The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   455,325 2,655 SH   SOLE   0 0 2,655
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   248,432 819 SH   SOLE   0 0 819
AFLAC INC COM 001055102   776,689 8,697 SH   SOLE   0 0 8,697
AGNC INVT CORP COM 00123Q104   896,332 93,955 SH   SOLE   0 0 93,955
ALPHABET INC CAP STK CL C 02079K107   619,532 3,378 SH   SOLE   0 0 3,378
ALPHABET INC CAP STK CL A 02079K305   1,706,005 9,366 SH   SOLE   0 0 9,366
ALTRIA GROUP INC COM 02209S103   281,825 6,187 SH   SOLE   0 0 6,187
AMAZON COM INC COM 023135106   2,188,943 11,327 SH   SOLE   0 0 11,327
AMGEN INC COM 031162100   200,398 641 SH   SOLE   0 0 641
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760   214,110 10,394 SH   SOLE   0 0 10,394
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   597,552 31,351 SH   SOLE   0 0 31,351
APPLE INC COM 037833100   5,268,843 25,016 SH   SOLE   0 0 25,016
ARES ACQUISITION CORP II SHS CLASS A G33033104   131,337 12,309 SH   SOLE   0 0 12,309
BANK AMERICA CORP COM 060505104   693,858 17,447 SH   SOLE   0 0 17,447
BERKLEY W R CORP COM 084423102   224,121 2,852 SH   SOLE   0 0 2,852
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,309,810 5,678 SH   SOLE   0 0 5,678
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   6,314,540 134,524 SH   SOLE   0 0 134,524
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   917,748 17,581 SH   SOLE   0 0 17,581
BROADCOM INC COM 11135F101   388,701 242 SH   SOLE   0 0 242
BROOKFIELD CORP CL A LTD VT SH 11271J107   352,906 8,496 SH   SOLE   0 0 8,496
CADENCE BANK COM 12740C103   326,411 11,542 SH   SOLE   0 0 11,542
CATERPILLAR INC COM 149123101   613,439 1,842 SH   SOLE   0 0 1,842
CHEVRON CORP NEW COM 166764100   631,199 4,035 SH   SOLE   0 0 4,035
CHUBB LIMITED COM H1467J104   330,620 1,296 SH   SOLE   0 0 1,296
CISCO SYS INC COM 17275R102   314,999 6,630 SH   SOLE   0 0 6,630
COCA COLA CO COM 191216100   585,595 9,200 SH   SOLE   0 0 9,200
CORNERSTONE STRATEGIC VALUE COM 21924B302   110,998 14,415 SH   SOLE   0 0 14,415
CORNERSTONE TOTAL RETURN FD COM 21924U300   199,146 25,369 SH   SOLE   0 0 25,369
COSTCO WHSL CORP NEW COM 22160K105   294,296 346 SH   SOLE   0 0 346
CSX CORP COM 126408103   1,662,861 49,712 SH   SOLE   0 0 49,712
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   268,947 4,519 SH   SOLE   0 0 4,519
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,917,851 66,638 SH   SOLE   0 0 66,638
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   394,167 15,149 SH   SOLE   0 0 15,149
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,049,705 64,073 SH   SOLE   0 0 64,073
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   589,641 14,440 SH   SOLE   0 0 14,440
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   380,868 17,234 SH   SOLE   0 0 17,234
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   570,509 19,228 SH   SOLE   0 0 19,228
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,097,303 79,776 SH   SOLE   0 0 79,776
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   730,438 15,541 SH   SOLE   0 0 15,541
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,732,886 487,993 SH   SOLE   0 0 487,993
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,340,296 92,065 SH   SOLE   0 0 92,065
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567   851,393 16,165 SH   SOLE   0 0 16,165
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,924,448 78,006 SH   SOLE   0 0 78,006
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   708,391 26,915 SH   SOLE   0 0 26,915
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   716,946 26,647 SH   SOLE   0 0 26,647
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   401,623 8,407 SH   SOLE   0 0 8,407
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   209,118 8,083 SH   SOLE   0 0 8,083
