The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 265 2,239 SH   SOLE   2,239 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 228 676 SH   SOLE   676 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,346 2,955 SH   SOLE   2,955 0 0
AGCO CORP COM 001084102 292 2,000 SH   SOLE   2,000 0 0
ALPHABET INC CAP STK CL C 02079K107 614 220 SH   SOLE   220 0 0
ALPHABET INC CAP STK CL A 02079K305 3,115 1,120 SH   SOLE   1,120 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 380 9,931 SH   SOLE   9,931 0 0
AMAZON COM INC COM 023135106 2,621 804 SH   SOLE   804 0 0
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 204 5,449 SH   SOLE   5,449 0 0
APPLE INC COM 037833100 4,893 28,021 SH   SOLE   28,021 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 309 10,625 SH   SOLE   10,625 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,346 3,815 SH   SOLE   3,815 0 0
BNY MELLON STRATEGIC MUN BD COM 09662E109 274 38,708 SH   SOLE   38,708 0 0
BNY MELLON STRATEGIC MUNS IN COM 05588W108 464 64,534 SH   SOLE   64,534 0 0
BOEING CO COM 097023105 646 3,373 SH   SOLE   3,373 0 0
CATERPILLAR INC COM 149123101 202 907 SH   SOLE   907 0 0
CHEVRON CORP NEW COM 166764100 212 1,303 SH   SOLE   1,303 0 0
CISCO SYS INC COM 17275R102 264 4,737 SH   SOLE   4,737 0 0
COLUMBIA FINL INC COM 197641103 430 20,000 SH   SOLE   20,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 267 463 SH   SOLE   463 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 5,016 105,024 SH   SOLE   105,024 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 3,923 148,975 SH   SOLE   148,975 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 458 16,256 SH   SOLE   16,256 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,925 34,340 SH   SOLE   34,340 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 7,450 160,559 SH   SOLE   160,559 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 235 2,108 SH   SOLE   2,108 0 0
EXXON MOBIL CORP COM 30231G102 375 4,543 SH   SOLE   4,543 0 0
FIDELITY COVINGTON TRUST STOCK FOR INFL 316092386 4,981 146,496 SH   SOLE   146,496 0 0
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 558 28,756 SH   SOLE   28,756 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,011 5,382 SH   SOLE   5,382 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 423 8,625 SH   SOLE   8,625 0 0
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 1,368 35,792 SH   SOLE   35,792 0 0
FIRST TR EXCHNG TRADED FD VI FT CBOE VST INTL 33740F573 572 28,640 SH   SOLE   28,640 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U786 2,727 89,779 SH   SOLE   89,779 0 0
FIRST TR S&P REIT INDEX FD COM 33734G108 337 10,800 SH   SOLE   10,800 0 0
GASLOG PARTNERS LP UNIT LTD PTNRP Y2687W108 79 13,692 SH   SOLE   13,692 0 0
GRANITESHARES PLATINUM TR SHS BEN INT 38748T103 188 19,392 SH   SOLE   19,392 0 0
HONEYWELL INTL INC COM 438516106 203 1,043 SH   SOLE   1,043 0 0
ILLUMINA INC COM 452327109 1,309 3,746 SH   SOLE   3,746 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 472 2,300 SH   SOLE   2,300 0 0
INTEL CORP COM 458140100 290 5,849 SH   SOLE   5,849 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 387 8,200 SH   SOLE   8,200 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 352 2,230 SH   SOLE   2,230 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 344 6,895 SH   SOLE   6,895 0 0
IRON MTN INC NEW COM 46284V101 285 5,150 SH   SOLE   5,150 0 0
ISHARES TR CORE TOTAL USD 46434V613 6,360 128,149 SH   SOLE   128,149 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 14,588 143,938 SH   SOLE   143,938 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,531 19,737 SH   SOLE   19,737 0 0
