,102 6,198 SH   SOLE   0 0 6,198
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   279,109 4,227 SH   SOLE   0 0 4,227
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740   497,725 7,942 SH   SOLE   0 0 7,942
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   268,834 5,573 SH   SOLE   0 0 5,573
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   234,308 5,051 SH   SOLE   0 0 5,051
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   328,792 4,277 SH   SOLE   0 0 4,277
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   4,607,992 90,566 SH   SOLE   0 0 90,566
JOHNSON & JOHNSON COM 478160104   1,015,417 6,266 SH   SOLE   0 0 6,266
JPMORGAN CHASE & CO. COM 46625H100   576,678 2,735 SH   SOLE   0 0 2,735
KIMBERLY-CLARK CORP COM 494368103   334,643 2,352 SH   SOLE   0 0 2,352
KKR & CO INC COM 48251W104   906,248 6,940 SH   SOLE   0 0 6,940
LOCKHEED MARTIN CORP COM 539830109   409,759 701 SH   SOLE   0 0 701
LOWES COS INC COM 548661107   561,193 2,072 SH   SOLE   0 0 2,072
MASTERCARD INCORPORATED CL A 57636Q104   638,002 1,292 SH   SOLE   0 0 1,292
MCDONALDS CORP COM 580135101   254,782 837 SH   SOLE   0 0 837
META PLATFORMS INC CL A 30303M102   615,249 1,075 SH   SOLE   0 0 1,075
MICROSOFT CORP COM 594918104   4,123,003 9,582 SH   SOLE   0 0 9,582
NORTHROP GRUMMAN CORP COM 666807102   244,683 463 SH   SOLE   0 0 463
NVIDIA CORPORATION COM 67066G104   803,122 6,613 SH   SOLE   0 0 6,613
ONEOK INC NEW COM 682680103   242,102 2,657 SH   SOLE   0 0 2,657
PALANTIR TECHNOLOGIES INC CL A 69608A108   205,790 5,532 SH   SOLE   0 0 5,532
PENNANTPARK FLOATING RATE CA COM 70806A106   150,497 13,008 SH   SOLE   0 0 13,008
PHILIP MORRIS INTL INC COM 718172109   214,935 1,770 SH   SOLE   0 0 1,770
PPG INDS INC COM 693506107   324,527 2,450 SH   SOLE   0 0 2,450
PROCTER AND GAMBLE CO COM 742718109   890,847 5,143 SH   SOLE   0 0 5,143
QUALCOMM INC COM 747525103   271,799 1,598 SH   SOLE   0 0 1,598
RTX CORPORATION COM 75513E101   651,725 5,379 SH   SOLE   0 0 5,379
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,715,391 57,142 SH   SOLE   0 0 57,142
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,255,453 18,873 SH   SOLE   0 0 18,873
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   287,146 3,397 SH   SOLE   0 0 3,397
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   253,891 1,125 SH   SOLE   0 0 1,125
SERVISFIRST BANCSHARES INC COM 81768T108   498,131 6,192 SH   SOLE   0 0 6,192
SOFI TECHNOLOGIES INC COM 83406F102   2,026,371 257,808 SH   SOLE   0 0 257,808
SOFI TECHNOLOGIES INC COM 83406F102   2,800 17,500 SH Call SOLE   0 0 17,500
SOFI TECHNOLOGIES INC COM 83406F102   19,813 12,500 SH Call SOLE   0 0 12,500
SOUTHERN CO COM 842587107   1,113,988 12,353 SH   SOLE   0 0 12,353
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   214,523 5,711 SH   SOLE   0 0 5,711
SPDR SER TR PORTFOLIO S&P500 78464A854   10,200,200 151,092 SH   SOLE   0 0 151,092
SPDR SER TR S&P BIOTECH 78464A870   798,086 8,078 SH   SOLE   0 0 8,078
SPDR SER TR PORTFOLI S&P1500 78464A805   378,440 5,402 SH   SOLE   0 0 5,402
STARBOARD INVT TR ADAPTIVE ALPHA 85521B742   613,184 21,252 SH   SOLE   0 0 21,252
STARWOOD PPTY TR INC COM 85571B105   355,802 17,458 SH   SOLE   0 0 17,458
STERIS PLC SHS USD G8473T100   301,477 1,243 SH   SOLE   0 0 1,243
STOCK YDS BANCORP INC COM 861025104   898,669 14,497 SH   SOLE   0 0 14,497
TIMOTHY PLAN INTL ETF 887432334   346,250 11,992 SH   SOLE   0 0 11,992
UBER TECHNOLOGIES INC COM 90353T100   266,066 3,540 SH   SOLE   0 0 3,540
VANGUARD INDEX FDS TOTAL STK MKT 922908769   257,959 911 SH   SOLE   0 0 911
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,215,762 23,783 SH   SOLE   0 0 23,783
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   200,549 1,013 SH   SOLE   0 0 1,013
VENUS CONCEPT INC COM NEW 92332W204   6,135 10,050 SH   SOLE   0 0 10,050
VERIZON COMMUNICATIONS INC COM 92343V104   250,309 5,574 SH   SOLE   0 0 5,574
VICTORY PORTFOLIOS II VICTORYSHARES WE 92647P126   940,464 23,882 SH   SOLE   0 0 23,882
VISA INC COM CL A 92826C839   408,751 1,487 SH   SOLE   0 0 1,487
WALMART INC COM 931142103   816,747 10,115 SH   SOLE   0 0 10,115