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   401,487 16,066 SH   SOLE   0 0 16,066
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   399,298 14,520 SH   SOLE   0 0 14,520
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   722,265 27,021 SH   SOLE   0 0 27,021
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   1,951,850 36,890 SH   SOLE   0 0 36,890
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,499,256 36,092 SH   SOLE   0 0 36,092
DISNEY WALT CO COM 254687106   324,323 3,266 SH   SOLE   0 0 3,266
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   239,488 5,275 SH   SOLE   0 0 5,275
DUKE ENERGY CORP NEW COM NEW 26441C204   536,305 5,351 SH   SOLE   0 0 5,351
EATON CORP PLC SHS G29183103   518,969 1,655 SH   SOLE   0 0 1,655
ELI LILLY & CO COM 532457108   771,390 852 SH   SOLE   0 0 852
EMERSON ELEC CO COM 291011104   212,133 1,926 SH   SOLE   0 0 1,926
EQUITY RESIDENTIAL SH BEN INT 29476L107   270,902 3,907 SH   SOLE   0 0 3,907
EXXON MOBIL CORP COM 30231G102   1,150,507 9,994 SH   SOLE   0 0 9,994
F N B CORP COM 302520101   767,393 56,096 SH   SOLE   0 0 56,096
FEDERATED HERMES ETF TRUST HERMES TOTAL RET 31423L404   406,427 16,401 SH   SOLE   0 0 16,401
FIRSTENERGY CORP COM 337932107   204,692 5,349 SH   SOLE   0 0 5,349
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   567,236 8,673 SH   SOLE   0 0 8,673
HOME DEPOT INC COM 437076102   590,379 1,715 SH   SOLE   0 0 1,715
HUBBELL INC COM 443510607   849,741 2,325 SH   SOLE   0 0 2,325
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   415,165 25,192 SH   SOLE   0 0 25,192
INVESCO MORTGAGE CAPITAL INC COM 46131B704   375,366 40,060 SH   SOLE   0 0 40,060
ISHARES INC CORE MSCI EMKT 46434G103   1,817,078 33,945 SH   SOLE   0 0 33,945
ISHARES INC MSCI EMRG CHN 46434G764   2,368,804 40,014 SH   SOLE   0 0 40,014
ISHARES TR S&P 500 GRWT ETF 464287309   6,935,810 74,949 SH   SOLE   0 0 74,949
ISHARES TR S&P 500 VAL ETF 464287408   3,603,742 19,800 SH   SOLE   0 0 19,800
ISHARES TR TRS FLT RT BD 46434V860   326,518 6,445 SH   SOLE   0 0 6,445
ISHARES TR CORE US AGGBD ET 464287226   369,750 3,809 SH   SOLE   0 0 3,809
ISHARES TR ESG AWR MSCI USA 46435G425   1,036,433 8,686 SH   SOLE   0 0 8,686
ISHARES TR RUS 1000 ETF 464287622   753,360 2,532 SH   SOLE   0 0 2,532
ISHARES TR CORE S&P500 ETF 464287200   12,674,935 23,162 SH   SOLE   0 0 23,162
ISHARES TR US INFRASTRUC 46435U713   504,957 11,989 SH   SOLE   0 0 11,989
ISHARES TR EAFE GRWTH ETF 464288885   5,008,818 48,962 SH   SOLE   0 0 48,962
ISHARES TR 20 YR TR BD ETF 464287432   1,096,838 11,951 SH   SOLE   0 0 11,951
ISHARES TR EAFE VALUE ETF 464288877   2,642,947 49,829 SH   SOLE   0 0 49,829
ISHARES TR MBS ETF 464288588   1,705,269 18,574 SH   SOLE   0 0 18,574
ISHARES TR U.S. TECH ETF 464287721   2,579,810 17,142 SH   SOLE   0 0 17,142
ISHARES TR JPMORGAN USD EMG 464288281   381,905 4,316 SH   SOLE   0 0 4,316
ISHARES TR CORE TOTAL USD 46434V613   4,441,043 98,210 SH   SOLE   0 0 98,210
ISHARES TR US TREAS BD ETF 46429B267   351,012 15,552 SH   SOLE   0 0 15,552
ISHARES TR S&P 100 ETF 464287101   1,124,125 4,253 SH   SOLE   0 0 4,253
ISHARES TR CORE DIV GRWTH 46434V621   235,952 4,096 SH   SOLE   0 0 4,096
ISHARES TR NATIONAL MUN ETF 464288414   543,968 5,105 SH   SOLE   0 0 5,105
ISHARES TR ESG MSCI LEADR 46435U218   455,517 4,675 SH   SOLE   0 0 4,675
ISHARES TR HDG MSCI EAFE 46434V803   1,303,483 36,661 SH   SOLE   0 0 36,661
ISHARES TR MSCI USA QLT FCT 46432F339   6,935,561 40,616 SH   SOLE   0 0 40,616
ISHARES TR 10-20 YR TRS ETF 464288653   497,621 4,845 SH   SOLE   0 0 4,845
ISHARES TR GNMA BOND ETF 46429B333   347,833 8,076 SH   SOLE   0 0 8,076
ISHARES TR MSCI INTL VLU FT 46435G409   746,409 27,201 SH   SOLE   0 0 27,201
ISHARES TR EUROPE ETF 464287861   503,386 9,193 SH   SOLE   0 0 9,193