ISHARES TR MSCI USA VALUE 46432F388 1,495 14,297 SH   SOLE   14,297 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,324 294,033 SH   SOLE   294,033 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,354 12,906 SH   SOLE   12,906 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 415 3,880 SH   SOLE   3,880 0 0
ISHARES TR MBS ETF 464288588 571 5,601 SH   SOLE   5,601 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 202 1,350 SH   SOLE   1,350 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,802 6,177 SH   SOLE   6,177 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,455 36,339 SH   SOLE   36,339 0 0
JACOBS ENGR GROUP INC COM 469814107 482 3,500 SH   SOLE   3,500 0 0
JOHNSON & JOHNSON COM 478160104 240 1,353 SH   SOLE   1,353 0 0
JPMORGAN CHASE & CO COM 46625H100 322 2,362 SH   SOLE   2,362 0 0
KELLOGG CO COM 487836108 322 5,000 SH   SOLE   5,000 0 0
KKR REAL ESTATE FIN TR INC COM 48251K100 258 12,501 SH   SOLE   12,501 0 0
LILLY ELI & CO COM 532457108 530 1,852 SH   SOLE   1,852 0 0
LOWES COS INC COM 548661107 250 1,237 SH   SOLE   1,237 0 0
MERCK & CO INC COM 58933Y105 319 3,885 SH   SOLE   3,885 0 0
META PLATFORMS INC CL A 30303M102 1,493 6,713 SH   SOLE   6,713 0 0
MICROSOFT CORP COM 594918104 7,350 23,841 SH   SOLE   23,841 0 0
NETFLIX INC COM 64110L106 879 2,346 SH   SOLE   2,346 0 0
NORTHROP GRUMMAN CORP COM 666807102 392 877 SH   SOLE   877 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 476 35,600 SH   SOLE   35,600 0 0
NVIDIA CORPORATION COM 67066G104 1,169 4,284 SH   SOLE   4,284 0 0
OCCIDENTAL PETE CORP COM 674599105 229 4,042 SH   SOLE   4,042 0 0
ONEMAIN HLDGS INC COM 68268W103 254 5,366 SH   SOLE   5,366 0 0
PFIZER INC COM 717081103 249 4,801 SH   SOLE   4,801 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635 306 6,605 SH   SOLE   6,605 0 0
PROCTER AND GAMBLE CO COM 742718109 218 1,428 SH   SOLE   1,428 0 0
ROKU INC COM CL A 77543R102 340 2,711 SH   SOLE   2,711 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,696 27,941 SH   SOLE   27,941 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,438 10,495 SH   SOLE   10,495 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 547 14,264 SH   SOLE   14,264 0 0
SHERWIN WILLIAMS CO COM 824348106 220 882 SH   SOLE   882 0 0
SPDR GOLD TR GOLD SHS 78463V107 745 4,122 SH   SOLE   4,122 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 18,372 345,795 SH   SOLE   345,795 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 925 22,162 SH   SOLE   22,162 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 840 5,560 SH   SOLE   5,560 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 1,182 60,975 SH   SOLE   60,975 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 717 46,617 SH   SOLE   46,617 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 184 21,000 SH   SOLE   21,000 0 0
TELLURIAN INC NEW COM 87968A104 55 10,426 SH   SOLE   10,426 0 0
TESLA INC COM 88160R101 1,114 1,034 SH   SOLE   1,034 0 0
UNITEDHEALTH GROUP INC COM 91324P102 247 485 SH   SOLE   485 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,015 7,468 SH   SOLE   7,468 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 990 2,385 SH   SOLE   2,385 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,263 4,393 SH   SOLE   4,393 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 254 1,566 SH   SOLE   1,566 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 2,318 21,654 SH   SOLE   21,654 0 0
VISA INC COM CL A 92826C839 490 2,208 SH   SOLE   2,208 0 0
VIZIO HLDG CORP CL A COM 92858V101 115 12,924 SH   SOLE   12,924 0 0