The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 525 1,909 SH   SOLE   1,909 0 0
ALPHABET INC CAP STK CL A 02079K305 2,194 22,935 SH   SOLE   22,935 0 0
ALPHABET INC CAP STK CL C 02079K107 403 4,188 SH   SOLE   4,188 0 0
AMAZON COM INC COM 023135106 1,906 16,870 SH   SOLE   16,870 0 0
APELLIS PHARMACEUTICALS INC COM 03753U106 340 4,974 SH   SOLE   4,974 0 0
APPLE INC COM 037833100 4,177 30,222 SH   SOLE   30,222 0 0
ARK ETF TR INNOVATION ETF 00214Q104 264 7,004 SH   SOLE   7,004 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,175 4,399 SH   SOLE   4,399 0 0
BOEING CO COM 097023105 413 3,414 SH   SOLE   3,414 0 0
CHEVRON CORP NEW COM 166764100 398 2,768 SH   SOLE   2,768 0 0
COLUMBIA FINL INC COM 197641103 423 20,000 SH   SOLE   20,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 247 522 SH   SOLE   522 0 0
CVS HEALTH CORP COM 126650100 251 2,632 SH   SOLE   2,632 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 6,622 310,309 SH   SOLE   310,309 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,858 96,507 SH   SOLE   96,507 0 0
EXXON MOBIL CORP COM 30231G102 335 3,839 SH   SOLE   3,839 0 0
FIDELITY COVINGTON TRUST STOCK FOR INFL 316092386 2,162 76,736 SH   SOLE   76,736 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 699 5,540 SH   SOLE   5,540 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 293 7,535 SH   SOLE   7,535 0 0
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U844 1,571 54,058 SH   SOLE   54,058 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U885 786 28,500 SH   SOLE   28,500 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U786 293 10,620 SH   SOLE   10,620 0 0
ILLUMINA INC COM 452327109 459 2,408 SH   SOLE   2,408 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 1,221 42,676 SH   SOLE   42,676 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 1,144 42,412 SH   SOLE   42,412 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 5,335 191,835 SH   SOLE   191,835 0 0
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855 8,043 311,850 SH   SOLE   311,850 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 3,117 108,877 SH   SOLE   108,877 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 1,214 45,305 SH   SOLE   45,305 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 328 8,375 SH   SOLE   8,375 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 251 6,325 SH   SOLE   6,325 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 11,194 140,966 SH   SOLE   140,966 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,185 6,093 SH   SOLE   6,093 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 543 5,950 SH   SOLE   5,950 0 0
JACOBS SOLUTIONS INC COM 46982L108 347 3,200 SH   SOLE   3,200 0 0
JOHNSON & JOHNSON COM 478160104 235 1,441 SH   SOLE   1,441 0 0
JPMORGAN CHASE & CO COM 46625H100 257 2,455 SH   SOLE   2,455 0 0
LILLY ELI & CO COM 532457108 585 1,808 SH   SOLE   1,808 0 0
MERCK & CO INC COM 58933Y105 346 4,020 SH   SOLE   4,020 0 0
META PLATFORMS INC CL A 30303M102 765 5,637 SH   SOLE   5,637 0 0
MICROSOFT CORP COM 594918104 5,382 23,109 SH   SOLE   23,109 0 0
NETFLIX INC COM 64110L106 276 1,172 SH   SOLE   1,172 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 110 10,000 SH   SOLE   10,000 0 0
NVIDIA CORPORATION COM 67066G104 503 4,142 SH   SOLE   4,142 0 0
PFIZER INC COM 717081103 227 5,196 SH   SOLE   5,196 0 0
PROCTER AND GAMBLE CO COM 742718109 256 2,031 SH   SOLE   2,031 0 0
ROKU INC COM CL A 77543R102 206 3,651 SH   SOLE   3,651 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,562 29,409 SH   SOLE   29,409 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 17,165 408,788 SH   SOLE   408,788 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 480 5,560 SH   SOLE   5,560 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 157 12,299 SH   SOLE   12,299 0 0
TESLA INC COM 88160R101 856 3,228 SH   SOLE   3,228 0 0
UNITEDHEALTH GROUP INC COM 91324P102 300 594 SH   SOLE   594 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 940 4,393 SH   SOLE   4,393 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 731 2,228 SH   SOLE   2,228 0 0
VISA INC COM CL A 92826C839 488 2,746 SH   SOLE   2,746 0 0