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   376,848 6,379 SH   SOLE   0 0 6,379
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   213,531 4,609 SH   SOLE   0 0 4,609
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   248,272 3,304 SH   SOLE   0 0 3,304
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   218,668 3,690 SH   SOLE   0 0 3,690
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,133,206 11,549 SH   SOLE   0 0 11,549
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740   274,095 4,538 SH   SOLE   0 0 4,538
JOHNSON & JOHNSON COM 478160104   926,140 6,336 SH   SOLE   0 0 6,336
JPMORGAN CHASE & CO. COM 46625H100   568,878 2,813 SH   SOLE   0 0 2,813
KIMBERLY-CLARK CORP COM 494368103   325,046 2,352 SH   SOLE   0 0 2,352
KKR & CO INC COM 48251W104   729,722 6,934 SH   SOLE   0 0 6,934
LOCKHEED MARTIN CORP COM 539830109   325,180 696 SH   SOLE   0 0 696
LOWES COS INC COM 548661107   455,830 2,068 SH   SOLE   0 0 2,068
MASTERCARD INCORPORATED CL A 57636Q104   579,837 1,314 SH   SOLE   0 0 1,314
MCDONALDS CORP COM 580135101   251,023 985 SH   SOLE   0 0 985
MERCK & CO INC COM 58933Y105   216,026 1,745 SH   SOLE   0 0 1,745
META PLATFORMS INC CL A 30303M102   532,243 1,056 SH   SOLE   0 0 1,056
MICROSOFT CORP COM 594918104   4,083,327 9,136 SH   SOLE   0 0 9,136
NABORS ENERGY TRANSITION COR CL A G6363K106   119,726 11,370 SH   SOLE   0 0 11,370
NVIDIA CORPORATION COM 67066G104   625,153 5,060 SH   SOLE   0 0 5,060
ONEOK INC NEW COM 682680103   215,519 2,643 SH   SOLE   0 0 2,643
PENNANTPARK FLOATING RATE CA COM 70806A106   146,137 12,664 SH   SOLE   0 0 12,664
PPG INDS INC COM 693506107   312,837 2,485 SH   SOLE   0 0 2,485
PROCTER AND GAMBLE CO COM 742718109   847,172 5,137 SH   SOLE   0 0 5,137
QUALCOMM INC COM 747525103   321,100 1,612 SH   SOLE   0 0 1,612
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   147,325 10,978 SH   SOLE   0 0 10,978
RTX CORPORATION COM 75513E101   541,071 5,390 SH   SOLE   0 0 5,390
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,120,343 17,820 SH   SOLE   0 0 17,820
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,637,654 57,869 SH   SOLE   0 0 57,869
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   235,213 1,040 SH   SOLE   0 0 1,040
SERVISFIRST BANCSHARES INC COM 81768T108   390,755 6,184 SH   SOLE   0 0 6,184
SOFI TECHNOLOGIES INC COM 83406F102   1,683,435 254,680 SH   SOLE   0 0 254,680
SOFI TECHNOLOGIES INC COM 83406F102   3,063 17,500 SH Call SOLE   0 0 17,500
SOFI TECHNOLOGIES INC COM 83406F102   16,063 12,500 SH Call SOLE   0 0 12,500
SOUTHERN CO COM 842587107   818,982 10,558 SH   SOLE   0 0 10,558
SOUTHSTATE CORPORATION COM 840441109   245,139 3,208 SH   SOLE   0 0 3,208
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   320,998 9,150 SH   SOLE   0 0 9,150
SPDR S&P 500 ETF TR TR UNIT 78462F103   242,911 446 SH   SOLE   0 0 446
SPDR SER TR PORTFOLI S&P1500 78464A805   354,859 5,348 SH   SOLE   0 0 5,348
SPDR SER TR PORTFOLIO S&P500 78464A854   10,464,072 163,501 SH   SOLE   0 0 163,501
SPDR SER TR S&P BIOTECH 78464A870   718,418 7,749 SH   SOLE   0 0 7,749
STARBOARD INVT TR ADAPTIVE ALPHA 85521B742   593,561 21,292 SH   SOLE   0 0 21,292
STARWOOD PPTY TR INC COM 85571B105   321,577 16,979 SH   SOLE   0 0 16,979
STERIS PLC SHS USD G8473T100   272,888 1,243 SH   SOLE   0 0 1,243
STOCK YDS BANCORP INC COM 861025104   768,991 15,482 SH   SOLE   0 0 15,482
VANGUARD INDEX FDS TOTAL STK MKT 922908769   243,702 911 SH   SOLE   0 0 911
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,208,620 24,119 SH   SOLE   0 0 24,119
VERIZON COMMUNICATIONS INC COM 92343V104   239,080 5,797 SH   SOLE   0 0 5,797
VICTORY PORTFOLIOS II VICTORYSHARES WE 92647P126   1,178,228 31,537 SH   SOLE   0 0 31,537
VISA INC COM CL A 92826C839   387,434 1,476 SH   SOLE   0 0 1,476
WALMART INC COM 931142103   586,558 8,663 SH   SOLE   0 0 8,663